If you’re looking to help your teen take their first steps into financial independence, PSECU has a solid reason to start now. With their Teen Banking Bonus, teens between the ages of 13 and 17 can earn a $100 cash bonus just for opening a new account and completing a few simple actions within 60 days.
Want the best bank bonuses nationwide? Check out our top picks here—including huge offers from BMO and Chase that you won’t want to miss!
Key Takeaways
Bonus Amount: $100
Account Type: Teen Banking Account
Age Requirement: 13–17
Promo Code:TEEN
Offer Valid Through: December 31, 2025
Direct Deposit Required: No
Must be a new PSECU member: Yes
How to Earn the $100 Bonus
To unlock the $100 bonus, your teen must complete the following steps within 60 days of establishing membership:
Open a Teen Banking Account
Must include a checking account and debit card
Use promo code: TEEN
Adult must be a joint account owner
Enroll in Digital Banking
Log in via the PSECU app or online banking
Make 5 qualifying transactions
Qualifying actions include:
Debit card purchases
Transfers (internal or external)
Deposits via mobile, ATM, or in-branch
Minimum Transaction Amount: $5 each
Once these steps are complete and verified, PSECU will deposit $100 into the teen’s Regular Savings account—typically within 105 days of account opening.
Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. This...Show More
Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. This offer expires on 5/31/26. Open your account online with as little as $100, fund it easily through transfer or mobile deposit, and start earning one of the most competitive savings rates in the country today.1 Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.2 Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of July 20, 2026.Boost Disclaimer: This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria. Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate. The Promotion begins on February 13, 2026, and ends August 31, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6month period outlined in the terms and conditions. The promotion can end at any time without notice.For complete list of account details and fees, see their Personal Account Disclosures at https://www.cit.com/cit-bank/resources/forms Show Less
Account Features
Youth Savings Rate: 4.00% APY on balances up to $500
No monthly fees
Debit card for everyday spending
Adult joint owner helps guide responsible use
Our Take
This is a great incentive to encourage teenagers to learn real-world money management. The bonus is easy to qualify for and reinforces smart financial habits like saving, spending mindfully, and managing digital tools. Plus, the 4.00% APY on the first $500 is a standout benefit compared to traditional youth accounts.
If your teen doesn’t already have a banking relationship, this is a perfect starter offer to jump on before year-end.
As a passionate advocate for financial wellness, I am dedicated to uncovering and sharing the top bonus deals to maximize your earning and savings potential. In my free time, I am a seasoned traveler, constantly creating itineraries for my next adventurous journey.
