U.S. Bank $600 Bonus U.S. Bank $600 Bonus U.S. Bank $600 Bonus
ADVERTISEMENT
en English
en Englishes Españolfr Françaisde Deutschit Italianopt Português
January 29, 2023 6:49 am CST
MoneysMyLife
SUBSCRIBE
  • Home
  • Bank Bonus
    • Best Bonuses
      • Best Bank Bonuses
      • Chase
      • Bank of America
      • U.S. Bank
      • BMO Harris
      • TD Bank
      • HSBC
    • Best Bank Bonuses w/o Direct Deposit
    • Best Free Checking Accounts
    • Best Free Business Checking Accounts
    • Best Savings Rates
    • Best CD Rates
    • All Bank Bonuses
  • Investing
    • Best Brokerage Offers
    • Best Real Estate Offers
    • Best Robo-Advisor Offers
    • Best Stock Brokers
    • All Investing Offers
  • Crypto
    • Best Crypto Offers
    • All Crypto Offers
  • Deals
    • All Deals
    • Referral Deals
    • Best Referral Deals
    • Best Contests & Sweepstakes
    • Best Freebie Deals
  • Credit Cards
    • Best Credit Card Bonuses
    • All Credit Card Deals
  • Advertiser Disclosure
No Result
View All Result
MoneysMyLife
  • Home
  • Bank Bonus
    • Best Bonuses
      • Best Bank Bonuses
      • Chase
      • Bank of America
      • U.S. Bank
      • BMO Harris
      • TD Bank
      • HSBC
    • Best Bank Bonuses w/o Direct Deposit
    • Best Free Checking Accounts
    • Best Free Business Checking Accounts
    • Best Savings Rates
    • Best CD Rates
    • All Bank Bonuses
  • Investing
    • Best Brokerage Offers
    • Best Real Estate Offers
    • Best Robo-Advisor Offers
    • Best Stock Brokers
    • All Investing Offers
  • Crypto
    • Best Crypto Offers
    • All Crypto Offers
  • Deals
    • All Deals
    • Referral Deals
    • Best Referral Deals
    • Best Contests & Sweepstakes
    • Best Freebie Deals
  • Credit Cards
    • Best Credit Card Bonuses
    • All Credit Card Deals
  • Advertiser Disclosure
SUBSCRIBE
No Result
View All Result
MoneysMyLife
No Result
View All Result
Home Bank Promotions

First Citizens Bank: Free Checking & Online Savings Accounts

Tony Jay by Tony Jay
July 18, 2022 11:44 am CDT
in Bank Promotions
A A
2
First Citizens Bank
51
SHARES
858
VIEWS
TwitterFacebook

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Contents

  • 1 First Citizens Bank: Free Checking & Online Savings Accounts
    • 1.1 Free Checking
    • 1.2 Online Savings
Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus
ADVERTISEMENT

First Citizens Bank (firstcitizens.com) is one of the largest family-controlled banks in the United States. With its pending merger with CIT bank, it will be one of the largest banks in the country. Its national online footprint allows them to offer a full range of banking services beyond its branch network, but they remain focused as a community bank and building relationships with their customers.

First-Citizens Bank & Trust Company and its CIT Bank division are the same FDIC-Insured Institution. Deposits held under each name are not separately insured but are combined to determine whether a depositor has exceeded the $250,000 federal insurance deposit limit, per depositor for each ownership category. For purposes of calculating aggregate deposits, you should include deposits held in First-Citizens Bank & Trust Company and CIT Bank.

First Citizens was established in 1898 and is headquartered in Raleigh, North Carolina.

Checking and Savings Accounts are available to residents in NC, SC, TN, AZ, CA, CO, FL, GA, KS, MD, MO, NM, OK, OR, TX, VA, WA, WV and WI.

Read more: See bank offers from Chase Bank, U.S. Bank, TD Bank, BMO Harris, and Bank of America.

