Looking for business banking that combines substantial bonuses with dedicated small business expertise? Old National Bank is offering new business customers up to $800 for opening business checking accounts—and here’s what makes it compelling: you get access to dedicated small business bankers who understand your local market while earning significant rewards for establishing your business banking relationship.
Here’s the truth: most banks offer business bonuses but treat small businesses like afterthoughts with generic products and automated service. But Old National Bank has built something different—dedicated small business banking with customizable solutions and personal relationships that help your business succeed.
Earn big with the best bank bonuses! We’ve rounded up the top nationwide offers, including must-see deals from Chase, BMO & CIT Bank. Don’t miss out!
Old National Bank Business Checking Bonus Overview
Maximum Bonus: Up to $800 cash bonus
Account Options: Access Business Banking or Pro Access Business Banking
Offer Period: February 3, 2026 – June 30, 2026
Bonus Timeline: Paid between days 100-120 after account opening
Digital Requirement: Must enroll in Small Business Digital Banking within 30 days
Complete Bonus Tier Structure
$800 Bonus Tier:
- Deposit $20,000+ within 30 days of account opening
- Maintain $20,000+ balance during days 31-90
- Enroll in Small Business Digital Banking within 30 days
$400 Bonus Tier:
- Deposit $4,000+ within 30 days of account opening
- Maintain $4,000+ balance during days 31-90
- Enroll in Small Business Digital Banking within 30 days
Both tiers require maintaining a positive balance when bonus is processed.
Trending Savings Account Deal:
How to Earn Your Old National Business Bonus
The process emphasizes establishing active business banking relationships:
Step 1: Open Your Business Account
Choose Access Business Banking or Pro Access Business Banking with minimum $100 opening deposit.
Step 2: Fund Your Account
Deposit your target amount ($4,000 or $20,000) within 30 days using qualifying deposits.
Step 3: Maintain Your Balance
Keep the required minimum balance during days 31-90 after account opening.
Step 4: Enroll in Digital Banking
Set up Small Business Digital Banking and log in within 30 days of account opening.
Step 5: Receive Your Bonus
Old National will deposit your bonus between days 100-120 after account opening.
Trending Checking Account Deal:
Business Checking Account Options
Access Business Banking (Simple Solution)
Perfect for startups and small businesses with basic needs
- Monthly Fee: $0 with eStatement enrollment, $3 without
- Free Items: 500 transactions per month
- Cash Deposits: Up to $25,000 monthly at no cost
- Digital Features: Multi-User Lite access, Business Plus and Payments Plus bundles available
Pro Access Business Banking (High-Powered Option)
Designed for growing businesses with advanced needs
- Monthly Fee: $0 with $20,000 average balance or $50,000 combined balances, $25 otherwise
- Free Items: 500 transactions per month
- Cash Deposits: Up to $25,000 monthly at no cost
- Advanced Features: Multiple users, ACH service, Basic Autobooks invoicing, 35% discount on business checks
Understanding Qualifying Deposits
What Counts:
- Teller, ATM, and mobile deposits
- Wire transfers
- External transfers from other financial institutions
- Business revenue and customer payments
What Doesn’t Count:
- Transfers between Old National accounts
- Internal account movements
- Personal funds already held by Old National
TRENDING DEAL:
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 2/2/2026. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.21% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
Enhanced Business Banking Features
Digital Banking Platform
- 24/7 online and mobile access
- Multi-user capabilities with customized permissions
- ACH services and wire transfers
- Invoice creation and payment collection through Autobooks
Bundle Options (Additional Services)
Payments Plus Bundle: Wire services, ACH payments, fraud prevention
Business Plus Bundle: Basic Autobooks invoicing and payment collection
ATM Network Access
- Surcharge-free access to Old National and Allpoint ATMs
- Convenient cash access for business operations
Who Should Consider This Offer?
Small to Mid-Size Businesses
The two-tier bonus structure accommodates different business sizes and cash flow levels.
Businesses Seeking Relationship Banking
Old National provides dedicated small business bankers who work directly with your business.
Growing Companies
The account options scale from simple startups to businesses with complex banking needs.
Local and Regional Businesses
Old National’s community focus and local decision-making benefit businesses operating in their markets.
Trending Savings Account Deal:
Important Eligibility Requirements
New Business Customers Only
Must be new to Old National business banking or not have had business accounts in past 36 months.
Business Purpose Required
Accounts must be opened for legitimate business purposes with proper documentation.
Geographic Availability
Old National operates in specific regional markets—check branch availability in your area.
One Bonus Per Business
Limited to one bonus per Tax ID/EIN regardless of number of accounts opened.
Account Maintenance
Account must remain open with positive balance when bonus is processed (days 100-120).
Timeline and Process
Account Opening: February 3 – June 30, 2026
Funding Period: Within 30 days of opening
Balance Maintenance: Days 31-90 after opening
Digital Banking Enrollment: Within 30 days of opening
Bonus Payment: Days 100-120 after opening
Tax and Compliance Considerations
IRS Reporting
Bonus may be taxable and reported on Form 1099.
Tax Advice
Consult your tax advisor regarding bonus income implications.
Business Documentation
Proper business documentation required for account opening.
My Take on Old National Bank’s Business Bonus
What I find compelling about this offer is the combination of substantial bonus potential with genuine small business focus. The $800 maximum bonus is among the higher offers available, and the two-tier structure makes this accessible to different business sizes.
The dedicated small business banker approach provides personalized service that larger banks often can’t match, while the digital banking platform offers modern convenience.
The account options scale appropriately from simple startups (Access Business Banking) to growing companies with complex needs (Pro Access Business Banking).
The bundle options allow businesses to customize their banking services as they grow, rather than forcing them into one-size-fits-all solutions.
The 90-day balance maintenance period ensures businesses are establishing genuine banking relationships rather than just earning bonuses and leaving.
Is This Business Bonus Right for You?
Consider this offer if you:
- Operate a business in Old National’s service areas
- Can deposit and maintain $4,000+ or $20,000+ for the required periods
- Want dedicated small business banking relationships
- Need scalable banking solutions as your business grows
- Value local decision-making and community-focused banking
Skip it if you:
- Don’t operate in Old National’s geographic markets
- Can’t meet the deposit and balance requirements
- Recently had Old National business accounts or bonuses
- Prefer large national banks with extensive branch networks
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
The Bottom Line
Old National Bank’s business checking bonus offers excellent value for qualifying small to mid-size businesses. The tiered bonus structure provides meaningful rewards while the dedicated small business banking approach offers ongoing relationship value.
This isn’t just about earning a one-time bonus—it’s about establishing a business banking relationship with an institution that specializes in small business success.
Ready to earn up to $800 and access dedicated small business banking? Visit an Old National banking center or call 800-731-2265 to open your business account before June 30, 2026.
The combination of substantial bonus potential, dedicated small business expertise, and scalable account options makes this attractive for businesses seeking both immediate rewards and long-term banking partnerships.
Remember: you have until June 30, 2026, to open your account, then specific timelines for funding, balance maintenance, and digital banking enrollment. The dedicated small business banker support helps ensure you meet all requirements while establishing a valuable business banking relationship.
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