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Home Bank Promotions

Simmons Bank Checking Account Bonus: How to Earn Up to $600 [AR, IL, KS, MO, OK, TN, TX] – Ends 3/31/25

John Tran by John Tran
February 15, 2025 4:11 pm CST
in Bank Promotions
0
Learn how Vanguard can give you personalized investment advice.

BMO 400 Cash Bonus Mobile

Table of Contents
  • Key Takeaways
  • Earning the Bonus
  • Perks of Simmons Bank Checking Accounts
  • Our Take

Today I’ve got something special for you—Simmons Bank’s up to $600 bonus for new customers! They service the following states: AR, IL, KS, MO, OK, TN, TX. Whether you’re opening a Classic Checking, Simply Checking, or Coin Checking account, you could earn up to three cash bonuses just by meeting a few easy requirements. What makes this deal even sweeter? You can qualify for up to three bonuses within the first four statement cycles! If you’re looking for a new checking account with a serious cash reward, this might be just the offer you’ve been waiting for!

Want the best bank bonuses nationwide? Check out our top picks here—including huge offers from BMO and Chase that you won’t want to miss! Best nationwide bank bonuses, BMO Harris Bank Promotions, Chase Bank Promotions.


Key Takeaways

  • Up to $600 in bonuses for opening a qualifying checking account with Simmons Bank.
  • You can earn a bonus each statement cycle, with a maximum of three bonuses available.
  • The bonuses depend on the average daily balance you maintain in your account.
  • Classic Checking, Simply Checking, and Coin Checking accounts are eligible.

bank banner white phone

Earning the Bonus

To earn the up to $600 bonus, follow these steps:

  1. Open a New Checking Account: You must open a Classic Checking, Simply Checking, or Coin Checking account and use the promo code CTN during the application process. You can open the account online or at an eligible branch.
  2. Qualifying Direct Deposit: Enroll in Online Banking, and have at least one direct deposit into your account each month. Qualifying direct deposits include payroll, pension, or government benefits (like Social Security). Just remember—services like Venmo or PayPal don’t count!
  3. Maintain Your Balance: Depending on the account and balance you maintain, you can earn different bonus amounts:
    • Tier 1: $200 for maintaining an average daily balance of $5,000 or more.
    • Tier 2: $100 for maintaining an average daily balance of $2,500 or more.
    • Tier 3: $50 for maintaining an average daily balance of $1,000 or more.

You can earn up to three bonuses within the first four statement cycles after opening the account. Keep in mind that only one bonus will be awarded per statement cycle.

OFFER LINK

Trending Checking Account Deal:

BMO Bank logo square
BMO Cash Bonus: Earn an Easy $400 Checking Cash Bonus*
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the...Show More
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the first 90 days. Enjoy no monthly maintenance fees, no minimum balance requirements, and access to over 40,000 fee-free ATMs nationwide. Act now before it ends 9/8/25 Show Less
Earn $400
Go to the deal

Perks of Simmons Bank Checking Accounts

Aside from the cash bonus, Simmons Bank’s checking accounts come with a range of great features:

  • Early Payday: Get your direct deposit up to two days early with Early Payday. Who doesn’t love getting paid early?
  • Mobile Deposit: Save a trip to the bank with free mobile check deposits right from your phone.
  • Contactless Debit Card: Enjoy secure and fast payments with your contactless debit card.

These features can help you save time and make managing your finances even more convenient.



Trending Checking Account Deal:

No coupons found.

Our Take

If you’re looking for a new checking account that rewards you for maintaining a balance, Simmons Bank’s offer is definitely worth considering. The up to $600 bonus is generous, and with the added benefits like Early Payday and mobile deposit, this could be a great option for those looking to maximize their savings. Just make sure to meet the requirements each month, and you could easily rack up those bonuses.


Get personal advice at Vanguard!
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BMO 400 Cash Bonus Mobile

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John Tran

John Tran

As a passionate advocate for financial wellness, I am dedicated to uncovering and sharing the top bonus deals to maximize your earning and savings potential. In my free time, I am a seasoned traveler, constantly creating itineraries for my next adventurous journey.

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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*Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card and banking companies from which MoneysMyLife.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MoneysMyLife.com does not include all credit card and banking companies or all available credit card and banking offers. This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. This site may be compensated through the bank advertiser Affiliate Program.

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