First Citizens Bank: Free Checking & Online Savings Accounts

First Citizens offer a full range of banking services. It is big enough to have all of the products and services users need but small enough to be a community bank. Two products they are offering include their free checking and free online savings accounts.

Free Checking

  • No monthly fees when you enroll in paperless statements1
  • No minimum balance
  • Open with as little as $50
  • Free digital and mobile banking with alerts and bill pay
  • Deposit checks on your mobile for free
  • Free use of Zelle® to send and receive money to people you know
  • Use Digital Banking’s free Manage My Money feature to view First Citizens and non-First Citizens accounts in one place, plus you’ll have access to budgeting tools and more.
  • No-fee channel access: Users can manage account digitally, but also at branch or ATM at no charge.
  • Free debit card that users can add to their mobile device for Apple, Google or Samsung digital wallet access
  • Link Free Checking account to a First Citizens Savings or Checkline Reserve line of credit for Overdraft
  • Protection. ($12 transfer fee each day an overdraft occurs.”
Learn More at First Citizens

1Paperless statements are required. Free Checking is only free if you sign up for electronic statements within 60 days of account opening. If user do not sign up and receive paperless statements, the account will be converted automatically and without prior notice to the user to a Select Checking account and will be subject to the fees and charges applicable to a Select Checking account. The applicable fees and charges will be debited from the account without further notice to the user and will appear on their account statement. If you overdraw your account, fees may apply. Refer to their Personal Account Disclosures for full details.

Online Savings

Online Savings is a free account with no conditions. Users can open an online savings account with as little as $25.

  • No monthly fees
  • No minimum balance
  • Open with as little as $50
  • Interest is compounded daily
  • 2 Free withdrawals or transfers per month. $3 for each thereafter.
  • You can link your Online Savings to your First Citizens checking account for overdraft protection
  • Free digital banking with mobile app so you can monitor your account
  • No-fee channel access: You can access your account digitally, but also at branch or ATM at no charge.
Learn More at First Citizens

Compare with the best bank promos here, including ones from Bank of America, Chase, TD Bank, Aspiration, Huntington and more.

Read more: See the best bank promotions here and the best investing promotions here.

Tags: first citizens
Tweet13Share20Share4Pin5SendShareSend
BMO Harris $350 Checking Bonus BMO Harris $350 Checking Bonus BMO Harris $350 Checking Bonus
ADVERTISEMENT
Previous Post

Credit Union of Southern California Promotions: $50 Referral, $100 Checking Bonuses [CA] – No End Date

Next Post

Brigit Cash Advance Review: Get Up To $250 Instantly & Build Credit

Tony Jay

Tony Jay

I'm all about finding new finance-related promotions and bonuses here at MoneysMyLife. Contact me here.

Recommended For You

Tellus Promotions: $20 Welcome Bonus & Referrals

January 29, 2023 12:51 am CST
tellus

Tellus Boost (tellusapp.com) is welcoming new customers with a $20 cash bonus (referral below). Earn an additional $20 cash bonus for every person who uses your unique referral...

Read more

Dave.com Review: One-Stop Shop For Managing Your Money And Avoiding Overdraft Fees

January 27, 2023 2:41 am CST

Dave.com is a pretty cool app that's all about helping you manage your money and avoid those pesky overdraft fees. It's got a cash advance feature, budgeting tools...

Read more

PennyWorks Review: Traditional Financial Products With the Benefits of Decentralized Finance

January 26, 2023 11:48 pm CST

PennyWorks is an investment platform that allows you the opportunity to earn money through collateralized lending without knowing anything about Decentralized Finance (DeFi) or cryptocurrency lending. With these loans, you can get higher returns...

Read more

Old Second Bank $300 Checking/Savings Bonus [IL] – Ends 6/30/2023

January 26, 2023 11:07 pm CST
Old Second Bank

Get a $300 bonus for a new checking account with this offer from Old Second Bank. Ready to get some extra cash in your pocket? Old Second Bank's...

