U.S. Bank is offering State Farm customers a business checking bonus of up to $1,500 when opening a new Gold or Platinum Business Checking account. Depending on the account, you’ll need to deposit and maintain either $10,000 or $25,000 and complete six qualifying transactions.
This U.S. Bank State Farm business banking offer is available through September 27, 2026.
The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!
U.S. Bank State Farm Business Checking Bonus
Here are the two available bonus tiers:
| Account | Bonus | Required Deposit & Balance | Transactions |
|---|---|---|---|
| Gold Business Checking | $900 | $10,000 | 6 |
| Platinum Business Checking | $1,500 | $25,000 | 6 |
Promo Code: Q3SFC26
Expiration Date: September 27, 2026
Minimum Opening Deposit: $25
The account must be opened online through the U.S. Bank State Farm digital application to qualify.
TRENDING DEAL:
How to Earn the $1,500 Platinum Business Checking Bonus
To earn the $1,500 bonus:
- Open a new U.S. Bank Platinum Business Checking account online using promo code Q3SFC26 by September 27, 2026.
- Make the minimum $25 opening deposit.
- Deposit at least $25,000 in new money within 30 days of opening the account.
- Maintain a daily balance of at least $25,000 through the 60th day after account opening.
- Complete at least six qualifying transactions within 60 days of opening the account.
- Keep the account open with a positive available balance when the bonus is paid.
Once all requirements are met, U.S. Bank will deposit the $1,500 bonus within 30 days after the end of the month in which you completed the requirements.
Platinum Business Checking Features
The U.S. Bank Platinum Business Checking account includes:
- $30 monthly maintenance fee, which can be waived by meeting qualifying requirements
- 550 free transactions per statement cycle
- 250 free cash deposit units per statement cycle
- Up to $600 in cell phone protection when you pay your eligible wireless bill with your U.S. Bank State Farm Visa Business Debit Card
One of the ways to waive the $30 monthly fee is to maintain a $25,000 average collected account balance, which should line up well with the balance requirement while you’re completing the bonus.
How to Earn the $900 Gold Business Checking Bonus
If you don’t want to tie up $25,000, the $900 Gold Business Checking bonus has a much lower balance requirement.
To earn the bonus:
- Open a new U.S. Bank Gold Business Checking account online using promo code Q3SFC26 by September 27, 2026.
- Make the minimum $25 opening deposit.
- Deposit at least $10,000 in new money within 30 days of account opening.
- Maintain a daily balance of at least $10,000 through the 60th day after account opening.
- Complete at least six qualifying transactions within 60 days.
- Keep the account open with a positive available balance until the bonus is paid.
U.S. Bank will deposit the $900 bonus within 30 days after the end of the month in which all requirements are completed.
Gold Business Checking Features
Gold Business Checking includes:
- $20 monthly maintenance fee waived for new Gold Business Checking accounts opened on or after February 12, 2026
- 350 free transactions per statement cycle
- 125 free cash deposit units per statement cycle
- Up to $600 in eligible cell phone protection when paying your wireless bill with the U.S. Bank State Farm Visa Business Debit Card
What Counts as a Qualifying Transaction?
You need six qualifying transactions within 60 days of opening your account.
Eligible transactions include:
- Debit card purchases
- ACH credits or debits
- Wire credits or debits
- Zelle credits or debits
- U.S. Bank mobile check deposits
- Electronic or paper check debits
- U.S. Bank Bill Pay for Business, excluding credit card payments
- Payments received through U.S. Bank Payment Solutions
Transfers between U.S. Bank accounts do not qualify. Person-to-person payments and credit card transfers, including payments to U.S. Bank credit cards, are also excluded.
Transactions are counted based on their posted date, so don’t wait until the final day to complete them.
What Counts as New Money?
The $10,000 or $25,000 deposit must consist of new money from outside U.S. Bank.
Funds transferred from another U.S. Bank account, U.S. Bank product, or U.S. Bank affiliate don’t count toward the deposit requirement.
You’ll need to get the full qualifying amount into the new account within 30 days of account opening and maintain the required daily balance through day 60.
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Who Is Eligible?
To qualify for this offer:
- Open a qualifying Gold or Platinum Business Checking account between July 1 and September 27, 2026
- Open the account online through the U.S. Bank State Farm digital application
- Use promo code Q3SFC26
- Deposit new money from outside U.S. Bank
- Complete the required six qualifying transactions
- Maintain the applicable required daily balance
- Keep the account open with a positive available balance when the bonus is paid
The offer is limited to one bonus per business.
Businesses that currently have a U.S. Bank business checking account or had a U.S. Bank business checking account closed within the previous 12 months are not eligible.
Current U.S. Bank employees are also excluded.
When Will the Bonus Post?
U.S. Bank states that the bonus will be deposited into your new business checking account within 30 days after the end of the month in which all offer requirements are met.
Your account must remain open and have a positive available balance when the bonus is awarded.
The bonus will be reported as interest income on IRS Form 1099-INT, and you are responsible for any applicable taxes.
Is the U.S. Bank State Farm Business Checking Bonus Worth It?
This is a strong business checking promotion, particularly the $900 Gold offer.
The Gold account requires $10,000 to be maintained for roughly two months and pays a $900 bonus. That’s a substantial return for a relatively short holding period, assuming you have business funds that would otherwise be sitting in cash.
The Platinum offer pays an additional $600, but you’ll need to maintain $25,000 instead of $10,000. If you already have $25,000 in business cash available, the $1,500 bonus is attractive. Otherwise, the $900 Gold tier may offer the better balance between cash requirements and reward.
Just make sure you complete all six qualifying transactions early and don’t let your daily balance fall below the required amount during the qualification period.
Bottom Line
The U.S. Bank State Farm Business Checking offer provides two unusually large business bank bonuses:
- $900 for Gold Business Checking with a $10,000 deposit and maintained daily balance
- $1,500 for Platinum Business Checking with a $25,000 deposit and maintained daily balance
Both require six qualifying transactions within 60 days.
The promotion expires September 27, 2026, and you’ll need to open the account through the U.S. Bank State Farm digital application using promo code Q3SFC26.
For business owners who can comfortably meet the balance requirements, this is one of the more attractive business checking bonuses currently available.
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