Last year, Chase and Instacart teamed up to introduce the new Instacart World Elite Mastercard with no annual fee and 5% back at Instacart. New cardholders can get a $300 $250 welcome bonus. See how the new card compares with other credit card bonus offers here.
Update 5/16/23: The $300 signup bonus offer expired and is now $250.
Details

The Chase Instacart Mastercard is a credit card designed for Instacart shoppers who want to earn rewards for their purchases. The card offers a generous 5% cash back on Instacart app and Instacart.com purchases with no cap on rewards, making it an attractive option for frequent Instacart users.
Additionally, the card earns 2% cash back on restaurants, gas stations, and some streaming services, making it a good choice for those who like to dine out and stream content. The 5% rewards rate for travel booked through the Chase Travel Center is also a nice perk, though it’s separate from the Chase Ultimate Rewards portal, which may limit how often cardholders can earn 5% cash back.
The card has a $0 annual fee, making it an accessible option for people who want to earn rewards without paying an annual fee.
Card Details
Here are the ongoing benefits of the card:
- Earn 5% Cash back on Instacart app and Instacart.com purchases
- Earn 5% Cash back on travel purchased through the Chase Travel Center, including flights, hotels and more
- Earn 2% Cash back at restaurants, gas stations, and on select streaming services
- Earn 1% Cash back on all other purchases
- No annual fee
- No foreign transaction fees
Bottom Line
The Instacart Mastercard is an attractive option for those who frequently use Instacart for grocery delivery. With a $300 sign-up bonus and the ability to earn 5% cash back on Instacart orders, it can make the service more affordable.
However, the card may not be as beneficial for those who do not use Instacart regularly as the rewards rate is limited to Instacart purchases only and does not apply to grocery store purchases.
READ MORE: Keep in mind Chase also offers bonuses for their Checking and Savings accounts as well.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.