Elements Financial offers competitive rates for their High Yield Interest Checking account. See current rates below.
- Elements Financial is headquartered in Indianapolis, Indiana.
- They have locations in Indiana only and was established in 1976.
- They offer one of the most attractive deposit rates in the marketplace.
- Available nationwide
See the Posts History below for all Elements Financial’s offers.
Elements Financial High Interest Checking
- Rate offer: 5.00% APY up to $20k for the 12 months of account opening (Tier 1)
- Blended APY ranging from 5.00% to 1.66% (Tier 1 & Tier 2) on balances from $20,000.01 to $50,000.00 and is variable.
- Accounts not meeting the qualifying transaction threshold will earn 0.05% APY which is variable.
- Availabilty: Nationwide
- Minimum for APY: None
- Monthly service fee: $5; Waived if enrolled in E-Statements
Account Requirements
- To earn Tier 1 or Tier 2 dividends rates, 15 qualifying transactions must be performed during each statement cycle.
- Accounts not meeting the qualifying transaction threshold will earn 0.05% APY which is variable and may change at any time.
- On the first day of the month following the account opening anniversary month, the Promo HINT APY will automatically convert to the then current standard High Interest Checking account APY which is variable and may change at any time without notice.
- Current High Interest Checking account holders and those with High Interest Checking accounts closed less than 180 days are not eligible.
- An existing High Interest Checking account cannot be converted to the Promo HINT.
- Limit one Promo HINT per person.
- Other qualifications may apply.
- Promotional offer may be discontinued at any time.
- Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals.
- No other transactions qualify.
- At least one account holder must be at least 18 years old.
- Fees may reduce earnings.
READ MORE: GET TOP OFFERS FROM CHASE, AXOS, BANK OF AMERICA, TD BANK AND U.S. BANK.
Account Features
- Special Offer for New Accountholders Only — Earn 5.00% APY for 12 Months on balances up to $20,000
- Unlimited transactions
- First 40 checks FREE
- No monthly Maintenance Service Charge when enrolled in electronic statements
- No minimum balance
- Visa debit card with the convenience of paying at retailers with a tap, a swipe, or a chip
- Online check images
- FREE access to credit score
Posts History for Elements Financial:
Read more: Compare all the best Reward Checking rates here.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
