United Community Bank Promotions: $200 Checking Bonus [GA, NC, SC, TN]

Find up-to-date promotions and offers from United Community Bank (www.ucbi.com) here. Typical offers range from $100-$200.

United Community Bank was established in 1950 and is headquartered in Greenville, SC. They have locations in GA, SC, NC, TN.

For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, Bank of America, U.S. Bank, BMO Harris, TD Bank and many more.

United Community Bank Promotions Review Below

United Community Bank $200 Checking Bonus

• What you’ll get: $200
• Where it’s available: GA, NC, SC, TN
• How to earn it: Open a new United Checking, United Checking for 55+ or United Signature Checking at a United Community Bank branch or online.
  • Use promo code Checking200.
  • Receive cumulative direct deposits of at least $2,000.
  • Complete 10 or more purchases using your new United Community Bank Mastercard^TM debit card.
• When it expires: 12/31/2022

Waive The Monthly Fee

• United Checking has an $8 monthly fee that can’t be waived.
• United Checking for 55+ has no monthly fees
• United signature checking has a $25 monthly fee. This is waived with any of the following:
  • $15,000 Minimum Daily Balance -OR-
  • $25,000 Combined Deposit Balance -OR-
  • $50,000 Combined Outstanding Consumer Loans -OR-
  • Relationship with United Community Advisory Services or United Community Mortgage Services

Fine Print

• Customers must qualify for the account, make the required minimum opening deposit, and have met the following criteria by the end of an initial 90-day qualification period, beginning the day the account is opened, in order to receive the $200 welcome offer
• Transactions must post to the account within the 90-day qualification period. 
• ATM withdrawals do not qualify. 
• Monthly service charges and other miscellaneous fees may apply. 
• The welcome offer is not available to existing United Community Bank personal checking customers or those that have closed a personal checking account within the past 12 months at United Community Bank or any of its predecessors.
• Account must be in good standing at the time of payment; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed.
• The welcome offer will be transferred into the newly established checking account within 45 days after the end of the qualification period.
• The welcome offer may be subject to tax reporting, applicable 1099 may be sent for tax purposes and the customer is responsible for any applicable taxes.
• One welcome offer per household.
• United Community Bank reserves the right to amend or cancel any part of this offer at any time.

Bottom Line

The bonus value is descent but there is no way to waive the $8 monthly fee for the United Checking account. Compare this offer with the best bank bonuses here, with offers from TD Bank, HSBC, Aspiration and more.

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