All America Bank ‘s Ultimate Rewards personal checking account offers one of the best high-yield checking rates. See current rates below.
Update 5/28/23: The APY rate increased from 4.80% to 5.30%.
Update 4/4/23: The APY rate increased from 4.50% to 4.80%.
Update 12/15/23: The APY offer increased from 4.25% to 4.50%.
- All America Bank is headquartered in Oklahoma City, Oklahoma.
- It has locations in Oklahoma and was established in 1969.
- They offer competitive rates for their reward checking account.
- Available nationwide.
All America Bank Ultimate Rewards Checking
- Rate offer: 5.30% APY up to $15k
- 0.50% APY on $15k+
- 0.25% APY if don’t meet requirements.
- Availabilty: Nationwide via membership
- Minimum for APY: $0
- Monthly service fee: $0
- There’s no minimum balance required and they include an All America Bank VISA debit card for secure purchases and access to 1,000s of ATMs worldwide.
- Free online banking
- Free ATM transactions worldwide
- Free daily notification if overdrawn
- Free bank-to-bank transfers
- Free Online Bill Pay