Commerce Bank Checking And Savings $100 To $500 Bonuses [Many States] – No End Date

Get the latest promotions and sign-up offers for Commerce Bank (commercebank.com) for their Checking, Savings and other deposit accounts here.

Established in 1984, Commerce Bank is headquartered in Kansas City, Missouri and is the state’s largest bank.

Commerce Bank has branches in the following states:

• Colorado
• Illinois
• Kansas
• Minnesota
• Missouri
• Mississippi
• Nebraska
• Oklahoma
• Texas

READ MORE: GET TOP BONUSES FROM CHASE, AXOS, AND BMO.

Commerce Bank $50/$250 Sign-Up & $500 Yearly Referral Bonuses

Commerce Bank has partnered with Referlive to attract more customers. Once you have an open account with Commerce Bank, you can start making referral bonuses at $50 or $250 a piece, up to $500 each year.

First, sign up for a new Commerce Bank Checking account

• No expiration for this initial sign-up offer
• Complete your information in the registration form and select “Register”
• Earn a $50 or $250 sign-up bonus.
• $50 Bonus. Once you register, open a new Commerce Bank personal checking account AND complete the following requirements within 60 days of account opening you will receive a $50 Visa Reward Card.
  • Have at least one (1) $300 or more direct deposit (such as recurring payroll or government benefit deposit), AND
  • Sign up for Online Banking, AND
  • Enroll in free paperless statements
• $250 Bonus. Once you register, open a new Commerce Bank personal checking account AND complete the following requirements within 90 days of account opening you will receive a $250 Visa Reward Card
  • Maintain an average balance of $100,000 in new money (Funds not currently held at Commerce Bank) for 3 consecutive months in your personal checking, savings, CD, or money market account(s)

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Then, make up to $500 in referral bonuses yearly ($50 or $250 per qualified referral)

Once you have an active Checking account with Commerce Bank open, earn $50 or $250 per qualified referral, up to $500 yearly, with this offer.

• Complete your information in the registration form select Register
• Provide contact information AND a valid email address for the friends or family members you are referring OR share this offer via social media.
• Your friend or family member will receive an email notification containing registration instructions and requirements of this offer.
• The friend or family member you refer receives one of two offers:
  • $50 bonus. Once your friend or family member registers, opens a new Commerce Bank personal checking account AND completes the following requirements within 60 days of account opening, they will receive a $50 Visa Reward Card.
    • Has at least one (1) $300 or more direct deposit (such as recurring payroll or government benefit deposit), AND
    • Signs up for Online Banking, AND
    • Enrolls in free paperless statements
  • $250 bonus. Once your friend or family member registers, opens a new Commerce Bank personal checking account AND completes the following requirements within 90 days of account opening, they will receive a $250 Visa Reward Card.
    • Maintains an average balance of $100,000 in new money (Funds not currently held at Commerce Bank) for 3 consecutive months in their personal checking, savings, CD, or money market account(s)

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Up To $100 Commerce Bank Savings Bonus

You can earn up to a maximum $100 bonus for Savings accounts with Commerce Bank with this offer. This won’t be a quick sign-up bonus however, and will take a full year to take advantage of. It’s really an offer for customers who intend to bank with Commerce regardless of a promo.

• $100 bonus offer has no set expiration date
• myRewards Savings accounts are eligible for the offer
• Offer available in CO, IL, KS, MN, MO, MS, NE, OK, TX

How To Earn Up To $100

• You can earn a maximum $50 bonus per Savings account, $100 total  per household for all eligible accounts.
• You can open up to 5 different Savings accounts that will be eligible for the offer.
• Make month savings deposits for 11 months in a row for that account to the eligible.
• Commerce Bank will then reward you by making your 12 month’s deposit up to a $50 bonus per account, $100 per household for all eligible accounts.
• The bonus is calculated as an average of your deposits made to each myRewards Savings account during the previous 11 consecutive months. This means you should deposit at least $50 for each of the previous 11 months.
• You must also not have more than 4 withdrawals per year for each eligible account.

Waive The $3 Monthly Fee

Just maintain at least a $300 minimum daily balance every day of a month or have at least one electronic deposit of $25 or more during the month to earn interest and to avoid the service charge that month.

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$200 Yearly Commerce Bank Money Market Bonus

Earn up to a bonus $200 yearly with a myRewards Money Market account from Commerce Bank.

• $200 yearly bonus has no set expiration date
• The myRewards Money Market account is eligible for the offer
• Offer is available in CO, IL, KS, MN, MO, MS, NE, OK, TX
• Direct Deposit is not a requirement of this offer
• The minimum opening deposit is $0
• Monthly Service Fee: $6 – waive fee by doing one of the following monthly:
  • Keep a $500 daily balance, OR
  • Keep a $1,000 average daily balance for the month, OR
  • Make one electronic deposit of $25 or more.

How To Earn $200 Yearly

• You will earn a bonus of a half percent on the average collected month-end balance for the previous 12 months, up to a max reward of $200 each year.
• *Tips:
  • Monthly service charge waived for first 60 days after new account opening.
  • Must activate Online Banking & sign up for E-Statements to get free monthly statements; $3 per month fee for Paper Statements and $4 per month for Paper Statements with Check Images. Fee waived for first 60 days after new account opening. This 60 day grace period does not apply to existing or converted accounts

Account Details:

• Interest Paid: Compounded Monthly – View Rates
• Check Writing Privileges: Yes; Up to 6 checks per month
• Transactions :
  • Up to 6 withdrawals or transfers per month
  • Free access to funds through any Commerce ATM, our 24-hour Account Information Line and Online Banking
• Online Services:
  • Free Online Banking
  • Access electronic copies of your 1099 and certain other tax forms through Online Banking – View Tax Form FAQs
  • Order up to seven years of account statements and check images on
    CD-ROM
• Statement Options:
  • E-Statement – Free
  • Paper Statement – $3 or $4 per month for Paper Statements

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[Expired] Commerce Bank $200 or $500 Checking Offer

• What you’ll get: $200 or $500
• Where it’s available: MO, KS, IL, OK & CO
• How to earn it:
  • Earn $200: Open a Commerce Free Checking account with promo code WI200 and complete the following activities:
    • Make 10 debit card purchases within 60 days.
    • Have at least $25 in your account at the end of daily processing 60 days after account opening.
  • Earn $500: CommerceRelationship account with the promo code WI500 and complete the following activities:
    • Make 10 debit card purchases within 60 days.
    • Have at least $2,500 in your account at the end of daily processing 60 days after account opening.
• When it expires: 4/30/2021

How To Earn The Bonus

Bottom Line

A direct deposit is not required making either of these offers a nice bonus. Look at the promos from Chase Bank, TD Bank, Aspiration and more here.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.