The BMO Smart Advantage Checking Account offers a practical and budget-friendly banking solution with several key benefits. With no monthly maintenance fees, you can manage your money without worrying about meeting balance or activity requirements—perfect for those seeking a hassle-free account.
Opening the account is easy with a low $25 minimum deposit, making it accessible to most customers. Enjoy fee-free ATM access across BMO’s nationwide network and convenient online and mobile banking tools for 24/7 account management, including mobile deposits and bill pay. Plus, with optional overdraft protection when linked to another BMO account, you can avoid costly overdraft fees.
The Smart Advantage Checking account also frequently qualifies for promotional bonuses. Here’s how’s the bonus works:
BMO $400 Checking Cash Bonus*
How To Earn The Bonus:
Open a New Account: Choose between the BMO Smart Advantage Checking account or BMO Smart Money Checking account during the promotional period, from September 9, 2025 to January 28, 2026.
Complete Qualifying Activities: Make sure you have at least $4,000 in qualifying direct deposits within the first 90 days to qualify for the $400 cash bonus*.
Offer Availability: This promotion is available nationwide, so anyone in the U.S. can participate.
*Conditions apply and other offers may be available. Provided in the U.S. BMO Bank N.A. Member FDIC
For those who qualify, the Chase Private Client Checking account offers a more premium banking experience. This account is for folks who keep a higher balance and want that personal touch. The bonus for opening a Chase Private Client Checking account can be pretty tempting, but the exact amount might change depending on the current promotions.
As a Chase Private Client, I get perks like no monthly service fees, access to dedicated financial advisors, and exclusive investment opportunities. This account also comes with cool features like higher withdrawal limits and invites to special events.
Here’s a summary of the Chase Private Client Checking Bonus:
Chase Private Client Checking℠ Bonus Offer
How To Earn The Chase Private Client Bonus:
You’re eligible for up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities.
Speak with a Private Client Banker to open your Chase Private Client CheckingSM account today. Schedule your meeting at your nearest branch to get started.
Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000.
No fees at Chase and non-Chase ATMs worldwide.
No Chase fee on incoming or outgoing wire transfers.
Get higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDepositSM limits.
Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and access to events, including cultural and sporting events, family experiences, and financial seminars.
Enhance your relationship with J.P. Morgan Wealth Management and partner 1:1 with a dedicated J.P. Morgan Private Client Advisor who can create a personalized financial strategy and custom investment portfolio. Get a holistic view of your banking and investing, and make seamless transfers between accounts with the Chase Mobile® app.
Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.
Offer Expires: October 15, 2025
Disclosure: The information related to this Chase Bank offer has been collected by MoneysMyLife and has not been reviewed or provided by Chase.
If you’re curious about more bank bonus promotions, check out our articles on bank account opening bonus and bank bonus deals. These offers can be a great reason to switch banks or open new accounts, helping you get the most bang for your buck.
Bonus Offers from Other Banks
If you’re on the lookout for some sweet bank bonuses, you’re in luck! There are some pretty cool deals out there from different banks. You can find a comprehensive list here or check out a few that really stood out to me:
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the...Show More
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the first 90 days. Enjoy no monthly maintenance fees, no minimum balance requirements, and access to over 40,000 fee-free ATMs nationwide. Act now before it ends 9/8/25 Show Less
You can earn up to $500 with a new KeyBank checking account, making it one of the most rewarding banking promotions available right now. Simply open a Key Select Checking® account...Show More
You can earn up to $500 with a new KeyBank checking account, making it one of the most rewarding banking promotions available right now. Simply open a Key Select Checking® account online by December 19, 2025, deposit a minimum of $50, and complete $5,000 in direct deposits within the first 90 days. Once you meet the requirements, KeyBank will deposit a $500 cash bonus into your account within 60 days—no hidden tricks, just real money for starting your relationship with a top U.S. bank. With KeyBank’s strong digital tools, nationwide ATM access, and a commitment to rewarding customers, this is a limited-time offer worth seizing. Show Less
