The Amazon Rewards Visa card has a lot of potential. Not only for Amazon and Whole Foods purchases, but also for everyday spending like gas, dining and drugstore items. This card earns even better rates for Amazon Prime members.
If you don’t foresee much spending at Amazon.com or Whole Foods Market, go for another cash back card instead.
*The Amazon Rewards card is issued by Chase Bank. Chase also offers great sign-up bonuses for its Checking/Savings accounts.
Amazon Rewards Card $50 Bonus Amazon Gift Card
Take advantage of the $50 bonus Amazon gift card offer. Earning the bonus is simple – just apply for and get approved for the card. The gift card will instantly load into your Amazon account.
There are much better bonus offers available out there, even for no annual fee cards.
How Do Amazon Rewards Work?
Your Amazon rewards are earned as points. You get $0.01 for every 1 point you earn in rewards. So 100 points is equal to $1.
When shopping on Amazon, you’ll see your rewards balance during checkout. Use your points to pay for your entire purchase, or just part of it. There’s no minimum amount of points you need in order to redeem for Amazon items.
You also have the option to use your rewards for:
- Cash back
- Gift cards
- Travel at Chase.com
There is no limit to how many points you can earn. And your rewards will never expire as long as you’re a cardholder.
Amazon Rewards Card Top Features
You’ll get a 3% bonus rate for Amazon.com purchases. But you’ll also get bonus rates on:
- Whole Foods purchases (3%)
- Restaurant purchases (2%)
- Gas station purchases (2%)
- Drugstore purchases (2%)
The 2% bonus rate makes Amazon Rewards a solid everyday credit card that you’ll want to keep within easy reach.
Even better, if you’re an Amazon Prime member, you’ll earn 5% back (instead of 3%) at Amazon.com and Whole Foods Market. Apply for the card through your Amazon.com account that has a Prime membership to qualify. You must also load your Amazon Rewards credit card to that Amazon.com account to make payments.
Make purchases abroad without worrying about foreign transaction fees with the Amazon Rewards Visa card.
If you’re a big Amazon spender, and you’re looking for a way to save, then the Amazon Rewards Visa Signature credit card makes a good choice. Cash back sites like Ebates and Mr.Rebates will earn cash back at Amazon.com also, but only for certain categories.
This card is definitely better for current Amazon Prime customers, allowing for a better rewards rate. Don’t buy a Prime membership just to use the Amazon Rewards Visa card, but consider it if you think the Prime benefits are worth it for you. I personally can’t live without Prime shipping.
But if you want more flexible rewards, you should check out traditional cash back credit cards instead.
See which card’s categories match your spending the most. The Chase Freedom® card has quarterly rotating categories. The Capital One® SavorOne® Cash Rewards Credit Card and Blue Cash Everyday® Card from American Express have non-rotating categories.
The information related to the Amazon Rewards Visa Signature credit card has been collected by MoneysMyLife and has not been reviewed or provided by the issuer of this card.
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