Earn Up To 4.50% APY: American Express Savings’ Best Online CD Rates (Available Nationwide)

American Express National Bank Savings is offering great rates for their online certificate of deposit (CD) accounts. See the current rates below.

• American Express Savings consistently offers some of the best nationwide rates for its High Yield Savings and Certificate of Deposit (CDs) accounts.
• CDs are available in term lengths ranging from 12 to 60 months.
• CDs can be opened online and have no fees and no minimums.
• Automatic transfers can be set up to fund either the CD or savings account.

See the Posts History below for all American Express offers.

American Express Savings Online CD Account Details

American Express Savings CD accounts are available with terms ranging from 12 to 60 months.

Here is a table with the current rates for the most popular CD terms offered by American Express Savings – as of 2/8/2023.

Term	APY
12 Month CD	4.50%
24 Month CD	4.25%
60 Month CD	3.75%

• Available nationwide
• Minimum for APY: $1
• Maximum for APY:

Read more: Compare with the nation’s best CD rates here.

Account Features

• With a CD, you choose your term for a locked-in rate with a guaranteed return.
• Your interest compounds daily and is deposited in your account monthly until maturity.
• You can withdraw before your terms are over (the maturity date), but that withdrawal will be subject to penalties.
• No minimums, no monthly fees
• FDIC insured, each depositor is insured to at least $250,000
• Backed by the service & reliability of American Express

Posts History for American Express Savings:

• American Express® High Yield Savings Account Earns 3.40% APY (Nationwide)
• American Express High Yield Savings $350 Bonus (Targeted) – Ends 3/3/2023

READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here