Perpay Promotions: $100 Bonus & $200 For Referrals

Perpay is welcoming new customers with a $100 credit bonus (referral link below). Earn an additional $200 credit bonus for every person who claims their welcome reward using your unique referral link.

• Update 11/27/2022: Cyber Monday sale $55 off with code CYBER55. $200 order minimum.

Perpay is a “buy now, pay later” service that doesn’t charge any interest or other hidden fees. Your purchase is split into smaller payments that are taken directly out of your direct deposited paycheck every pay period.

Perpay reports to credit bureaus, so you can also improve your credit score with on-time payments. Keep reading for more on Perpay and their current offers.

Perpay Promotion: $100 Welcome Credit

Enjoy a $100 credit bonus when you use this referral link to register for a free Perpay account. The welcome bonus will automatically apply to your first Perpay purchase. This promotion is valid for new members only.

Perpay Promotion: Give $100, Get $200 Referral Program

Invite your friends, family, and coworkers using your unique referral link, and Perpay will send them a $100 welcome credit. If they complete registration, make their first purchase, and their order is shipped out, Perpay will post a $200 bonus credit to your account.

Referral credits will automatically apply to your next purchase:

• Of at least $300 if you’ve never made a purchase with Perpay before.
• Of at least $200 if you have made a purchase with Perpay before.

There is no limit to how many people you can refer nor how many referral bonuses you can earn. See referral program details here.

How Perpay Works

Perpay is an online marketplace with big-ticket items – electronics, fashion, beauty, home decor, and much more – from over 1,000 top brands and the option to pay in installments while improving your credit score. There is no credit history check and your spending limit is based on your current income. Here’s how it works:

1. Complete your profile to access your spending limit.
2. Start shopping.
3. Choose from 4, 8, 16, or 18 payments and the frequency of your payments.
4. Automatically pay over time for your purchase with a small amount from every paycheck.
5. Perpay reports your positive payment history to credit bureaus after four months of timely payments with a combined total of at least $200.

Before you apply for Perpay, make sure you’re eligible for an account:

• Maintain active full-time employment
• Can validate 3 months of employment history
• Be able to set up multiple direct deposits
• Earn a minimum annual income of $15,000
• Have no active bankruptcies

Bottom Line

Perpay makes purchasing big-ticket items easier and more accessible with scheduled payments that can help you build your credit. There is no interest, no fees, and no credit checks. Take advantage of the $100 Perpay promotion when you apply with this referral link.

Other “buy now, pay later” services include Afterpay and Klarna.

Read more: See the best bank promotions here and the best investing promotions here.