Telcoe Federal Credit Union is marking 75 years of service with their biggest promotion ever—up to $475 in bonuses for new members who open checking accounts and take out loans during their anniversary celebration.
This Arkansas credit union has structured their celebration around multiple ways to earn, making it one of the more generous credit union promotions available right now.
Looking for easy cash bonuses available nationwide? Our guide to the best bank bonuses has huge offers from BMO & CIT Bank—grab them before they’re gone!
The $475 Bonus Breakdown
$200 Checking Account Bonus:
- Open new checking account (Premier Checking recommended)
- Complete required transactions over 120 days
- Bonus paid at end of 120-day period
$275 Additional Loan Bonus:
- Take out new loan of $20,000+ (auto, boat, RV, home improvement)
- Must also open new checking account
- Combined with checking bonus = $475 total
4.75% APY Certificate Special:
- 5-month CD earning 4.75% APY
- Maximum $10,000 deposit per member
- Separate from other bonuses but adds significant value
The loan bonus requires substantial borrowing, but for members planning major purchases anyway, it’s essentially free money.
Trending Savings Account Deal:
Premier Checking Account Features
Their featured Premier Checking offers attractive ongoing benefits:
- 2.00% APY on balances up to $10,000 (with required activities)
- Higher returns than most checking accounts
- Standard checking features and services
- Part of member-owned credit union structure
The 2.00% APY makes this competitive even without the bonus, provided you meet the activity requirements.
Arkansas Membership Requirements
Telcoe membership is open to anyone who:
- Lives, works, attends school, or worships in Arkansas
- Has Arkansas driver’s license or state-issued ID
- Family members of existing members also qualify
The statewide eligibility makes this accessible to most Arkansas residents, unlike some credit unions with narrow membership criteria.
Credit Union Advantages
Beyond the anniversary bonuses, Telcoe offers typical credit union benefits:
- Member ownership (profits benefit members, not shareholders)
- Competitive loan rates (auto loans as low as 3.75% APR)
- Higher savings returns than traditional banks
- Lower fees and more personalized service
- BauerFinancial 5-star safety rating
With over $487 million in assets and 22,400+ members, they provide stability with community focus.
Trending Checking Account Deal:
The 75th Anniversary Context
Telcoe’s longevity adds credibility to their offerings:
- Founded in 1950 for Southwestern Bell employees
- Expanded to serve all Arkansas residents
- Maintained financial stability through multiple economic cycles
- Earned highest safety ratings from independent evaluators
This isn’t a startup offering unsustainable bonuses—it’s an established institution celebrating a major milestone.
Value Analysis
Maximum Bonus Potential: $475 (checking + loan)
CD Special Value: 4.75% APY for 5 months on up to $10,000
Ongoing Checking Value: 2.00% APY on balances up to $10,000
For members taking advantage of all offers, the first-year value could exceed $600 when including the high-yield checking and CD returns.
Who Should Consider This
Ideal for:
- Arkansas residents planning major purchases ($20,000+ loans)
- People seeking high-yield checking accounts (2.00% APY)
- Those wanting credit union benefits over traditional banking
- Members comfortable with activity requirements for checking bonuses
The loan bonus makes this particularly attractive for anyone planning auto, home improvement, or recreational vehicle purchases.
Trending Savings Account Deal:
The Bottom Line
Telcoe’s 75th anniversary celebration offers exceptional value for Arkansas residents, especially those planning significant purchases. The $475 maximum bonus combined with ongoing high-yield checking (2.00% APY) and the 4.75% CD special creates substantial first-year value.
The loan requirement limits who can maximize the bonus, but the checking account bonus and Premier Checking benefits provide value even without borrowing. For Arkansas residents seeking credit union advantages with generous welcome bonuses, this anniversary celebration provides excellent timing.
The 75-year track record and 5-star safety rating add confidence that this isn’t just promotional flash—it’s a stable institution investing in member growth.
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Offers subject to end at any time. Membership eligibility required. Loan bonus requires $20,000+ loan amount. CD limited to $10,000 per member. NCUA insured.
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