If you’re in Louisiana or Arkansas and looking for a new checking account, Century Next Bank has a promotional offer that might be worth considering. With a Priority Checking account, you can earn an impressive 7.00% APY interest rate on balances up to $30,000. But there are a few qualifications that you need to meet to be eligible for this rate.
Offer Details
To qualify for the 7.00% APY interest rate, you’ll need to meet the following requirements:
- Make 12 or more debit card transactions, with a minimum of $5 per transaction, that post and settle to the account
- Receive your monthly account statement electronically
- Have a minimum of $500 aggregate ACH credit that posts and settles to the account
Balances above $30,000 will earn a lower rate of .50% APY, and there is no monthly fee for this account. You’ll need to contact the bank to open this account, and it’s unclear if there are any geographic limitations on this account.

READ MORE: Best Chase Bank Bonuses Currently Available
Pros & Cons
Pros:
- A high APY rate of 7.00% on balances up to $30,000, which is significantly higher than the rates offered by many other checking accounts and even some high yield savings accounts.
- No monthly fees, so you won’t have to worry about paying any account maintenance fees.
- The qualifications required to earn the high interest rate are relatively doable, and can be achieved with regular debit card transactions and a minimum monthly deposit.
Cons:
- This account is only available in select areas in Louisiana and Arkansas, so it may not be an option for everyone.
- The high interest rate is only available on balances up to $30,000, so if you have more money than that, you’ll earn a lower interest rate on the excess funds.
- The 7.00% interest rate is only available if you meet the qualifications, so if you don’t meet them, you’ll earn a lower interest rate.
READ MORE: U.S. Bank Smartly™ Checking Account Promo Offer
Bottom Line
The Priority Checking account offered by Century Next Bank is an attractive option for those who live in Louisiana or Arkansas and are looking for a high-yield checking account. With a 7.00% APY interest rate on balances up to $30,000, this account can be a great way to earn more on your money than you would with a traditional checking or savings account.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.