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Contents
OUR Credit Union (ourcuonline.org) promotions and offers can be found updated here. Typical offers range from $100 to $300.
OUR CU was established in 1959 and is headquartered in Royal Oak, Michigan. They have just 4 locations in Michigan.
READ MORE: See Bank Offers From Chase Bank, U.S. Bank, TD Bank, BMO Harris, And Bank Of America
Membership is open to those who live, work, attend school or worship in the state of Michigan. See current membership info.
I’ll review the current offers below.
OUR Credit Union $100 Checking Bonus
- What you’ll get: $100 bonus
- Where it’s available: MI
- How to earn it:
- Matching deposit up to $100 for new Premium Checking Account.
- Account requirements: Debit Card (at least one transaction per month over first 60 days), eStatements and recurring Direct Deposit totaling $500 or more.
- When it expires: 11/30/2022
Waive The Monthly Fee
The Premium Checking Account has no monthly fees.
Fine Print
- This offer does not apply if you have an existing OUR Credit Union checking account or have closed an account within the previous 12 months.
- Opening deposit match (up to $100) will take place approximately 60 days from opening date.
- Other restrictions may apply.
Bottom Line
This isn’t as good as their previous offer, which was for a $300 bonus. So, it isn’t quite worth doing.
[Expired] OUR Credit Union $300 Checking Bonus
Earn a $300 Checking bonus with this offer from OUR Credit Union. Direct deposit will be required for the bonus.
- $300 bonus offer expires 7/31/2019
- Available in MI
- Free Checking is eligible for this offer
- Direct deposit is required for the bonus
- Application will trigger a Hard Pull, which does affect your credit
- Monthly fees: None
- Early account termination fee: None
How To Earn The $300 Bonus
- Open an account online using promo code: MATCH OR mention facebook ad at an OUR Credit Union location for matching deposit.
- Matching deposit up to $300 for new Checking Accounts.
- Account requirements: Debit Card (at least one transaction per month over first 60 days), eStatements and Direct Deposit totaling $500 or more.
- Opening deposit match (up to $300) will take place approximately 60 days from opening date.
- Free ATM/Debit Card
- Free Unlimited ATM Transactions
- Apple Pay
- Free Online Banking and Bill Pay
- Mobile Deposit
- First Box of Checks Free and No Per-Check Fees
- No Minimum Balance and No Monthly Fee
- Optional Personal Credit Line (which may be used to cover Checking Account overdrafts)
- Overdraft Privilege to Qualified Accounts
No monthly fees with the OUR Free Checking account.
- This offer does not apply if you have an existing OUR Credit Union checking account or have closed an account within the previous 12 months.
- Other restrictions may apply.
Bottom Line
Applying for this account will trigger a hard credit inquiry and ding your credit a bit, even if for the short term. As more than 90% of bank bonuses are soft inquiries, be aware when going for this offer. Compare with the best bank promos here, including ones from Bank of America, Chase, TD Bank, Aspiration, Huntington and more.
READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here
