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If you are a Wise customer, here is some exciting news for you. You can now earn 3.71% APY on your USD balance, and interest earned will be paid monthly into your USD balance. This is a great opportunity for customers to earn some extra money on their Wise account balance.
If you aren’t a Wise customer yet, sign up here with a special offer.
Opt-In to Start Earning Interest
To start earning the interest, customers will need to log into their Wise account and opt-in.

Here are the details on the offer for earning 3.71% APY on USD balance:
- Opt-in to start earning interest
- Interest earned paid monthly into USD balance
- Only available to eligible US customers
- Partnered with JPMorgan Chase Bank for security and FDIC insurance coverage
Annual percentage yield as of this write-up; check with Wise for the most current rate.
Partnered with JPMorgan Chase Bank
Wise US Inc. is not a bank, but they have partnered with JPMorgan Chase Bank, N.A (“JPM”) to allow eligible US customers to earn interest on their USD balance. The FDIC insures the coverage up to $250K, ensuring that the money is safe and secure.
Global Money Transfer Service
Wise is a global money transfer service that serves as one place to manage your money. You can save when you send, receive and spend worldwide, move your money to over 70 countries, and do it all on the go with a Wise account.
Wise also helps customers find the best deal when converting currencies, paying international bills, or receiving money from abroad.
Pros & Cons
Pros:
- Earn 3.71% APY on USD balance
- Interest earned paid monthly into USD balance
- Partnered with JPMorgan Chase Bank for security and FDIC insurance coverage
- Global money transfer service to manage your money
Cons:
- Only available to eligible US customers
- Interest rates are subject to change
Bottom Line
If you are a Wise customer, this is an excellent opportunity to earn some extra money on your USD balance. Wise’s partnership with JPMorgan Chase Bank ensures that the money is safe and secure, and the FDIC insures the coverage up to $250K.
However, this offer is only available to eligible US customers, and interest rates are subject to change. Overall, Wise is a great global money transfer service that helps customers manage their money and save on hidden fees and exchange rate markups.
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Posts History for Wise:
- Wise (wise.us) Business Banking: $100 Credit Promotion & Up To 1% Checking – Ended
- Best Banking & Money Transfer Services For International Travel, Digital Nomads & Expats
- Best Bank Accounts For Digital Nomads / U.S. Citizens Living Overseas
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