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Home Bank Promotions

American Bank & Trust Bonus: $500 Checking Offer [SD, MN] – Ends 2/28/26

John Tran by John Tran
February 8, 2026 2:58 pm CST
in Bank Promotions
0
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Table of Contents
  • Offer Details
  • Waive The Monthly Fee
  • Fine Print
  • Bottom Line

Are you looking to boost your finances with a reliable bank? American Bank & Trust is offering a $250 bonus to new customers who open a checking account. Imagine earning extra cash just by setting up a direct deposit – it’s a straightforward way to enhance your savings!

By joining American Bank & Trust, you can enjoy a fee-free checking account while benefiting from their exceptional service. Don’t miss this opportunity; let’s get started on earning your bonus today!

Get a bonus for a new account with this offer from American Bank & Trust for residents of South Dakota and Minnesota.

Want the best bank bonuses nationwide? Check out our top picks here—including huge offers from BMO and Chase that you won’t want to miss!

Recent Updates

  • Update 2/8/26: The offer is back through February 28, 2026.
  • Update 10/1/2025: The offer is back until October 31, 2025.
  • Update 3/9/2025: The offer is back through April 30, 2025.
  • Update 11/16/2024: The offer is back through 12/31/24.
  • Update 7/13/2024: The offer is back through August 31, 2024.
  • Update 5/19/2024: The deal is back through June 30, 2024.

See the bottom of this page for more offers.

Key Takeaways

  • American Bank & Trust: Serving South Dakota and Minnesota with a range of financial services.
  • Bonus Offer: $250 for new checking account customers who meet direct deposit requirements.
  • Requirements: Open a new checking account and receive a direct deposit within 90 days.
  • Availability: Offer valid for residents of South Dakota and Minnesota.
  • No Monthly Fees: The checking account has no monthly maintenance fees.

Offer Details

  • What you’ll get: $250
  • Where it’s available: SD, MN
  • How to earn it: Open a new checking account and receive a direct deposit within 90 days of account opening.
  • When it expires: 10/31/2025
OFFER LINK

Waive The Monthly Fee

The checking account has no month fees.

Earn $400 From Chase Total Checking (with qualifying activities). Learn More Here.

READ MORE: GET TOP OFFERS FROM CHASE, CIT and AXOS.

Fine Print

  • American Bank & Trust (AB&T) reserves the right to withdraw this offer at any time without notice.
  • Accounts are subject to approval. 1) Open a new AB&T checking account; AND 2) Have your direct deposit made to this account within 90 days of opening. Person to Person payments (such as Zelle®) or external bank to bank transfers using the ACH network are not considered a direct deposit.
  • All accounts have a minimum opening deposit of $50 and are subject to applicable terms, fees, and charges.
  • After the qualifications have been met, we’ll deposit the bonus in your new account within 45 days.
  • If the checking account is closed by the customer within 90 days after opening, the account will be subject to a $25 early closure fee.
  • Eligibility may be limited based on account ownership.
  • Offers not available to those whose accounts have been closed within 6 months or closed with a negative balance within the last 3 years.
  • Limit one new checking account opening related bonus every two years from the last bonus payout date per customer.
  • Limit one bonus per account and per customer.
  • Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 104-S, if applicable.) Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Bottom Line

Seems like a nice offer for those living in their service area.

See More:

  • American Bank & Trust Bonus: $500 Checking Offer [SD, MN] – Ends 2/28/26

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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John Tran

John Tran

As a passionate advocate for financial wellness, I am dedicated to uncovering and sharing the top bonus deals to maximize your earning and savings potential. In my free time, I am a seasoned traveler, constantly creating itineraries for my next adventurous journey.

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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*Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card and banking companies from which MoneysMyLife.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MoneysMyLife.com does not include all credit card and banking companies or all available credit card and banking offers. This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. This site may be compensated through the bank advertiser Affiliate Program.

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