Washington State Employees Credit Union (WSECU) is offering a $300 checking account bonus for new members who open a Cash Back Checking account and complete qualifying direct deposit and debit card activity within the first 90 days.
The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!
Bonus Details
Bonus Amount: $300
Promo Code: CASHBACK300
Account Required: Cash Back Checking
Availability: New WSECU members
How to Earn the $300 Bonus
To qualify for the $300 bonus, you must:
- Become a new WSECU member.
- Open a Cash Back Checking account within 14 days of joining.
- Use promo code CASHBACK300 during account opening.
- Receive at least $1,000 per month in qualifying direct deposits during the first 90 days.
- Complete at least 25 eligible debit card purchases within the first 90 days.
Meet all requirements and WSECU will deposit the $300 bonus into your account.
Trending Checking Account Deal:
Bonus Timing
The $300 bonus will be credited within 14 days after all promotion requirements have been satisfied.
Your account must remain open and in good standing at the time the bonus is paid.
What Qualifies as a Direct Deposit?
Qualifying direct deposits include:
- Payroll deposits
- Government benefit payments
- Retirement income deposits
The deposits must total at least $1,000 per month during the qualification period.
What Does Not Qualify?
The following transactions do not count as qualifying direct deposits:
- Transfers from another bank account
- Mobile check deposits
- Person-to-person payments
- Internal account transfers
Eligible Debit Card Transactions
Qualifying purchases include:
- Tap-to-pay transactions
- Chip insert purchases
- Swipe transactions
- Online purchases
- Subscription payments
- Manually entered card purchases
Ineligible Debit Card Transactions
The following transactions do not count toward the 25-purchase requirement:
- ATM transactions
- Cash advances
- Balance transfers
- ACH transfers
- Bill Pay transactions
- Internal transfers
- Checks
Account Benefits
WSECU Cash Back Checking includes:
- Up to 1% cash back on eligible debit card purchases
- No monthly service fee
- Early Direct Deposit (up to two days early on eligible deposits)
- Free Person-to-Person Transfers
- Online and mobile banking
- Free eStatements
- Debit card and overdraft protection options
Eligibility Restrictions
To qualify:
- You must be a new WSECU member.
- Existing WSECU members are not eligible.
- Individuals who closed a WSECU checking account within the previous 24 months are not eligible.
- Limit one bonus per member.
- Offer cannot be combined with other promotions.
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Bottom Line
The WSECU Cash Back Checking bonus is a straightforward $300 checking account promotion. The requirements are relatively simple—receive qualifying direct deposits totaling at least $1,000 per month and make 25 debit card purchases within 90 days. Combined with the account’s cash back rewards and no monthly maintenance fee, this offer may be particularly attractive for Washington residents looking for a new primary checking account.
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