Old National Bank Business Checking Bonus: Earn Up to $800 [IL, IN, KY, MI, MN & WI, ND In Branch Only] – Ends 10/30/26

Looking for business banking that combines substantial bonuses with dedicated small business expertise? Old National Bank is offering new business customers up to $800 for opening business checking accounts—and here’s what makes it compelling: you get access to dedicated small business bankers who understand your local market while earning significant rewards for establishing your business banking relationship.

Here’s the truth: most banks offer business bonuses but treat small businesses like afterthoughts with generic products and automated service. But Old National Bank has built something different—dedicated small business banking with customizable solutions and personal relationships that help your business succeed.

Earn big with the best bank bonuses! We’ve rounded up the top nationwide offers, including must-see deals from Chase, BMO & CIT Bank. Don’t miss out!

Old National Bank Business Checking Bonus Overview

Maximum Bonus: Up to $800 cash bonus
Account Options: Access Business Banking or Pro Access Business Banking
Offer Period: Through October 30, 2026
Bonus Timeline: Paid between days 100-120 after account opening
Digital Requirement: Must enroll in Small Business Digital Banking within 30 days

Complete Bonus Tier Structure

$800 Bonus Tier:

• Deposit $20,000+ within 30 days of account opening
• Maintain $20,000+ balance during days 31-90
• Enroll in Small Business Digital Banking within 30 days

$400 Bonus Tier:

• Deposit $4,000+ within 30 days of account opening
• Maintain $4,000+ balance during days 31-90
• Enroll in Small Business Digital Banking within 30 days

Both tiers require maintaining a positive balance when bonus is processed.

Trending Savings Account Deal:

CIT Bank Platinum Savings: Earn Up to 4.10% APY

Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. This...Show More

Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. This offer expires on 5/31/26. Open your account online with as little as $100, fund it easily through transfer or mobile deposit, and start earning one of the most competitive savings rates in the country today.1 Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of January 9, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.2 Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of February 17, 2026.Boost Disclaimer: This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria. Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate. The Promotion begins on February 13, 2026, and ends August 31, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6month period outlined in the terms and conditions. The promotion can end at any time without notice.For complete list of account details and fees, see their Personal Account Disclosures at https://www.cit.com/cit-bank/resources/forms Show Less

Earn Up to 4.10% APY

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How to Earn Your Old National Business Bonus

The process emphasizes establishing active business banking relationships:

Step 1: Open Your Business Account
Choose Access Business Banking or Pro Access Business Banking with minimum $100 opening deposit.

Step 2: Fund Your Account
Deposit your target amount ($4,000 or $20,000) within 30 days using qualifying deposits.

Step 3: Maintain Your Balance
Keep the required minimum balance during days 31-90 after account opening.

Step 4: Enroll in Digital Banking
Set up Small Business Digital Banking and log in within 30 days of account opening.

Step 5: Receive Your Bonus
Old National will deposit your bonus between days 100-120 after account opening.

Trending Checking Account Deal:

Chase Checking Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the...Show More

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 10/14/26. Show Less

Earn $400

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Business Checking Account Options

Access Business Banking (Simple Solution)
Perfect for startups and small businesses with basic needs

• Monthly Fee: $0 with eStatement enrollment, $3 without
• Free Items: 500 transactions per month
• Cash Deposits: Up to $25,000 monthly at no cost
• Digital Features: Multi-User Lite access, Business Plus and Payments Plus bundles available

Pro Access Business Banking (High-Powered Option)
Designed for growing businesses with advanced needs

• Monthly Fee: $0 with $20,000 average balance or $50,000 combined balances, $25 otherwise
• Free Items: 500 transactions per month
• Cash Deposits: Up to $25,000 monthly at no cost
• Advanced Features: Multiple users, ACH service, Basic Autobooks invoicing, 35% discount on business checks

Understanding Qualifying Deposits

What Counts:

• Teller, ATM, and mobile deposits
• Wire transfers
• External transfers from other financial institutions
• Business revenue and customer payments

What Doesn’t Count:

• Transfers between Old National accounts
• Internal account movements
• Personal funds already held by Old National

TRENDING DEAL:

Chase Private Client Bonus: Earn Up to $3,000 with a New Checking Account*

Bring your money where it’s treated differently. Open a Chase Private Client Checking account and earn up to $3,000 in cash bonuses* when you move qualifying new money to Chase...Show More

Bring your money where it’s treated differently. Open a Chase Private Client Checking account and earn up to $3,000 in cash bonuses* when you move qualifying new money to Chase Private Client. Deposit $150,000–$249,999 to earn $1,000, $250,000–$499,999 to earn $2,000, or $500,000+ to earn the full $3,000. Meet with a Private Client Banker in-branch, transfer eligible funds within 45 days, and maintain your balance for 90 days to unlock premium relationship banking, priority service, and access to J.P. Morgan Wealth Management. Offer ends 10/14/26.* Show Less

Up to $3,000 Cash Bonus

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Enhanced Business Banking Features

Digital Banking Platform

• 24/7 online and mobile access
• Multi-user capabilities with customized permissions
• ACH services and wire transfers
• Invoice creation and payment collection through Autobooks

Bundle Options (Additional Services)
Payments Plus Bundle: Wire services, ACH payments, fraud prevention
Business Plus Bundle: Basic Autobooks invoicing and payment collection

ATM Network Access

• Surcharge-free access to Old National and Allpoint ATMs
• Convenient cash access for business operations

Who Should Consider This Offer?

