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Find updated offers and bonuses from Elements Financial here.
Established in 1976 and headquartered in Indianapolis, Indiana, Elements Financial is a credit union with just 6 locations in the state. However, membership is available nationwide by joining Tru Direction.
Membership in Elements Financial is open to anyone through membership in Tru Direction Inc. ($5 dues payment). Membership is also open to employees or members of Zappos.com, Indiana University Health, OneAmerica Financial Partners, and over 90 Select Employer Groups. See current membership info.
See our bank offers page for more offers. Top offers can be found from Chase Bank, HSBC Bank, Aspiration, TD Bank, BMO Harris, Bank of America and many more.
Elements Financial most notably has their High Interest Checking account that’s worth a look. We’ll review the current offers below.
Elements Financial $200 Checking Account Bonus

The details of this $200 bonus offer likely won’t be displayed on the application page because the promo page was meant for state of Indiana employees and family members. However, many people have reported successfully earning the $200 bonus using the promo code. Another working approach is to apply for the Savings account first, and the $200 Checking offer may get sent to your email.
- $200 bonus offer has no set expiration
- $200 Checking promo code: CHECK200
- Available nationwide
- Application will trigger a Soft Pull, which does not affect your credit
- No monthly fees with eStatements
- You will forfeit the bonus if the account is closed within 6 months of opening
How To Earn The $200 Bonus
- Use the link above to go to the application page to apply for a new Checking Account
- Go through the application process and when you get to the promo code screen, enter in the code: CHECK200
- Set up a recurring monthly direct deposit of $500 or more within 60 days of account opening
Elements Financial High Interest Checking Rate Offer: 3.00% APY
*This account currently doesn’t make it onto our Best Reward Checking Accounts list. The rate is no longer being updated.
See the best Checking rates list here.
- Rate offer: 3.00% APY $100 – $20k
- 0.10% APY $20k+
- Availabilty: Nationwide via membership
- Minimum for APY: $100
- Maximum for APY: $20k
- Monthly service fee: $5; Waived if enrolled in E-Statements
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.