Fairwinds Credit Union Promotions: $200 Referral Bonus [Nationwide] – Ended

Promotions and bonus offers from Fairwinds Credit Union can be found updated here. Typical offers range from $50-$200.

• Update 11/5/2023: The offer has ended. See the best $200 bank bonuses here.

Fairwinds CU was established in 1949 and is headquartered in Orlando, FL. They have locations in FL.

READ MORE: WELCOME OFFERS FROM CHASE, BANK OF AMERICA, TD BANK, AXOS, AND BMO.

Fairwinds Credit Union $200 Referral Offer

• What you’ll get: $200
• Where it’s available: Nationwide via membership
• How to earn it:
  • Get your referral code from the offer link.
  • Share your referral code with your friends and family.
  • When your friend opens a FAIRWINDS Spending or Checking Account and completes a direct deposit of $200 or more, both will earn the $200 bonus.
• When it expires: Not stated

Waive The Monthly Fee

• Freedom Spending Checking Account is a basic free checking account with no monthly fee.
• Freedom Preferred Checking Account: $10, waived with any one of the following:
  • $1,000 in total monthly direct deposit,
    or
  • $10,000 or greater average monthly combined deposit balance,
    or
  • $10,000 or greater in an investment account
• Freedom Signature Checking Account: $25, waived with either of the following:
  • $25,000 or greater average monthly combined deposit balance,
    or
  • $25,000 or greater investment account balance

Fine Print

• In order for both the referred individual and the referring FAIRWINDS member to each qualify for and receive the $100.00 referral reward, the following conditions must be met:
• The referred individual may not have previously been an owner on or a party to a FAIRWINDS account; the referred individual must open a new FAIRWINDS consumer Spending or Checking Account during the eligible program period; the referred individual must open the new account using the referring FAIRWINDS member’s unique referral link; and the referred individual must receive in the new Spending or Checking Account a qualifying direct deposit of $200.00 or more (excluding their new account deposit used to fund/open the account) within 45 days of opening.
• Your qualifying direct deposit needs to be an Automated Clearing House (ACH) deposit of your paycheck, pension, or government benefits (including Social Security) from the government or your employer.
• Person-to-person transfers (such as Zelle, PayPal or Venmo) and bank transfers between your FAIRWINDS or any other accounts you have at other financial institutions or brokerages do not qualify. 
• The referring FAIRWINDS member must be in good standing with the credit union and must be an owner of a FAIRWINDS consumer Spending or Checking account in order to be eligible for a referral reward. 
• FAIRWINDS Credit Union employees are not eligible to receive any referral program rewards. 
• Rewards that have been fully earned and qualified for will be paid to each party on or about the 15^th day of the month following the deposit of the qualifying funds into the referred individual’s new Spending or Checking Account.
• Only one reward will be provided per referred individual. A referring FAIRWINDS’ member can only receive a total of up to $1,000 in referral rewards per calendar year.
• Referred individuals acknowledge that payment of the reward will result in the referring member’s knowledge of the referred individual’s establishment of a new account with FAIRWINDS.
• The Member Referral Program may be terminated or withdrawn at any time, and is subject to change at any time, with or without prior notice. 
• FAIRWINDS reserves the right to suspend or terminate a member’s eligibility to participate in this program at any time with or without prior notice.
• Referral rewards may be reported as income to the IRS and may be taxable to you.
• The referred individual and the referring member may be responsible for any tax resulting from receipt of a referral reward.
• Please consult your tax advisor if you have questions about the tax treatment of the referral reward.

Bottom Line

Not a bad referral offer. Compare this offer with the best bank offers here.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.