Earn up to $3,000 with one of Chase's most generous offers. Open a Chase Private Client Checking℠ account by October 15, 2025, and make qualifying deposits within 45 days to...Show More
Earn up to $3,000 with one of Chase's most generous offers. Open a Chase Private Client Checking℠ account by October 15, 2025, and make qualifying deposits within 45 days to unlock your bonus. Simply maintain the required balance for 90 days, and your reward will be credited to your account within 40 days—a seamless way to enhance your banking experience. Show Less
Take advantage of this limited-time offer from Chase! Open a Chase Total Checking® account by October 15, 2025, and earn $300 with qualifying direct deposits. Simply set up direct...Show More
Take advantage of this limited-time offer from Chase! Open a Chase Total Checking® account by October 15, 2025, and earn $300 with qualifying direct deposits. Simply set up direct deposits totaling $500 or more within 90 days, and Chase will reward you. Available online across the U.S. (except Alaska, Hawaii, and Puerto Rico), this is a great opportunity to boost your balance—don’t miss out! Show Less
Looking for a no-fee checking account that rewards you? Open an Upgrade Rewards Checking Plus account, make just 3 debit card transactions, and earn a $200 bonus!Pair this with...Show More
Looking for a no-fee checking account that rewards you? Open an Upgrade Rewards Checking Plus account, make just 3 debit card transactions, and earn a $200 bonus!Pair this with the Upgrade Cash Rewards Visa® and enjoy unlimited 1.5% cash back on all purchases, plus the flexibility of a credit card with the predictability of a personal loan. With no annual fee, easy qualification, and fast rewards, you can start earning today—without hurting your credit score! Show Less
Want free money? Open a Chime Spending Account, set up direct deposit, and pocket $100! It’s that simple.Receive a $100 bonus when you set up a payroll direct deposit of $200...Show More
Want free money? Open a Chime Spending Account, set up direct deposit, and pocket $100! It’s that simple.Receive a $100 bonus when you set up a payroll direct deposit of $200 or more within 45 days. Plus, enjoy no monthly fees, fee-free ATM access, and get your paycheck up to 2 days early. For even more cash, refer your friends and earn an extra $100 for each one! Start boosting your earnings with Chime today! Show Less
Unlock financial growth with the Axos One Bundle! Earn high interest with an impressive 4.46% APY on your savings and enjoy a solid 0.51% APY on your checking balance—all in one...Show More
Unlock financial growth with the Axos One Bundle! Earn high interest with an impressive 4.46% APY on your savings and enjoy a solid 0.51% APY on your checking balance—all in one streamlined package. Perfect for those who want to maximize their money, Axos One combines the flexibility of a checking account with the earning power of a high-interest savings account. Simplify your banking while watching your savings grow faster with Axos Bank's convenient, tech-savvy approach.
Disclaimers: The Annual Percentage Yield (APY) is accurate as of 8/4/2025. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.46% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
Live Oak Bank is making it easier than ever to grow your savings with a limited-time promotion — earn a competitive 4.00% APY on personal savings accounts plus a $200 cash bonus...Show More
Live Oak Bank is making it easier than ever to grow your savings with a limited-time promotion — earn a competitive 4.00% APY on personal savings accounts plus a $200 cash bonus when you open a new account between September 2 and September 30, 2025, and fund it with at least $20,000 in new money from an external bank. Keep your balance at or above $20,000 for 60 consecutive days and you’ll receive the $200 bonus on top of one of the highest savings rates in the market. With no maintenance fees, a simple online process, and dual rewards of high interest and cash back, Live Oak Bank’s latest offer is one of the most attractive ways to make your money work harder this fall. Show Less
Supercharge your savings with the Axos One High-Interest Savings account! Offering a remarkable 4.46% APY, Axos One helps you make the most of every dollar, turning your savings...Show More
Supercharge your savings with the Axos One High-Interest Savings account! Offering a remarkable 4.46% APY, Axos One helps you make the most of every dollar, turning your savings into an active asset for financial growth. With no hassle or hidden fees, it’s the smart way to achieve your savings goals faster. Open your Axos One savings account today and experience the power of a truly high-interest option, all with the convenience and flexibility you expect from Axos Bank! Show Less
