Campus FCU Lagniappe $600 Checking Bonus Up to 4.50% APY [LA]

Campus Federal Credit Union is offering one of the largest checking account promotions available, giving new members the opportunity to earn a $600 Mastercard® Reward Card when opening a new Lagniappe CheckingSM account and meeting several qualifying requirements. On top of the welcome bonus, the account earns up to 4.50% APY on qualifying balances and offers nationwide ATM fee refunds.

The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!

Campus Federal $600 Bonus

Bonus: $600 Mastercard® Reward Card

How to Earn the $600 Bonus

To qualify for the promotion, you must:

1. Register for the offer using promo code 600FORME at the promotion website.
2. Become a new Campus Federal member.
3. Open a new Lagniappe CheckingSM account within 30 days of becoming a member.
4. Complete two qualifying direct deposits of $500 or more each within the first 90 days after opening the account.
5. Maintain an average daily checking balance of at least $5,000 during the first 90 days.
6. Keep the account open and in good standing for at least 120 days.

Once all requirements have been met, your $600 Mastercard Reward Card will be mailed within approximately 4–6 weeks.

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Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the...Show More

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 10/14/26. Show Less

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Important Eligibility Requirements

• Offer is available to new Campus Federal members only.
• Membership and account approval are required.
• Employees of Campus Federal Credit Union and their immediate family members are not eligible.
• The promotion may be modified or withdrawn at any time.
• Reward cards may be reported to the IRS as taxable income.

What Counts as a Qualifying Direct Deposit?

Qualifying direct deposits include recurring ACH deposits such as:

• Payroll.
• Pension payments.
• Social Security benefits.
• Other recurring income from an employer or outside organization.

The following do not qualify:

• Wire transfers.
• ACH transfers initiated through Campus Federal online banking.
• Internal account transfers.

Lagniappe Checking Account Features

In addition to the $600 bonus, the account includes several ongoing benefits:

• Earn up to 4.50% APY on balances up to $10,000.
• Earn 0.05% APY on balances over $10,000.
• Up to $25 in nationwide ATM fee refunds each month.
• Early Pay with eligible direct deposits, allowing access to funds up to three days early.
• No monthly maintenance fee when monthly qualification requirements are met.

Monthly Qualifications to Earn 4.50% APY

Each month you’ll need to:

• Receive one qualifying direct deposit, complete an ACH auto debit, or use Campus Federal Bill Pay.
• Complete 10 debit or credit card purchases.
• Enroll in eStatements.

If you do not meet these monthly requirements, a $10 monthly maintenance fee applies. However, the fee is waived if you maintain an average relationship balance of $2,500 or more across eligible deposit and loan accounts.

Is the Campus Federal Bonus Worth It?

The $600 Reward Card is among the more generous checking account bonuses currently available. While maintaining a $5,000 average balance for the first 90 days makes the promotion more demanding than many competitors, the ongoing account benefits help offset that requirement. Earning up to 4.50% APY on checking balances, receiving ATM fee refunds, and accessing your paycheck up to three days early make the account attractive even after the welcome bonus has been paid.

See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today

Bottom Line

The Campus Federal Credit Union Lagniappe Checking promotion offers new members a $600 Mastercard Reward Card for opening a qualifying checking account, completing two $500 direct deposits, maintaining a $5,000 average daily balance during the first 90 days, and keeping the account open for at least 120 days. Combined with an ongoing 4.50% APY on qualifying balances, nationwide ATM fee refunds, and early direct deposit access, this is one of the strongest checking account offers currently available for eligible new members.