Read more

Alliant Credit Union $400 Checking, Savings & CD Bonus [Nationwide] – Ends 3/31/2023

January 26, 2023 10:29 pm CST

Get up to $400 in bonuses for checking, savings and CD accounts with this offer from Alliant Credit Union. This promotion is available to new and existing customers....

Read more
Next Post
Brigit

Brigit Cash Advance Review: Get Up To $250 Instantly & Build Credit

ecoflow

EcoFlow Promotions: $20 Welcome Discount & Referrals

Citi’s American Airlines AAdvantage® MileUp℠ Mastercard® $50 & 10,000 Miles Bonus ($190 Total Value)

Citi's American Airlines AAdvantage® MileUp℠ Mastercard® $50 & 10,000 Miles Bonus ($190 Total Value)

Comments 2

  1. JD says:
    5 years ago

    Terrible bank. They initiate a hard pull on your credit for a checking account.

    I had a premiere account with the $5,000 balance, yet they still bang you out in fees on basic services like ACH ($2.99) and charge after a certain number of CUSTOMER SERVICE CALLS. No I’m not kidding.

    Have to fax in a form to close the account and have to walk a very tight rope for a measly $200 bonus.

    AVOID!!!

    Loading...
    Reply
    • Shawn says:
      2 years ago

      Thank you.

      Loading...
      Reply

Leave a Reply Cancel reply

Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

Your email address will not be published. Required fields are marked *

Chase Business Complete $300 Bonus Chase Business Complete $300 Bonus Chase Business Complete $300 Bonus
ADVERTISEMENT
TD Bank $300 Bonus TD Bank $300 Bonus TD Bank $300 Bonus
ADVERTISEMENT
ADVERTISEMENT
Get new posts by email:

Featured Articles

M1 Finance

Best M1 Finance Bonuses: $50, $500, $4000, $10000 Offers

January 26, 2023 4:39 am CST
Bank of America

Bank of America Checking Account $100 Bonus Offer – Ends 6/30/23

January 26, 2023 4:37 am CST

Best Axos Bank Bonuses, Promotions of January 2023

January 26, 2023 4:36 am CST

Best Bank Bonuses, Promotions of January 2023

January 26, 2023 11:59 pm CST
Featured Chase Image

Best Chase Bank Bonuses of January 2023 (up to $2000!)

January 16, 2023 11:30 pm CST
BMO Harris Bank

Best BMO Harris Bank Bonuses, Promotions of January 2023

January 16, 2023 11:29 pm CST
Featured Chase Image

Chase Total Checking® Account $200 Bonus Offer [Nationwide] – Ends 4/19/2023

January 16, 2023 10:54 pm CST

J.P. Morgan Self-Directed Investing Up To $700 Bonus – Ends 4/13/23

January 13, 2023 9:39 pm CST

Public.com Bonus: $300 In Free Stock, Up To $10,000 Brokerage Transfer Offers

January 13, 2023 6:51 am CST
U.S. Bank Bonus

U.S. Bank Smartly™ Checking and Standard Savings up to $600 Bonus – Ends 2/7/23

January 26, 2023 4:11 am CST
Best Online Mattress Promotions, Offers, Discounts of 2023

Best Online Mattress Promotions, Offers, Discounts of 2023

January 1, 2023 12:19 am CST

Best Cryptocurrency Bonuses, Promotions of January 2023 (Free Bitcoin & More)

January 25, 2023 12:48 am CST
TD Bank

Best TD Bank Bonuses, Promotions of January 2023

December 31, 2022 11:50 pm CST
Robo Advisors

Best Robo-Advisor Promotions, Offers of January 2023

December 31, 2022 11:50 pm CST
HSBC Bank

Best HSBC Bank Bonuses, Promotions of January 2023

December 31, 2022 11:49 pm CST
Best Money Transfer Services Intro

Best Money Transfer Service Promotions, Bonuses, Offers of January 2023

January 26, 2023 4:15 am CST
Brokerage and Investing Promotions from moneysmylife

