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Home Bank Promotions

OUR Credit Union Promotions: $100 Checking Account Bonus [MI]

Tony Jay by Tony Jay
October 5, 2022 12:03 am CDT
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This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Contents

  • 1 OUR Credit Union $100 Checking Bonus
    • 1.1 Waive The Monthly Fee
    • 1.2 Fine Print
    • 1.3 Bottom Line
  • 2 [Expired] OUR Credit Union $300 Checking Bonus
    • 2.1 How To Earn The $300 Bonus
    • 2.2 Bottom Line
Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus
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OUR Credit Union (ourcuonline.org) promotions and offers can be found updated here. Typical offers range from $100 to $300.

OUR CU was established in 1959 and is headquartered in Royal Oak, Michigan. They have just 4 locations in Michigan.

READ MORE: See Bank Offers From Chase Bank, U.S. Bank, TD Bank, BMO Harris, And Bank Of America

Membership Information For Credit Union:
Membership is open to those who live, work, attend school or worship in the state of Michigan. See current membership info.

I’ll review the current offers below.

OUR Credit Union $100 Checking Bonus

  • What you’ll get: $100 bonus
  • Where it’s available: MI
  • How to earn it:
    • Matching deposit up to $100 for new Premium Checking Account.
    • Account requirements: Debit Card (at least one transaction per month over first 60 days), eStatements and recurring Direct Deposit totaling $500 or more.
  • When it expires: 11/30/2022
Learn More at OUR CU

Waive The Monthly Fee

The Premium Checking Account has no monthly fees.

Fine Print

  • This offer does not apply if you have an existing OUR Credit Union checking account or have closed an account within the previous 12 months.
  • Opening deposit match (up to $100) will take place approximately 60 days from opening date.
  • Other restrictions may apply.

Bottom Line

This isn’t as good as their previous offer, which was for a $300 bonus. So, it isn’t quite worth doing.


[Expired] OUR Credit Union $300 Checking Bonus

$300 bonus from OUR Credit Union
$300 bonus from OUR Credit Union

Earn a $300 Checking bonus with this offer from OUR Credit Union. Direct deposit will be required for the bonus.

  • $300 bonus offer expires 7/31/2019
  • Available in MI
  • Free Checking is eligible for this offer
  • Direct deposit is required for the bonus
  • Application will trigger a Hard Pull, which does affect your credit
  • Monthly fees: None
  • Early account termination fee: None
Learn More at OUR CU

How To Earn The $300 Bonus

EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT

  • Open an account online using promo code: MATCH OR mention facebook ad at an OUR Credit Union location for matching deposit.
  • Matching deposit up to $300 for new Checking Accounts.
  • Account requirements: Debit Card (at least one transaction per month over first 60 days), eStatements and Direct Deposit totaling $500 or more.
  • Opening deposit match (up to $300) will take place approximately 60 days from opening date.

  • Free ATM/Debit Card
  • Free Unlimited ATM Transactions
  • Apple Pay
  • Free Online Banking and Bill Pay
  • Mobile Deposit
  • First Box of Checks Free and No Per-Check Fees
  • No Minimum Balance and No Monthly Fee
  • Optional Personal Credit Line (which may be used to cover Checking Account overdrafts)
  • Overdraft Privilege to Qualified Accounts

No monthly fees with the OUR Free Checking account.

  • This offer does not apply if you have an existing OUR Credit Union checking account or have closed an account within the previous 12 months.
  • Other restrictions may apply.

Bottom Line

Applying for this account will trigger a hard credit inquiry and ding your credit a bit, even if for the short term. As more than 90% of bank bonuses are soft inquiries, be aware when going for this offer. Compare with the best bank promos here, including ones from Bank of America, Chase, TD Bank, Aspiration, Huntington and more.

READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here

TopCashback bonus TopCashback bonus TopCashback bonus
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Tony Jay

I'm all about finding new finance-related promotions and bonuses here at MoneysMyLife. Contact me here.

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