Eager to build your credit and earn extra cash? Discover how the Firstcard Sign Up and Referral Offers can get you $10 and enhance your credit score!
Key Takeaways
- Earn a $10 bonus when you sign up for Firstcard and spend $30 within the first 30 days.
- Refer friends and earn another $10 for each successful referral.
- No credit checks, annual fees, or interest charges with Firstcard.
- Smart way to build your credit with a bank account and credit card.
Why Should You Consider the Firstcard Credit Builder Card?
Are you a student or a new credit user searching for a smart way to enhance your credit score while earning rewards?
The Firstcard Credit Builder Card could be what you need! It combines a bank account and a credit card, ensuring you spend within your means.
Ready to get started? Sign up through a referral and make the most of your purchases.
READ MORE: GET CASH, PRIZES AND MORE WITH THESE REFERRAL DEALS
Firstcard Sign Up Offer
The Firstcard Credit Builder Card not only helps you build credit efficiently but also offers a $10 sign-up bonus.
To qualify, join through a referral link and spend at least $30 on purchases within the first month of account opening.
It’s an excellent start for anyone looking to establish credit without worrying about overspending, thanks to its zero fees and no-interest structure.
We don’t have our own referral link to share but you can try one of the ones below (if you have your own to share, feel free to add it in the comments section):
Firstcard Referral Offer
With the Firstcard Referral Program, both you and your friends can gain.
Once you’re a cardholder, share your unique referral link. For every friend who signs up and spends $30 within 30 days, both of you receive a $10 bonus.
There’s no cap on how many friends you can refer, though bonus earnings max out at $500.
Referrers must use a designated referral link provided by Firstcard to make a valid referral. The Referred must sign up through this specific link for both parties to qualify for the reward.
Explore the Benefits of Firstcard
Designed with Students in Mind
Firstcard is crafted especially for college students, providing essential financial tools that cater to their unique needs. It’s an excellent choice for those starting their credit journey or looking to handle their finances more efficiently.
Safe Credit Building
Every purchase with Firstcard helps you build your credit score responsibly. By allowing students to spend what they already have, it reduces the risk of falling into debt, making it a smart way to establish credit early.
Rewarding Cashback Opportunities
With Firstcard, you can earn up to 15% cashback at over 29,000 partner merchants near campuses—perfect for daily expenses like groceries or eating out. Plus, the app’s spinning wheel feature gives you a chance to win up to 10% cashback on all purchases, adding a bit of excitement to every swipe.
Superior Savings Growth
Firstcard offers an impressive up to 4.25% APY on savings, far outpacing the national average. This feature is a fantastic way for students to significantly increase their savings right from the start.
Zero Fee Structure
What sets Firstcard apart is its commitment to no fees—no annual, interest, late, overdraft, setup, or foreign-transaction fees. This transparency ensures students can use their card freely without the stress of unexpected charges.
Welcoming International Students
Firstcard opens its doors to international students without a Social Security Number, simplifying the approval process and eliminating the need for credit checks. This approach makes it easier for more students to access credit-building opportunities in the U.S.
If you’re not a U.S. resident, I suggest checking out Revolut. It provides options for non-resident aliens in the U.S. who lack a social security number. You’ll need a photo ID and a supported visa to sign up.
Revolut Disclosure:
The Revolut USA Prepaid Visa® and Prepaid Mastercard® are issued by Metropolitan Commercial Bank pursuant to a license from Visa U.S.A. Inc. for Visa cards, and Mastercard International for Mastercard cards, and may be used everywhere Visa or Mastercard are accepted.
Banking services are provided by Metropolitan Commercial Bank, Member FDIC, and are subject to the terms of a Cardholder Agreement. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank © 2014.
A note from Metropolitan Commercial Bank: Funds in your Revolut Prepaid Card Account are held at an FDIC insured institution. Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details. FDIC insurance does not protect your funds in the event of Revolut’s failure or from the risk of theft or fraud.
Revolut Technologies Inc. is a technology services provider and administrator of the card program.
Uncompromised Security
Firstcard prioritizes your security with top-tier encryption technology to keep your information safe. Additionally, as a Mastercard product, it includes Zero Liability Fraud Protection, shielding you from unauthorized charges.
A New Approach to Credit
Combining a bank account with a credit card, Firstcard allows students to build credit through their own funds, backed by FDIC insurance up to $250,000. This method promotes prudent spending and continuous credit improvement.
Advantageous APRs
Choosing to upgrade to Firstcard+ offers significantly lower APRs compared to other cards, providing a cost-effective option for students who might need to carry a balance occasionally.
These features underscore why Firstcard is a compelling option for college students eager to build credit, manage finances wisely, and enjoy perks that make spending and saving more beneficial and enjoyable.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
About Firstcard
Firstcard, issued by Regent Bank, is tailored for students and any U.S resident over 18 aiming to build or improve their credit scores. Unique features include no credit checks, no annual fees, and FDIC insurance up to $250,000, making it a secure and cost-effective option for credit building.
Firstcard provides a seamless integration of banking and credit facilities aimed at fostering financial responsibility and building a strong credit foundation. Recognized for its innovative approach, Firstcard seeks to demystify the credit-building process while offering substantial benefits and security to its users.
Our Take on the Offer
The Firstcard Credit Builder Card is a solid choice for those new to credit or looking to improve their scores. With its simple fee structure and the dual benefit of a checking account and a credit card, it’s designed to keep your finances in check while building your credit.
Also, consider Chase College Checking where you can earn a much higher bonus.
Frequently Asked Questions About Firstcard
- What are the requirements to get the $10 sign-up bonus? To earn the $10 bonus, sign up via a referral link, and spend $30 using your Firstcard within the first 30 days.
- Can I earn referral bonuses on top of my sign-up bonus? Yes, after signing up, you can refer friends and earn $10 for each friend who meets the spending requirement.
- Are there any fees associated with the Firstcard Credit Builder Card? There are no annual, monthly, or interest charges, making it an economical choice for students and new credit users.
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