TIAA Bank is offering competitive rates for their online certificate of deposit (CD) accounts. See the current rates below.
- Update 1/19/24: Several rates have changed. Consider these CDs from Quontic.
- Update 12/19/23: Rates remained the same. TIAA Bank now doing business as EverBank.
- Update 10/4/2023: Rates slightly. Highest rate is now 5.50% APY.
- Update 7/3/2023: Rates now up to 5.25% APY
- Update 4/24/2023: They increased the APY rate for several term lengths. See new rates below.
- Update 4/4/2023: Their 3-year CD rate increased from 3.80% to 4.00% APY.
- Update 3/14/2023: Their 1 year CD rate increased from 4.40% to 4.65% APY.
- Update 2/22/2023: Their 1 year CD rate increased from 4.30% to 4.40% APY.
- Update 12/27/2022: Their 1 year CD rate increased from 4.15% APY to 4.30% APY.
Quick Facts:
- TIAA Bank offers some of the most competitive nationwide rates for its Certificate of Deposit (CDs) accounts.
- Previously known as TIAA Direct, TIAA Bank is an online-only bank, so there are no physical branches to visit.
- This, in turn, allows for fewer fees than your traditional brick-and-mortar banks, and accounts are available to everyone nationwide.
- TIAA Bank provides Checking, Savings, Money Market and CD Account options.
See the Posts History below for all TIAA Bank offers.
READ MORE: GET TOP OFFERS FROM CHASE, AXOS, BANK OF AMERICA AND BMO.
TIAA Online Basic CD Account Details
TIAA Bank online Basic CD accounts are available with terms ranging from 3 months to 5 years.
Here is a table with the current rates for the most popular CD terms offered by TIAA Bank:
Term | APY |
---|---|
9 Month | 5.35% |
1 Year CD | 5.00% |
1.5 Year CD | 4.60% |
2 Year CD | 4.40% |
- Available nationwide
- Minimum for APY: $1,000
- Maximum for APY:
READ MORE: COMPARE THE NATION’S BEST CD OFFERS
Account Features
- No monthly account fee
- 20-day advanced maturity alert
- Automatic renewal on maturity
- In addition to their Basic CD accounts, they offer Bump Rate CD, which allows you to get a high-yield plaus the option to lock in a one-time bump if rates go higher.
Posts History for TIAA Bank:
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.