Provident Bank $300 Checking Account Bonus [NJ, PA] – Ends 6/30/26

Provident Bank is offering a $300 cash bonus for new customers who open a qualifying Basic Checking account online and complete direct deposit requirements.

Provident Bank $300 Bonus Details

Bonus Amount

• Earn a $300 cash bonus

Eligible Account

• Basic Checking Account

Offer Expiration

• Expires June 30, 2026

How To Earn The $300 Bonus

1. Open A New Checking Account

Open a new Provident Basic Checking account online and deposit at least $50 at account opening.

2. Complete Direct Deposits

Within 60 days of opening the account, make:

• 2 separate direct deposits
• Each direct deposit must be at least $500

Qualifying direct deposits include:

• Payroll
• Salary
• Pension
• Government payments

Non-qualifying deposits include:

• Zelle
• Venmo
• PayPal
• RTP transfers
• Transfers from another Provident Bank account

3. Receive Your Bonus

The $300 cash bonus will be deposited within 120 days after opening the account and meeting all requirements.

Account Benefits

The Provident Basic Checking account includes:

• No minimum balance requirement
• Unlimited ATM transactions
• First six paid checks free each month
• Mobile and online banking
• Zelle access
• Mobile check deposit
• FDIC insurance

Important Restrictions

To qualify for the bonus:

• You must open the account online
• You must live in:
  • New Jersey
  • New York
  • Pennsylvania
• You cannot have had a Provident personal checking account within the past 12 months

The bonus is limited to:

• One bonus per account
• One bonus per tax ID number

The value of the bonus may be reported on IRS Form 1099-INT as taxable income.

Trending Savings Account Deal:

Raisin Savings Network: 70+ Banks, Up $1600 & Top Savings Account APY Rates

Unlock the power of your savings with Raisin’s exclusive network of 70+ insured banks and credit unions, offering top-tier savings rates with zero fees. Plus earn up to a $1,500...Show More

Unlock the power of your savings with Raisin’s exclusive network of 70+ insured banks and credit unions, offering top-tier savings rates with zero fees. Plus earn up to a $1,500 sign up bonus. With just one secure login, you can easily diversify your deposits across multiple institutions, all backed by up to $10 million in federal deposit insurance coverage.¹ Open your Raisin account in minutes and start earning more today. Show Less

Up to $1,500 & Top APY

Go to the deal

Is The Provident Bank Bonus Worth It?

This offer is relatively straightforward compared to many bank bonuses because:

• The opening deposit requirement is low ($50)
• No large balance requirement is needed
• The direct deposit threshold is reasonable
• No minimum balance requirement on the account itself

The main limitation is geographic eligibility, since the offer is only available to residents of NJ, NY, and PA who open the account online.