SECU Business Checking $350 Bonus [MD, PA, DE, WV, VA, D.C] – Ends 12/31/26

If you’re a small business owner looking for a new business checking account, SECU (State Employees Credit Union) is offering a $350 bonus when you open a qualifying business checking account and complete a few straightforward requirements.

Even better, if you choose the Interest-Earning Business Checking account, you can earn 2.00% APY on your checking balance while enjoying no monthly maintenance fee.

The offer is available through December 31, 2026.

The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!

SECU Business Checking $350 Bonus at a Glance

Bonus Amount: $350

Offer Expires: December 31, 2026

Promo Code: BB350

Eligible Accounts:

• Free Business Checking
• Interest-Earning Business Checking
• Nonprofit Checking

How to Earn the $350 Bonus

Follow these steps to qualify:

1. Open a New Eligible Business Checking Account

Open a qualifying SECU business checking account between July 1, 2026, and December 31, 2026.

Be sure to enter the promo code:

BB350

during your online application or provide it when opening your account in a branch.

TRENDING DEAL:

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Put real cash back into your business. Open a Chase Business Complete Checking® account and earn up to $500 in cash bonuses* when you bring new money to Chase Business. Deposit...Show More

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Go to the deal

2. Maintain a $5,000 Average Daily Balance

Keep an average daily balance of at least $5,000 during your first two monthly statement cycles.

3. Enroll in Digital Banking

Within 60 days of opening the account, you must:

• Enroll in Online Banking
• Enroll in Mobile Banking
• Sign up for eStatements

4. Receive Your Bonus

Once you’ve completed all requirements, SECU will deposit the $350 bonus within 90 days.

Your account must remain open, in good standing, and actively enrolled in online and mobile banking when the bonus is paid.

Eligibility Requirements

This promotion is available to new SECU business checking customers.

You are not eligible if:

• You currently have an eligible SECU business checking account.
• You have had one within the past 24 months.
• Your business is an estate.

Businesses must be located in one of the following areas:

• Maryland
• Pennsylvania
• Delaware
• Virginia
• West Virginia
• Washington, D.C.

Membership Requirements

Before opening a business checking account, you’ll also need to open a Business Share Savings account.

Minimum deposits include:

• $10 to open the Business Share Savings account
• $100 to open the Business Checking account

Account opening remains subject to membership eligibility and approval.

Earn 2.00% APY on Checking

If you choose the Interest-Earning Business Checking account (or qualifying Nonprofit Checking), you’ll earn 2.00% APY on your checking balance.

While rates are always subject to change, that’s a competitive yield for a business checking account that still provides easy access to your funds.

Additional Account Features

SECU also includes several useful business banking features:

• No monthly maintenance fee
• Online and mobile banking
• Access to a large ATM network
• Business banking support by phone, email, chat, or video
• Free credit score monitoring and improvement tools

Is This Bonus Worth It?

The requirements are relatively simple, especially for businesses that maintain healthy operating balances.

Pros:

• Solid $350 cash bonus
• No direct deposit requirement
• Competitive 2.00% APY available
• No monthly maintenance fee
• Straightforward qualification requirements

Potential drawbacks:

• Requires maintaining a $5,000 average daily balance
• Limited to businesses located in SECU’s service area
• Must qualify for SECU business membership

For businesses that already keep several thousand dollars in their checking account, this promotion is fairly easy to complete.

See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today

Final Thoughts

SECU’s $350 Business Checking Bonus is an attractive offer for eligible small businesses in the Mid-Atlantic region. The requirements are refreshingly simple—maintain a qualifying balance, enroll in digital banking, and use promo code BB350 when opening your account.

If you’re in SECU’s membership area and are looking for a new business banking relationship, this promotion is worth considering before it expires on December 31, 2026.