If you have bad credit, it can be difficult to qualify for a personal loan. BadCreditLoans.com is an online service that matches borrowers to lenders who are willing to approve people with not-so-stellar credit scores. Keep reading for everything you need to know about BadCreditLoans.com.
|Loan Amount||$500 to $10,000|
|Funding Time||As soon as one business day|
|Loan Term||3 months to 36 months|
|Credit Score||Poor to Excellent|
BadCreditLoans.com is a free marketplace that connects you with partner lenders. When you complete their online application, you’ll receive loan quotes from matching lenders. These loans won’t have the best interest rates, fees or loan amounts when compared to the best personal loans out there, but they’ll work with people who have bad credit and who don’t qualify for better loans.
BadCreditLoans.com does not have any restrictions on how you can use your funds, so you can use the loan however you wish, including starting a business, debt consolidation, tuition fees, buying a car, mortgage, home improvement and etc.
To request a loan via BadCreditLoans.com, you must be a U.S. citizen and at least 18 years old with a valid mailing address, phone number and a checking account. There is no minimum credit score or income requirement, and you can qualify if you receive benefits like Social Security or disability.
Once you accept a loan offer, the funds could arrive to your account as soon as within one business day.
BadCreditLoans.com uses advanced encryption technology, so your personal and financial information is safe.
Requesting a loan via BadCreditLoans.com is free. Loan rates and fees will vary from lender to lender.
Before requesting a loan with BadCreditLoans.com, keep the following in mind:
- BadCreditLoans.com is not direct lender, which means you won’t know the details of your offer until you follow through with a loan request.
- The loan limit is $10,000, so if you need to finance a big purchase, you’ll have to look elsewhere.
BadCreditLoans.com will connect you with a variety of lenders, so you can compare multiple offers before making the big decision. It’s a solid option if you have bad credit and need a personal loan, plus it’s a better solution than pricier alternatives like payday loans.
Looking for a bigger loan amount? Consider PersonalLoans.com. It’s a lender-matching service that specializes in less-creditworthy borrowers with loans upwards of $35,000.