Best Stock Broker & Investing Promotions, Bonuses of January 2023

January 13, 2023 9:59 pm CST
Best Free Checking Account Offers (No Monthly Fees) of January 2023

Best Free Checking Account Offers (No Monthly Fees) of January 2023

January 4, 2023 3:47 am CST
The Best Referral Deals on moneysmylife

Best Referral Programs, Offers, Deals to Make Money – January 2023

December 31, 2022 10:55 pm CST
Chase Bank

Chase Business Complete℠ Banking $300 Sign-Up Bonus [Nationwide] – Ends 2/16/23

January 26, 2023 4:14 am CST
TradeStation

TradeStation Promotions: $150 Cash Or $150 Bitcoin Offer

December 18, 2022 1:07 am CST
Bank of America $100 Checking Bonus Bank of America $100 Checking Bonus Bank of America $100 Checking Bonus
ADVERTISEMENT

Search by Categories

  • Bank Promotions
  • Banking
  • Credit Cards
  • Cryptocurrency Promotions
  • Deals
  • Featured
  • Investing
  • Other
  • Referral Promotions

Latest Articles & Updates

tellus

Tellus Promotions: $20 Welcome Bonus & Referrals

January 29, 2023 12:51 am CST

Cash App: Reduced MTA Fares (NYC Subway & Buses) – Ends 2/3/23

January 28, 2023 11:31 pm CST

Your Guide To NCUA Insurance: How It Safeguards Your Credit Union Accounts

January 28, 2023 10:25 pm CST

Everything You Need to Know About Unsecured Credit Cards

January 28, 2023 10:07 pm CST

[Targeted Offer] Citi Cardholders Get 5% Back On PayPal Purchases – Ends 3/31/23

January 27, 2023 11:27 pm CST

Newsletter

Get new posts by email:

Recent Articles

air-canada-aeroplan-offers

Aeroplan® Credit Card: Up to 100,000 Bonus Points

January 27, 2023 11:06 pm CST

New Paramount+ Promo Codes For 1 Month Or 1 Year Free, 50% Or $30 Cash Back

January 27, 2023 10:17 pm CST

Topics

Categories

Banking Bank Promotions Credit Cards Cryptocurrency Promotions Deals Featured Investing Other Referral Promotions

*Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card and banking companies from which MoneysMyLife.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MoneysMyLife.com does not include all credit card and banking companies or all available credit card and banking offers. This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. This site may be compensated through the bank advertiser Affiliate Program.

© 2022 MoneysMyLife. All rights reserved.

  • About
  • Advertiser Disclosure
  • Disclaimer
  • Privacy
  • Terms
  • Contact
No Result
View All Result
  • Home
  • Bank Bonus
    • Best Bonuses
      • Best Bank Bonuses
      • Chase
      • Bank of America
      • U.S. Bank
      • BMO Harris
      • TD Bank
      • HSBC
    • Best Bank Bonuses w/o Direct Deposit
    • Best Free Checking Accounts
    • Best Free Business Checking Accounts
    • Best Savings Rates
    • Best CD Rates
    • All Bank Bonuses
  • Investing
    • Best Brokerage Offers
    • Best Real Estate Offers
    • Best Robo-Advisor Offers
    • Best Stock Brokers
    • All Investing Offers
  • Crypto
    • Best Crypto Offers
    • All Crypto Offers
  • Deals
    • All Deals
    • Referral Deals
    • Best Referral Deals
    • Best Contests & Sweepstakes
    • Best Freebie Deals
  • Credit Cards
    • Best Credit Card Bonuses
    • All Credit Card Deals
  • Advertiser Disclosure

© 2022 MoneysMyLife. All rights reserved.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In
This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy and Cookie Policy.
%d bloggers like this: