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Home Bank Promotions

Presidential Bank (MD) Advantage Checking Rate Offer: Up To 4.62% APY (Nationwide)

Diana Mason by Diana Mason
May 30, 2023 5:41 am CDT
in Bank Promotions
0
Earn a $300 cash bonus with BlueVine!
chase-total-checking-banner-300-2024

Presidential Bank (MD) offers competitive rates for their reward checking account. See current rates below.

Update 5/28/23: APY rates updated from 4.625% and 3.625% to 4.62% and 3.62%.

Update 2/27/23: APY rate increased from up to 4.25% to up to 4.625%.

Update 2/15/23: APY rate increased from up to 4.00% to up to 4.25%.

  • Presidential Bank (MD) is headquartered in Bethesda, Maryland.
  • They have locations in District Of Columbia, Maryland and Virginia and was established in 1985.
  • They offer one of the most attractive deposit rates in the marketplace.
  • Available nationwide

Presidential Bank Advantage Checking

  • Rate offer: 4.62% APY up to $25k
    • 3.62% APY on $25k+
    • 0.10% APY if don’t meet requirements (see below)
  • Availabilty: Nationwide
  • Minimum for APY: $500
  • Monthly service fee: $5 ($500 minimum balance to avoid service charge)
Learn More at Presidential Bank

Account Requirements

  • An electronic monthly deposit of $500 or more from payroll, pension, social security, or annuity is required.
  • Each account must have a unique direct deposit source.
  • At least seven (7) electronic withdrawals per month are required (electronic withdrawals include: ATM, POS, ACH and Bill Payments.)
  • Accounts that do not meet the minimum deposit and withdrawal requirements will earn a lower interest rate.
  • After the first month the account is open, accounts that do not meet the minimum deposit and withdrawal requirements, including the monthly direct deposit requirement and the requirement for a minimum number of electronic withdrawals each month, will earn a substantially lower interest rate for the month.
  • Advantage Checking accounts have minimum transaction requirements to qualify for the above rates. 

READ MORE: GET TOP OFFERS FROM CHASE, AXOS, AND BMO.

Account Features

  • Interest credited at month end
  • First order of checks is free
  • Visa® Debit Card with the CardValet app available and free 
  • ATM surcharge rebates up to $8 per month
  • Free Personal Online Banking
  • Deposit and check images available online
  • Monthly electronic statements (required)
  • Free Billpayer
  • Email Deposit Notifications required

Read more: Compare all the best Reward Checking rates here.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

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Diana Mason

Diana Mason

My passion for travel eventually led me away from the 9 to 5 office life and into the embrace of freelance work. Born in Cali and raised in Philly, I am a creative professional with a delightful knack for words. When I'm not gallivanting across the globe, you can find me writing (of course), teaching yoga, and dreaming of my next big adventure.

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