Citi has announced its first quarter 2024 cash back categories.
For Q1 2024, you can earn 5% cash back on purchases made at Amazon and on select streaming services.
See top credit card bonuses here.
Categories and Benefits
Amazon Purchases
- Offer Validity: Purchases must post to your account through March 31, 2024.
- Eligibility: Be aware that delays by the merchant, such as shipping, could extend the posting date of your purchases beyond the promotional period. Note that returned items and purchases using Amazon Pay at other merchant websites are excluded.
Select Streaming Services
- Included Services: The offer covers a wide range of providers, including Amazon Prime Video, Amazon Music, Apple Music, Disney+, DirecTV Stream, ESPN+, fuboTV, HBO Max, NBA League Pass, Netflix, Pandora, Paramount+, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal.
Offer Details
- Annual Cap: Unlike other cards with a $1,500 quarterly cap, Citi Dividend has a more flexible $6,000 annual cap.
- Cash Back: Earn 5% back on up to $6,000 in purchases in this quarter. You can choose to use the entire amount in a different quarter or spread it across the year.
- Offer Period: Starts within two business days of enrollment or from January 1, 2024, whichever is later, ending on March 31, 2024.
- Additional Cash Back: During the offer period, you’ll earn an additional 4% cash back (totaling 5%) on eligible purchases.
- Annual Cash Back Limit: Total annual cash back is capped at $300, inclusive of the additional cash back earned in this offer.
Our Take on the Offer
This Citi Dividend offer presents a fantastic opportunity for cardholders to maximize their rewards, especially for those frequenting Amazon and using various streaming services.
The flexible $6,000 annual cap offers a significant advantage over the typical $1,500 quarterly cap seen with other cards.
This flexibility allows cardholders to strategize their spending throughout the year for optimal cash back.
However, it’s essential to be mindful of the terms, particularly the exclusions and the total annual cash back limit of $300.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.