Small to Mid-Size Businesses
The two-tier bonus structure accommodates different business sizes and cash flow levels.

Businesses Seeking Relationship Banking
Old National provides dedicated small business bankers who work directly with your business.

Growing Companies
The account options scale from simple startups to businesses with complex banking needs.

Local and Regional Businesses
Old National’s community focus and local decision-making benefit businesses operating in their markets.

Trending Savings Account Deal:

Raisin Savings Network: 70+ Banks, Up $1200 & Top Savings Account APY Rates

Unlock the power of your savings with Raisin’s exclusive network of 70+ insured banks and credit unions, offering top-tier savings rates with zero fees. Plus earn up to a $1,200...Show More

Unlock the power of your savings with Raisin’s exclusive network of 70+ insured banks and credit unions, offering top-tier savings rates with zero fees. Plus earn up to a $1,200 sign up bonus. With just one secure login, you can easily diversify your deposits across multiple institutions, all backed by up to $10 million in federal deposit insurance coverage.¹ Open your Raisin account in minutes and start earning more today. Show Less

Up to $1,500 & Top APY

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Important Eligibility Requirements

New Business Customers Only
Must be new to Old National business banking or not have had business accounts in past 36 months.

Business Purpose Required
Accounts must be opened for legitimate business purposes with proper documentation.

Geographic Availability
Old National operates in specific regional markets—check branch availability in your area.

One Bonus Per Business
Limited to one bonus per Tax ID/EIN regardless of number of accounts opened.

Account Maintenance
Account must remain open with positive balance when bonus is processed (days 100-120).

Timeline and Process

Account Opening: February 3 – June 30, 2026
Funding Period: Within 30 days of opening
Balance Maintenance: Days 31-90 after opening
Digital Banking Enrollment: Within 30 days of opening
Bonus Payment: Days 100-120 after opening

Tax and Compliance Considerations

IRS Reporting
Bonus may be taxable and reported on Form 1099.

Tax Advice
Consult your tax advisor regarding bonus income implications.

Business Documentation
Proper business documentation required for account opening.

My Take on Old National Bank’s Business Bonus

What I find compelling about this offer is the combination of substantial bonus potential with genuine small business focus. The $800 maximum bonus is among the higher offers available, and the two-tier structure makes this accessible to different business sizes.

The dedicated small business banker approach provides personalized service that larger banks often can’t match, while the digital banking platform offers modern convenience.

The account options scale appropriately from simple startups (Access Business Banking) to growing companies with complex needs (Pro Access Business Banking).

The bundle options allow businesses to customize their banking services as they grow, rather than forcing them into one-size-fits-all solutions.

The 90-day balance maintenance period ensures businesses are establishing genuine banking relationships rather than just earning bonuses and leaving.

Is This Business Bonus Right for You?

Consider this offer if you:

• Operate a business in Old National’s service areas
• Can deposit and maintain $4,000+ or $20,000+ for the required periods
• Want dedicated small business banking relationships
• Need scalable banking solutions as your business grows
• Value local decision-making and community-focused banking

Skip it if you:

• Don’t operate in Old National’s geographic markets
• Can’t meet the deposit and balance requirements
• Recently had Old National business accounts or bonuses
• Prefer large national banks with extensive branch networks

See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today

The Bottom Line

Old National Bank’s business checking bonus offers excellent value for qualifying small to mid-size businesses. The tiered bonus structure provides meaningful rewards while the dedicated small business banking approach offers ongoing relationship value.

This isn’t just about earning a one-time bonus—it’s about establishing a business banking relationship with an institution that specializes in small business success.

Ready to earn up to $800 and access dedicated small business banking? Visit an Old National banking center or call 800-731-2265 to open your business account before June 30, 2026.

The combination of substantial bonus potential, dedicated small business expertise, and scalable account options makes this attractive for businesses seeking both immediate rewards and long-term banking partnerships.

Remember: you have until June 30, 2026, to open your account, then specific timelines for funding, balance maintenance, and digital banking enrollment. The dedicated small business banker support helps ensure you meet all requirements while establishing a valuable business banking relationship.