U of I Community Credit Union Con-GRAD-ulations Bonus – Earn Up to $450 [IA] – Ends 7/31/26

U of I Community Credit Union (UICCU) is offering graduates and new members the opportunity to earn up to $450 through a combination of checking account, credit card, and cash back rewards bonuses.

The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!

Bonus Overview

Total Bonus Available: Up to $450

Offer Period: April 15, 2026 through July 31, 2026

Bonus Breakdown

• $150 for opening a new checking account
• $150 for opening a new UICCU Visa credit card
• Up to $150 cash back match with the Signature Cashback Visa Credit Card

Earn a $150 Checking Account Bonus

To qualify for the checking account bonus, you must:

1. Open a new UICCU checking account between April 15, 2026 and July 31, 2026 through the promotional application link.
2. Complete at least 30 debit card purchase transactions within 60 days of account opening.
3. Register for or log in to Digital Banking within 60 days.
4. Keep the account open and in good standing.

The $150 bonus will be deposited into your checking account within 90 days after all requirements have been satisfied.

Trending Savings Account Deal:

CIT Bank Platinum Savings: Earn Up to 4.10% APY

Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. Open...Show More

Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. Open your account online with as little as $100, fund it easily through transfer or mobile deposit, and start earning one of the most competitive savings rates in the country today.1 Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.2 Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of July 20, 2026.Boost Disclaimer: This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria. Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate. The Promotion begins on February 13, 2026, and ends August 31, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6month period outlined in the terms and conditions. The promotion can end at any time without notice.For complete list of account details and fees, see their Personal Account Disclosures at https://www.cit.com/cit-bank/resources/forms Show Less

Earn Up to 4.10% APY

Go to the deal

Checking Bonus Eligibility

You are not eligible if:

• You have held any UICCU checking account within the previous 24 months.
• You previously received a UICCU checking account promotional bonus.
• You do not have a valid Social Security Number or ITIN.

Earn a $150 Credit Card Bonus

To qualify for the credit card bonus, you must:

1. Open a new UICCU Visa Credit Card between April 15, 2026 and July 31, 2026 using the promotional application link.
2. Log in to Digital Banking within 60 days of account opening.
3. Complete at least one credit card purchase within 60 days.

The $150 bonus will be deposited into your membership savings account within 90 days after all requirements have been met.

Credit Card Eligibility

You are not eligible if you have held any UICCU Visa credit card within the previous 24 months.

All credit card applications are subject to approval.

Earn Up to $150 Additional Cash Back

Members who open a new UICCU Signature Cashback Visa Credit Card can receive a dollar-for-dollar match of the cash back earned during the first year, up to $150.

Cash Back Match Details

• Applies to purchases made during the first 12 months after account opening.
• Maximum cash back match is $150.
• The matching reward is credited during the statement cycle containing the card’s one-year anniversary.
• The credit card account must remain open and in good standing.

Eligible purchases generally include standard retail purchases, while cash advances, balance transfers, gift cards, prepaid cards, and similar transactions do not qualify.

Membership Requirement

All applicants must first become members of UICCU before opening any checking account or credit card product.

Applications must be completed through the designated promotional links to qualify for the bonuses.

Tax Considerations

Cash bonuses may be reported as taxable income and may be included on Form 1099-INT.

See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today

Bottom Line

UICCU’s Con-GRAD-ulations promotion is one of the better offers available for recent graduates and new members, providing up to $450 in combined value. The checking account bonus requires only debit card activity and a digital banking login, while the credit card bonus requires just a single purchase. Members who choose the Signature Cashback Visa can potentially earn an additional $150 through the first-year cash back match, bringing the total promotional value to $450.