Looking for a new way to bank with a community-focused institution? Element Federal Credit Union is offering an exciting opportunity to earn up to $200 when you open a new checking account! Whether you live, work, or worship in Kanawha County, are a West Virginia state employee, or a family member of an existing member, this offer is a great way to start enjoying the benefits of Element FCU’s personalized banking solutions. Read on to learn how you can claim your $200 bonus today!
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Key Takeaways:
- Open a new checking account with Element FCU and earn up to $200.
- Use the promo code KROGER when applying to qualify for this offer.
- Offer valid for new members in eligible areas, with simple requirements.

How to Earn the $200 Bonus
Here’s how you can claim your $200 bonus with Element FCU:
- Open a New Checking Account: Open a Free Checking, Relationship Checking, or Legacy Checking account with just a $10 minimum deposit.
- Use Promo Code KROGER: When applying online, make sure to use the promo code KROGER to ensure you qualify for the bonus.
- Meet the Direct Deposit Requirement: Set up a direct deposit of $1,000 or more into your new account within 90 days of opening to earn an additional $100.
- Maintain Your Account in Good Standing: Keep your checking account in good standing for 90 days to earn your full bonus.
Trending Checking Account Deal:
Eligibility Details
- New Customers Only: This offer is available to new customers who have not previously received a checking account bonus from Element FCU.
- Direct Deposit: To qualify for the bonus, your direct deposit must be at least $1,000 per month for the first 90 days. Payroll, pension, or Social Security deposits qualify.
- One Bonus Per Household: The bonus is limited to one per household and cannot be combined with other promotional offers.
Element FCU Benefits
- Free Checking Accounts: No monthly fees for Free Checking, Relationship Checking, and Legacy Checking accounts.
- Mobile and Online Banking: Access your accounts on the go with mobile banking and bill pay.
- Cash Back on Debit Card Transactions: Earn $0.05 back on each signature debit card or mobile wallet transaction after the first ten in a month.
- Access to Thousands of ATMs: Enjoy fee-free access to ATMs through the SUM and Allpoint® networks.
Our Take
Element FCU’s $200 checking bonus is an excellent way to get started with a community-focused credit union that values its members. With no monthly fees, a simple direct deposit requirement, and the chance to earn cash back on your debit card transactions, it’s a great option for anyone looking to make the switch to a financial institution that truly cares. Be sure to take advantage of this offer before it expires! Open your account today and claim your bonus!
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