[Expired] First Citizens Bank Promotions: $300 – $500 Checking/Savings Account Bonuses

• To receive Free Checking bonus of $300 you must open a new Free Checking account (min opening balance $50), establish direct deposit of at least $1,000 per month or make 10 debit transactions within 90 days of account opening.
• To receive Premier Checking bonus of $500 you must open a new Premier Checking Account, maintain a combined Checking and Savings average deposit balance of $15,000 or more for 90 days and you must establish direct deposit of at least $4,000 per month or make 10 debit transactions within 90 days of account opening.

Free Checking account:

No monthly fees, but enroll in paperless statements within 60 days of opening your Free Checking account to avoid getting switched to an account with fees.

Premier Checking account:

Waive the $18 monthly fee if you meet just one of the following:

• $5,000 combined daily balance in Premier Checking, Together Card, Regular Savings, Bonus Savings, e.savings, Tiered Money Market Savings, Premium Tiered Money Market Savings, CDs, IRAs or an Investor Services Account
• ACH Direct Deposits totaling $4,000 or more into your Premier Checking account
• An EquityLine of at least $25,000
• A consumer loan with original loan amount of $10,000 or more

Free Checking Bundle Qualifiers:

• To receive Free Checking bonus of $300 you must open a new Free Checking account (min opening balance $50), establish direct deposit of at least $1,000 per month or make 10 debit transactions within 90 days of account opening.
• A Qualifying Direct Deposit is a recurring electronic deposit (e.g., a direct deposit of your paycheck, pension payment, Social Security payment or other regular monthly income) that is automatically credited to your account by an employer, government agency or other third party.
• Enroll in e.statements within 60 days to avoid conversion to a fee-based account.
• You must concurrently open any new savings account.
  • eSavings is available online only with a minimum opening balance of $25.
  • Other savings account options are available in their branches or Customer Care Center with minimum opening deposits of $100.
  • For accounts other than eSavings, a $5 maintenance fee is waived if you maintain a daily ledger balance of $300 or more.

Premier Checking Bundle Qualifiers:

• To receive Premier Checking bonus of $500 you must open a new Premier Checking Account, maintain a combined Checking and Savings average deposit balance of $15,000 or more for 90 days and you must establish direct deposit of at least $4,000 per month or make 10 debit transactions within 90 days of account opening.
• A qualifying Direct Deposit is a recurring electronic deposit (e.g., a direct deposit of your paycheck, pension payment, Social Security payment or other regular monthly income) that is automatically credited to your account by an employer, government agency or other third party.
• You must concurrently open any new savings account.
  • eSavings is available online only with a minimum opening balance of $25.
  • Other savings account options are available in their branches or Customer Care Center with minimum opening deposits of $100.
  • For accounts other than eSavings, a $5 maintenance fee is waived if you maintain a daily ledger balance of $300 or more.

Eligible Accounts:

• This offer is valid only on accounts where all account owners are new checking customers.
• A new checking customer is one who is not a current or prior owner customer of a First Citizens Bank checking account.
• Eligible customers received a direct communication with the offer and must present the accompanying offer code at account opening.

Bonus Payment Details:

• To receive bonus payment you must bring all new deposits within 30 days of Account Opening and maintain said balance for at least 90 days after account opening.
• One offer per household, account funding must be new money not currently held by First Citizens Bank.
• Free Checking and Savings offers not available to existing First Citizens checking and savings customers, or to customers who have closed, or had their accounts closed within 90 days.
• If either the new checking or new saving account is closed by the customer within 12 months after opening, they will deduct the bonus amount for those accounts at closing.
• Bonuses to the eligible qualified accounts will be credited, at the bank’s sole discretion, any time within 120 days after all qualifiers have been met.
• The account must be open and in good standing at the time the bank credits the account.
• The value of the promotional bonus credit may be considered taxable income and may be reported against the Social Security Number of the primary account holder on an Internal Revenue Service (IRS) Form 1099.
• Questions concerning any tax effect of this promotion should be directed to a qualified tax advisor.
• Limit one bonus per customer.