United Community Bank Promotions: $200 Checking Bonus [GA, NC, SC, TN] – Ends 10/31/23

Find up-to-date promotions and offers from United Community Bank (www.ucbi.com) here. Typical offers range from $100-$200.

United Community Bank was established in 1950 and is headquartered in Greenville, SC. They have locations in GA, SC, NC, TN.

• Update 9/17/2023: The offer is back through 10/31/23
• Update 7/17/2023: Offer is back and valid until July 31, 2023

READ MORE: GET TOP BONUSES FROM CHASE, AXOS, AND CIT.

United Community Bank $200 Checking Bonus

• What you’ll get: $200
• Where it’s available: GA, NC, SC, TN
• How to earn it: Open a new United Checking, United Checking for 55+ or United Signature Checking at a United Community Bank branch or online.
  • Use promo code Checking200.
  • Receive cumulative direct deposits of at least $2,000.
  • Complete 10 or more purchases using your new United Community Bank Mastercard^TM debit card.
• When it expires: 10/31/2023

Waive The Monthly Fee

• United Checking has an $8 monthly fee that can’t be waived.
• United Checking for 55+ has no monthly fees
• United signature checking has a $25 monthly fee. This is waived with any of the following:
  • $15,000 Minimum Daily Balance -OR-
  • $25,000 Combined Deposit Balance -OR-
  • $50,000 Combined Outstanding Consumer Loans -OR-
  • Relationship with United Community Advisory Services or United Community Mortgage Services

READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS

Fine Print

• Customers must qualify for the account, make the required minimum opening deposit, and have met the following criteria by the end of an initial 90-day qualification period, beginning the day the account is opened, in order to receive the $200 welcome offer
• Transactions must post to the account within the 90-day qualification period. 
• ATM withdrawals do not qualify. 
• Monthly service charges and other miscellaneous fees may apply. 
• The welcome offer is not available to existing United Community Bank personal checking customers or those that have closed a personal checking account within the past 12 months at United Community Bank or any of its predecessors.
• Account must be in good standing at the time of payment; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed.
• The welcome offer will be transferred into the newly established checking account within 45 days after the end of the qualification period.
• The welcome offer may be subject to tax reporting, applicable 1099 may be sent for tax purposes and the customer is responsible for any applicable taxes.
• One welcome offer per household.
• United Community Bank reserves the right to amend or cancel any part of this offer at any time.

READ MORE: GET CASH, PRIZES AND MORE WITH THESE REFERRAL DEALS

Bottom Line

The bonus value is descent but there is no way to waive the $8 monthly fee for the United Checking account.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.