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The Hilton Honors American Express Surpass® Card offers up to 180,000 Hilton Honors bonus points. Earn 130,000 points when you spend $2,000 within 3 months of account opening. Then earn an additional 50,000 points after you spend $10,000 within the first 6 months of account opening. The value of these points will vary greatly on how you decide to redeem them, but a good guideline is right around $1,080 for Hilton hotel redemptions for the combined 180k points.
The card has an annual fee of $95 (See Rates & Fees, Terms Apply) for the first year.
After discontinuing its relationship with Citi, the Hilton Honors program now has an exclusive co-branded relationship with American Express, with 4 cards now available:
- Hilton Honors American Express Card – the basic version for those who just occasionally stay at Hilton properties and want to earn rewards.
- Hilton Honors American Express Surpass Card
- Hilton Honors American Express Aspire Card – a good choice for those who will take advantage of all the premium perks and credits.
- The Hilton Honors American Express Business Card – the option for business owners, with benefits most equivalent to the Surpass Card.
Here’s the bottom line, I recommend this card for those who plan on staying at a hotel within the Hilton Portfolio around 20-25 nights during a calendar year. Staying fewer than this range, you’re better off with the regular Hilton Honors American Express Card with no annual fee. Staying more than this range, you may want to opt for the premium benefits available with the Hilton Honors American Express Aspire Card, where the annual fee is nearly 5 times that of the Surpass Card.
Hilton Honors Surpass Card Up To 180,000 Bonus Points
The current offer is for up to 180,000 Hilton Honors Bonus Points, which I value right around $1,080. To qualify, you’ll need to spend $2,000 in purchases within the first 3 months of Card Membership for the first 130,000 points and $10,000 within the first 6 months for an additional 50,000 points.
Here are some ideas on meeting the requirement outside of regular everyday spending.
Redeeming Your Points
If you’ve decided on the Hilton Honors American Express Surpass Card, you’ll want to make the most of it by redeeming for hotel stays. The alternative options such as merchandise redemption or points transfer to airlines miles programs (over 40 partners) will net you much less in value.
You’ll have the convenience of choosing to redeem for a hotel stay using only Hilton Honors points, or you can choose a combination of cash and points when redeeming.
You’ll have plenty of options earning and redeeming points within the Hilton Portfolio of hotels.
What’s The Competition?
CHASE SAPPHIRE PREFERRED® CARD
The Chase Sapphire Preferred® Card currently has an offer for 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Redeeming the 60,000 bonus points through the Chase Ultimate Rewards program, which is praised by users, will get you $750 in value towards travel. The 60K bonus points are worth $750 because you get 25% more value whenever you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
Even better, strategize with Chase Ultimate Rewards points transfer partners to potentially get even more value. Each point can be worth up to 2 cents apiece (60k points = ~$1,200). Read more on this here.
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Greetings.
Apply for Hilton Honors American Express Surpass Card with this link. Earn 135,000 Hilton Honors Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
https://amex.co/37k0OYD
You can also apply any other Hilton Honors personal or business credit card.