PayPal Here Review: Great For Mobile Merchants

With PayPal Here, you can build an inventory of products through the dashboard or in the app. Store photos, price, descriptions and other information. You can even run sales reports based on your item library.

Within the item library, you have the power to add:

• Item variants: different sizes and colors, set different pricing for each variant
• Item categories: sort items into categories, create a best sellers list for quick reference
• Item add-ons: add on extra products, like extra cheese on a hamburger

If you have a lot of users who need to access PayPal Here, you can create secondary accounts and assign user permissions. PayPal will let you create 1,000 sub-user accounts at no extra charge.

In contrast, Square charges for this feature in its employee management package.

When it’s time to make a quick sale, just input the amount and charge the card. No items will be added to the sales report, but the transaction will be recorded.

Manage all payments in one place. This feature has the ability to log cash and check payments.

You can configure PayPal Here to auto-set your tax rate based on your GPS location or manually adjust the tax in the app yourself.

You can also choose to apply the tipping function at checkout. There’s even an option to suggest a custom number by dollar amount or percentage.

If you’re having a sale, PayPal Here has the option to add discounts at checkout.

You can also send refunds or partial refunds when you need to, from within the app.

If you want more payment security, you can choose to require signatures for transactions under $25. A signature is automatically required for purchases over $25.

As part of your PayPal business account, you can send invoices to customers over the web or directly on the PayPal Here app. The invoice is free to send. But when you get paid, PayPal will take 2.9% + $0.30.

This starter card reader works well for businesses with intermittent, low-volume transactions and monthly sales under $500. All you have to do is download the PayPal Here app on your mobile device, plug the card reader into the audio jack, and you’re good to go. Cost: $14.99.

The most popular PayPal Here card reader fits well with businesses that take payments on the go, in an office or in a store. It’s an easy and secure way to process both magnetic stripe and chip cards via Bluetooth connection. Cost: $24.99.

Pair this with a compatible phone or tablet, and you got yourself a POS system. It accepts magnetic stripe or chip cards and contactless payments like Apply Pay or Google Pay via Bluetooth connection. With it, you have the ability to record cash and check transactions as well as send invoices from the app or online. Get the charging stand too, so you can keep your reader charged all day long. Cost: $59.99 or $79.99 with charging stand.

The most expensive reader PayPal Here has to offer, it uses Bluetooth connection to process magnetic stripe and chip cards, as well as contactless payments. Cost: $99.99.

If you need any help, PayPal Here offers a wide variety of service and support options: calling in, emailing, posting on social media, searching the community forum and checking out its knowledgebase.

If you have an account-related issue, you’ll have to call in for support. For all other questions, concerns or issues, you should check out all other support channels first.

Although merchants can set up their account immediately, PayPal will take note of your processing habits to make sure you’re not a high-risk merchant. Red flags will trigger an account review, followed by a hold, a freeze or even account termination.

PayPal Here is a third-party payments processor, aggregating accounts. That means you can sign up and start processing almost right away, with no monthly costs or early termination fees (ETFs). PayPal also doesn’t charge a non-activity fee, making it a good choice for seasonal merchants.

If you already have a PayPal business account, it’s super easy to start with PayPal Here. Although don’t expect guaranteed access. You’ll still have to apply and wait for approval.

As always, make sure to read every word in the full user agreement before you sign up.