PSECU Teen Banking Bonus – Get $100 for Learning to Bank Smart [PA] – Ends 12/31/25

If you’re looking to help your teen take their first steps into financial independence, PSECU has a solid reason to start now. With their Teen Banking Bonus, teens between the ages of 13 and 17 can earn a $100 cash bonus just for opening a new account and completing a few simple actions within 60 days.

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Key Takeaways

• Bonus Amount: $100
• Account Type: Teen Banking Account
• Age Requirement: 13–17
• Promo Code: TEEN
• Offer Valid Through: December 31, 2025
• Direct Deposit Required: No
• Must be a new PSECU member: Yes

How to Earn the $100 Bonus

To unlock the $100 bonus, your teen must complete the following steps within 60 days of establishing membership:

1. Open a Teen Banking Account
   • Must include a checking account and debit card
   • Use promo code: TEEN
   • Adult must be a joint account owner
2. Enroll in Digital Banking
   • Log in via the PSECU app or online banking
3. Make 5 qualifying transactions
   • Qualifying actions include:
     • Debit card purchases
     • Transfers (internal or external)
     • Deposits via mobile, ATM, or in-branch
4. Minimum Transaction Amount: $5 each

Once these steps are complete and verified, PSECU will deposit $100 into the teen’s Regular Savings account—typically within 105 days of account opening.

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Account Features

• Youth Savings Rate: 4.00% APY on balances up to $500
• No monthly fees
• Debit card for everyday spending
• Adult joint owner helps guide responsible use

Our Take

This is a great incentive to encourage teenagers to learn real-world money management. The bonus is easy to qualify for and reinforces smart financial habits like saving, spending mindfully, and managing digital tools. Plus, the 4.00% APY on the first $500 is a standout benefit compared to traditional youth accounts.

If your teen doesn’t already have a banking relationship, this is a perfect starter offer to jump on before year-end.