Looking for a simple checking account that actually rewards your everyday banking? The Trumark Momentum Checking account is currently offering a $250 bonus when you open a new account and set up qualifying direct deposits. With added perks like ATM fee reimbursements and debit card rewards, this is a solid offer worth considering before it expires.
The offer is only available locally in Pennsylvania. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!
What Is The Trumark Momentum Checking Bonus?
The Trumark Momentum Checking account is designed to reward everyday banking activity—without requiring high balances or complicated requirements.
For a limited time, new customers can earn a $250 bonus by opening a Momentum Checking account and meeting simple direct deposit requirements. In addition to the bonus, the account includes perks like ATM fee reimbursements and debit card rewards, making it a strong all-around checking option.
Trending Checking Account Deal:
Trumark Momentum Checking Bonus Details
- Bonus Amount: $250 (awarded as 25,000 rewards points)
- Expiration Date: June 30, 2026
- Direct Deposit Requirement: $1,000 within 90 days
- Bonus Timing: 6–8 weeks after meeting requirements
- Eligibility: Must not have had a Trumark checking account in the past 12 months
- Account Status: Must remain open and in good standing
How To Earn The $250 Bonus
Follow these steps to qualify:
- Open a new Momentum Checking account
- Set up qualifying direct deposit(s) totaling at least $1,000 within 90 days
- Maintain the account in good standing
- Receive your $250 bonus (in rewards points) within 6–8 weeks after completing the requirements
What Counts As a Qualifying Direct Deposit?
Qualifying direct deposits include:
- Payroll deposits
- Government benefits
- Pension payments
Non-qualifying deposits include:
- Transfers between accounts
- Zelle or peer-to-peer payments
- Mobile check deposits
- Cash or wire transfers
Key Features of Momentum Checking
This account isn’t just about the bonus—it offers ongoing value:
1. Debit Card Rewards
Earn rewards points on everyday purchases using your debit card.
2. ATM Fee Reimbursements
Get reimbursed for out-of-network ATM fees (up to $5/month when requirements are met).
3. Monthly Fee Waiver Options
Avoid the $10 monthly fee by meeting one of the following:
- $1,000 in electronic deposits
- 15 debit/credit card transactions
- Be under age 26
4. High Yield Savings Eligibility
Meeting monthly requirements can unlock access to a higher-rate savings account.
5. Extra Perks
- Overdraft fee rebates (first two per year)
- 0.10% APY boost on certificates
- Mobile banking and digital tools
Why This Bonus Is Worth It
This is a mid-tier checking bonus that stands out for its simplicity:
- Low direct deposit requirement ($1,000)
- Flexible monthly requirements (only need to meet one)
- Ongoing rewards beyond the bonus
The main drawback is that the bonus is paid in rewards points instead of cash, so you’ll want to check redemption options to maximize value.
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Final Thoughts
The Trumark Momentum Checking $250 bonus is a strong offer if you’re looking for an easy-to-manage account with real everyday perks. The requirements are straightforward, and the ongoing benefits—like ATM reimbursements and debit rewards—add long-term value beyond the initial bonus.
If you’re planning to switch checking accounts anyway, this is a solid opportunity to earn a bonus while upgrading your banking setup.
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