Boost your savings and earn a very competitive 4.00% APY with CIT Bank’s Platinum Savings account! Whether you’re saving for a rainy day or reaching your financial goals, this...Show More
Boost your savings and earn a very competitive 4.00% APY with CIT Bank’s Platinum Savings account! Whether you’re saving for a rainy day or reaching your financial goals, this limited-time offer helps you earn big without the hassle of fees. Plus, with no monthly maintenance charges and FDIC insurance, your money is safe and growing. Don’t miss out—take advantage of this incredible offer today and get rewarded for saving smarter! Show Less
Unlock the power of your savings with Raisin’s exclusive network of 70+ insured banks and credit unions, offering top-tier savings rates with zero fees. Plus earn up to $1,000...Show More
Unlock the power of your savings with Raisin’s exclusive network of 70+ insured banks and credit unions, offering top-tier savings rates with zero fees. Plus earn up to $1,000 sign up bonus. With just one secure login, you can easily diversify your deposits across multiple institutions, all backed by up to $10 million in federal deposit insurance coverage.¹ Open your Raisin account in minutes and start earning more today. Show Less
Earn 4.10% APY with a balance of $250,000 or greater. Balances below $250,000 earn 3.90% APY. This powerful combo of a generous cash bonus and high APY means your money grows...Show More
Earn 4.10% APY with a balance of $250,000 or greater. Balances below $250,000 earn 3.90% APY. This powerful combo of a generous cash bonus and high APY means your money grows faster, helping you reach your financial goals sooner. With no monthly fees or minimums, Barclays makes it easy to start saving smarter. Don’t wait—seize this opportunity to maximize your earnings today! For maximum earnings, maintain a balance of $250,000 or greater to qualify for the APY. Show Less
Experience secure and hassle-free savings with CIT Bank's Savings Connect account, offering a competitive 3.90% APY—9x the national average! Enjoy the convenience of mobile...Show More
Experience secure and hassle-free savings with CIT Bank's Savings Connect account, offering a competitive 3.90% APY—9x the national average! Enjoy the convenience of mobile banking, no monthly service fees, and a simple account setup with just $100 to start. With FDIC insurance and award-winning service, CIT Bank is your trusted partner for growing your money. Open your account in minutes and take control of your financial future today! Show Less
Take your savings to the next level with Valley Direct's High Yield Savings Account. Earn an impressive 4.30% APY, more than nine times the national average, and enjoy the benefits...Show More
Take your savings to the next level with Valley Direct's High Yield Savings Account. Earn an impressive 4.30% APY, more than nine times the national average, and enjoy the benefits of no monthly maintenance fees, so you keep everything you earn. Your money is FDIC insured up to $250,000 per depositor, giving you peace of mind while you save. With just $1 to start, you can open an account online in minutes and manage your savings conveniently from anywhere. Interest is compounded daily and paid monthly, so your balance grows faster. It’s secure, simple, and rewarding—start growing your savings today! Disclosure: APY accurate as of 8/13/2025 and may change after account opening. Minimum $0.01 average daily balance required to earn APY. Show Less
Earn an impressive 3.75% APY with Quontic's High Yield Savings Account, designed to help your savings grow faster. Open an account online in just three minutes with a low $100...Show More
Earn an impressive 3.75% APY with Quontic's High Yield Savings Account, designed to help your savings grow faster. Open an account online in just three minutes with a low $100 opening deposit and start earning right away. Recognized by leading financial experts like GoBankingRates, Forbes Advisor, and Bankrate as one of the best savings accounts, Quontic combines competitive rates with convenience. Manage your finances easily with the Quontic mobile app and enjoy the security of FDIC insurance. Don't miss out on this opportunity to make the most of your money. Show Less
These exclusive bank bonus deals are a fantastic way to boost my savings and cash in on some financial perks. If you’re curious about more bank bonus promotions, don’t miss our articles on bank bonus promotions and bank bonus deals.
As a passionate advocate for financial wellness, I am dedicated to uncovering and sharing the top bonus deals to maximize your earning and savings potential. In my free time, I am a seasoned traveler, constantly creating itineraries for my next adventurous journey.
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