ableBanking is an online-only savings program that gives great rates on Money Market Savings and CD accounts. They’re also known for giving money to any charity that you choose.
Because they’re online-only, there are no branches available for in-person banking. The benefit to this is that they can offer you better rates on their Money Market Savings and CD accounts (some of the best in market).
READ MORE: WELCOME OFFERS FROM CHASE, BANK OF AMERICA, TD BANK, AXOS, AND BMO.
$50 Bonus Gift To Charity
When you sign up as a new customer, ableBanking will give you a $25 bonus that you can give to a charity of your choice. They’ll also give an additional $25 to your charity every time you refer a friend who opens an account. Some popular charities include Cradles to Crayons, Foothills Animal Shelter, and Jazz House Kids.
- $25 bonus to your charity just for opening an account
- $25 bonus to your charity every time a referral opens an account
- Available nationwide online
- No expiration stated for this offer
- Must be a 501(c)3 charity
ableBanking Personal Money Market (Nationwide)
- Availability: Online, nationwide
- Minimum to earn APY: $1
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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Stay away from ableBanking, terrible to dela with.
I was lured to able banking by the high interest rate. However, I suffered great difficulty in dealing them since day one. They have inferior customer service and have mentally unstable staff in the team who keeps giving me hard time for no reason. I believe they only have one guy working the customer service as it is always the same person answering ever time I called.
When I initially submit the application online, I had typo in the street number of my address, so the security check failed. I noticed the mistake and tried to correct it, the customer service refused to let me do so. Instead he asked me to mail them the copy of my id, driver license, etc. The hassle would totally defeats the convenience of online banking. After several interactions with mentally ill person, I finally bypass him and reached out to the supervisor at the bank. The supervisor granted me the rights to access my application online, make correction and resubmit my application. I clicked on the consent of the agreement and my account was opened. I funded my account and everything seems fine by then.
However, after 2 months, they reach out to me all of the sudden and threaten to close my account unless I would mail them the agreement in paper and the copy of my driver license. All these had been provided and consented electronically at the time of opening the account. I have 4 other online bank accounts, none of other banks had ever done that to me. Seems people at able bank are deadbeat that have too much idle time to harass their customers.
Enough is enough, so I decide to close my account and move my business to other bank who knows how to treat their customers better.