MemberSource Credit Union $250 Referral Bonus (Houston Area) – Ends 3/31/26

MemberSource Credit Union is offering a $250 bonus for new members who open an account and set up qualifying direct deposit. This promotion is available to people who join the credit union between January 2 and March 31.

If you live in the Houston area and are looking for a new credit union, this offer provides a simple way to earn extra cash when switching your banking relationship.

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Below are the details on how the promotion works.

MemberSource Credit Union $250 Bonus Overview

New members referred to MemberSource Credit Union may receive $250 after opening a qualifying account and setting up direct deposit.

Bonus amount: $250
Promotion period: January 2 – March 31
Account required: New savings and/or checking account
Direct deposit requirement: Minimum monthly direct deposit of $500
Bonus payout: After 90 days

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Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. This offer expires on 5/31/26. Open your account online with as little as $100, fund it easily through transfer or mobile deposit, and start earning one of the most competitive savings rates in the country today.1 Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of January 9, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.2 Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of February 17, 2026.Boost Disclaimer: This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria. Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate. The Promotion begins on February 13, 2026, and ends August 31, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6month period outlined in the terms and conditions. The promotion can end at any time without notice.For complete list of account details and fees, see their Personal Account Disclosures at https://www.cit.com/cit-bank/resources/forms Show Less

Earn Up to 4.10% APY

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How to Earn the $250 Bonus

Follow these steps to qualify for the MemberSource promotion.

1. Join MemberSource Credit Union

Become a new member of MemberSource Credit Union by opening an account at a branch or online.

To qualify for membership, you must live, work, worship, or attend school in one of the following Texas counties:

• Harris County
• Montgomery County
• Fort Bend County

2. Open a qualifying account

New members must open either:

• A savings account, or
• A checking account

Minimum opening deposits are:

• $5 for savings accounts
• $25 for checking accounts

3. Establish qualifying direct deposit

Set up a monthly direct deposit of at least $500 into the new account.

Direct deposits typically include payroll, government benefits, or other qualifying income deposits sent electronically through the ACH network.

4. Keep the account open

The account must remain open and in good standing for at least 90 days.

After this period, the $250 bonus will be deposited into the new account.

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Up to $1,500 & Top APY

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Additional MemberSource Credit Union Benefits

MemberSource Credit Union offers a variety of banking services for members in the Houston area.

Benefits may include:

• Competitive loan and savings rates
• Checking and savings account options
• Online and mobile banking
• Access to nationwide ATM networks
• Personalized service through local branch locations

As a credit union, MemberSource is a member-owned financial cooperative, meaning profits are returned to members through better rates and lower fees.

Important Terms to Know

Before opening an account, keep these requirements in mind:

• Offer available to new members only.
• Membership is limited to individuals located within Harris, Montgomery, or Fort Bend counties in Texas.
• A minimum monthly direct deposit of $500 is required.
• The account must remain open for 90 days to receive the bonus.
• Terms and eligibility requirements may change without notice.

Final Thoughts

The MemberSource Credit Union $250 bonus is a solid promotion for Houston-area residents who are willing to switch their direct deposit.

With a relatively modest $500 direct deposit requirement, it can be an easy way to earn extra cash while opening an account with a local credit union.

If you live in Harris, Montgomery, or Fort Bend County, this offer may be worth considering before the promotion ends.