Open a new eligible checking account with Central Bank in St. Louis and earn up to $800! Learn how to take advantage of this limited-time offer in just two easy steps.
Introduction
St. Louis residents, it’s time to maximize your banking experience with Central Bank! Right now, you can earn up to $800 by simply opening a new eligible checking account and setting up direct deposits. Whether you’re looking for a basic account or something that offers premium perks, Central Bank has a solution for you. This limited-time offer makes it easier than ever to boost your savings and get more from your banking. Let’s explore how you can take advantage of this incredible bonus and the checking accounts available to you.
Key Takeaways
- Earn up to $800 by opening an eligible checking account and meeting direct deposit requirements.
- Choose from various checking account options to suit your lifestyle, from basic to premium.
- Enjoy features like access to over 37,000 ATMs nationwide, mobile banking, and more.
- This offer is exclusive to St. Louis residents and expires on 12/31/2024.

How to Earn Up to $800 with Central Bank
Central Bank’s current promotion for St. Louis customers offers a fantastic opportunity to earn up to $800 in just two easy steps:
- Open an eligible checking account using the promo code JOIN.
- Set up two or more direct deposits within the first 90 days totaling:
- $250 to $4,999.99 to earn a $300 bonus.
- $5,000 or more to earn the full $800 bonus.
This offer is available for new checking account customers only, and the account must remain in good standing for 90 days to qualify. Remember, Free Checking accounts are not eligible for this promotion.
Trending Checking Account Deal:
Checking Account Options
Central Bank offers a variety of checking accounts tailored to different needs. Here’s a breakdown of your options:
MyChoice Checking
Perfect for students or those starting their financial journey, MyChoice Checking offers flexibility and no monthly fee if you meet certain conditions, such as electronic statements or regular debit card usage.
- Monthly fee: $5 or $0
- Fee waiver: Maintain a minimum daily balance of $2,500, set up recurring direct deposits of $500, or make 20 debit card transactions.
MaxMoney Checking
Designed for those who want to maximize their money, MaxMoney Checking includes added benefits like extra security, resources, and savings.
- Monthly fee: $9.95
- Fee waiver: N/A
World Checking
For those seeking premium services, World Checking offers access to exclusive benefits, first-rate customer service, and premium rates.
- Monthly fee: $20 or $0
- Fee waiver: Maintain a $15,000 average balance or have a $250,000 banking relationship.
Preferred Interest Checking
If you want flexibility along with competitive interest rates, Preferred Interest Checking offers convenient banking solutions with the ability to waive monthly fees by maintaining specific balance requirements.
- Monthly fee: $10 or $0
- Fee waiver: Maintain a daily balance of $1,000 or an average daily balance of $2,000.
Features of Central Bank Accounts
Central Bank provides a range of convenient features to ensure your banking experience is seamless:
- Digital Wallet: Make payments quickly and securely in-store or online with your mobile device.
- Mobile Banking: Manage your accounts, deposit checks, and use Zelle® for person-to-person payments all through the Central Bank mobile app.
- RoundUp Savings Tool: Automatically round up your purchases and save the difference, helping you grow your savings effortlessly.
- 37,000+ Free ATMs: Access your money easily with an extensive ATM network.
- Video Teller Machines: Get help with banking needs during extended hours (7 a.m. – 7 p.m.).
Trending Savings Account Deal:
Frequently Asked Questions (FAQs)
Who qualifies for this offer?
This promotion is available to new checking account customers residing in the St. Louis market. Free Checking accounts are not eligible for this bonus.
What direct deposits qualify?
Direct deposits from payroll, pension, or government benefits qualify. You’ll need at least two direct deposits totaling $250 to $4,999.99 for the $300 bonus or $5,000+ for the $800 bonus within the first 90 days.
When will I receive my bonus?
Once you meet all the requirements, your bonus will be deposited into your account within 15 business days after the 90-day qualification period.
How do I avoid monthly fees?
Each checking account has different conditions for waiving the monthly fee. For example, you can avoid fees by maintaining a minimum balance, setting up direct deposits, or making debit card transactions depending on the account type.
Our Take on Central Bank’s $800 Bonus Offer
Central Bank’s promotion is an excellent opportunity for St. Louis residents to earn a significant bonus while opening a new checking account. Whether you’re looking for a simple, fee-free account or a premium account with added benefits, there’s something for everyone.
The requirements are straightforward—open an account, set up direct deposits, and you’re on your way to earning up to $800! Plus, with features like mobile banking and access to a large network of ATMs, Central Bank makes it easy to manage your money. If you’re in the St. Louis area, don’t miss out on this offer!
More Relevant Articles:
- Central Bank Bonus: $500 For Business Checking – Ends 12/31/26
- Central Bank Promotions: $300, $400 Checking & Savings Bonuses [CO, IL, KS, MO, OK] – Ends 12/31/25
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