Springs Valley Bank & Trust Company is offering a $250 checking account bonus for new customers who switch their banking relationship and complete several qualifying activities. The promotion runs through the end of 2026 and is centered around opening a Free eZChecking account and establishing a banking relationship with both checking and savings accounts.
The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!
Bonus Overview
| Offer | $250 Bonus |
|---|---|
| Promotion Name | Break Up Bonus |
| Bonus Amount | $250 |
| Expiration Date | December 31, 2026 |
| Eligible Account | Free eZChecking |
| Direct Deposit Requirement | $1,500 total |
| Additional Requirement | Open Focus Savings Account |
| Bonus Payout | Within 90 days after requirements are met |
How to Earn the $250 Bonus
To qualify:
- Open a new Free eZChecking Account between May 1 and December 31, 2026.
- Within 60 days of account opening:
- Receive at least $1,500 in qualifying direct deposits.
- Open a new Focus Savings Account.
- Maintain an average daily balance of at least $100 in the Focus Savings account for 60 days.
- Enroll in Online Banking.
- Enroll in eStatements.
- Keep both accounts open and in good standing.
Once all requirements are satisfied, the $250 bonus will be deposited into the checking account and appear as “250 Bonus” on your statement.
Trending Savings Account Deal:
What Counts as a Direct Deposit?
Qualifying direct deposits include recurring electronic deposits such as:
- Payroll deposits
- Pension payments
- Social Security benefits
- Other recurring income from an employer or outside agency
Eligibility Requirements
The promotion is available only to new personal checking customers.
You are not eligible if:
- You currently have signing authority on an existing Springs Valley consumer checking account.
- You closed a Springs Valley checking account within the previous 90 days.
- You have already received the promotion during the calendar year.
Limit one bonus per customer per calendar year.
Why This Bonus Is Attractive
Compared to many regional bank bonuses, the requirements are fairly manageable:
- Moderate direct deposit requirement ($1,500 total)
- Only $100 required in the savings account
- No large balance requirements in checking
- Long promotional window through December 31, 2026
The required savings balance is small enough that most customers can satisfy it without tying up significant funds.
Things to Consider
- You must open both a checking and savings account.
- Direct deposits and all enrollment requirements must be completed within 60 days.
- Both accounts must remain open and in good standing.
- The bonus is taxable and may be reported on IRS Form 1099.
- The offer cannot be combined with other Springs Valley promotions.
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Bottom Line
The Springs Valley Bank & Trust $250 Break Up Bonus is a solid regional checking promotion for customers willing to establish a full banking relationship. While it requires more steps than some simple checking bonuses, the requirements are relatively easy to satisfy: receive $1,500 in direct deposits, keep $100 in a savings account, and enroll in the bank’s digital services. For eligible new customers, it’s a straightforward way to earn an extra $250 while switching banks.
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