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Home Bank Promotions

Santander Bank Bonus: $400 Checking Promotion – Ends 6/30/25

Tony Jay by Tony Jay
January 4, 2025 10:01 am CST
in Bank Promotions
10
Earn a $300 cash bonus with BlueVine!
chase-total-checking-banner-300-2024

Get a $400 Santander Bank bonus with their checking promotion available in select states. Learn how to qualify for this limited-time offer and boost your bank balance today!

Table of Contents

  • Santander $400 Checking Promotion
    • Waive The Monthly Fee
    • Fine Print
  • Bottom Line
  • More Santander Bank Bonuses

Santander Bank is offering a generous $400 bonus to new customers who open a Santander Select® checking account. To take advantage of this offer, simply follow a few straightforward steps, including meeting direct deposit requirements.

The offer is available in NH, MA, RI, CT, DE, NY, NJ, PA, and FL.

Let’s dive into the details of how you can secure this lucrative bonus before the deadline.

Read about current Santander Bank bonuses and promotions here.

  • Update 1/3/25: The offer has been extended through June 30, 2025. You might also want to consider this up to $300 offer from BMO Bank.
  • Update 10/9/24: The offer has been extended through December 31, 2024.
  • Update 8/6/2024: The offer now ends September 30, 2024.
  • Update 5/13/2024: The new expiration date is 7/1/2024. This offer often renews so if you’re reading this after July 1, please just try the link to see if the offer is still active.
  • Update 2/22/2024: The offer is back through March 31, 2024.
  • Update 1/3/23: The offer has been extended through January 31, 2024.
  • Update 11/29/2023: The offer is still good.
  • Update 10/25/2023: The $400 checking offer has been extended through 12/28/23.
  • Update 8/14/2023: Finally a new personal checking offer is available for $400.

Santander Bank has branches in the following states: Connecticut, Delaware, Florida, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, and Rhode Island.

Typical bonus amounts have been for $125, $150, $200, $225, $240, $300, $400, $500, etc.

READ MORE: WELCOME OFFERS FROM CHASE AND BMO.

Santander $400 Checking Promotion

  • What you’ll get: $400
  • Where it’s available: NH, MA, RI, CT, DE, NY, NJ, PA, or FL
  • How to earn it:
    • Open a new Santander Select® checking account at any branch
    • Use the form at the top of the offer page to get your promo code and bring it to a branch. You must open your new account by 10/03/2023.
    • Have direct deposits totaling $5,000 or more in your account within the first 90 days.
    • Once you’ve completed the requirements and your account has been open for 90 days, your bonus will be paid within 30 days.
  • When it expires: 6/30/25
OFFER LINK

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bmo-bank-logo

TRENDING DEAL:

▶ GET A $350 CASH BONUS FOR A NEW BMO CHECKING ACCOUNT

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Waive The Monthly Fee

  • Simply Right account has a $10 monthly fee
  • Fee waived with one transaction (deposit, withdrawal, transfer, or payment) posted in the calendar month

READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS

Fine Print

  • Get $400 bonus for opening Santander Select® Checking, Simply Right® Checking, or Santander® Private Client Checking account
  • Minimum $25 opening deposit required
  • Open account by the deadline in branch
  • Qualify by having $5,000+ in direct deposits within first 90 days
  • 90-day period starts at account opening, unless opened on weekend/holiday
  • Offer transferable until redeemed, subject to limit
  • Must be 18 years or older
  • Not available if any account owner is current Santander checking customer or had account in the last 12 months
  • Offer cannot be combined with other bonus offers
  • Use Promotion Code at account opening to qualify
  • Account must remain open in eligible type until bonus payment, within 30 days thereafter
  • Account must stay open and in good standing for bonus eligibility
  • Bonus considered interest, reported to IRS (Form 1099-INT)
  • Only one bonus per signer if multiple accounts opened
  • Offer for residents of NH, MA, RI, CT, DE, NY, NJ, PA, or FL (limited ZIP codes in Florida)
  • Rates subject to change after account opening
  • Fees may impact earnings
  • Offer valid only with Promotion Code use
  • Promotion may end at any time

READ MORE: GET CASH, PRIZES AND MORE WITH THESE REFERRAL DEALS

Bottom Line

Not quite as appealing as the previous $500 bonus, but the $400 tier has a more attainable direct deposit requirement.

Many individuals attempt to cycle through these Santander bonuses, so if you qualify, it’s likely worth considering this bonus offer.

It’s doubtful that a more attractive offer will emerge in the near future.

More Santander Bank Bonuses

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  • Earn a $500 Bonus with Santander Business Checking Accounts – Ends 12/31/24 - Santander Bank is offering a nice opportunity for new business customers: a $500 bonus when you open a Santander Business Checking Account and meet certain requirements. Here's how you can earn and enjoy this bonus. Key Takeaways Exclusive Bonus: Earn a $500 bonus by opening a new Santander Business Checking or Business Checking Plus account. Bank Profile: Santander Bank is… CONTINUE READING...
  • Santander Student Value Checking Review (Ages 14 – 25) - The Santander Student Value Checking account has no monthly fee and no minimum balance, but there’s much more to this account than meets the eye. Check out what’s good, what’s bad, and our impressions below. *See the best Student Checking Accounts compared Current Sign-Up Promotions? This account does qualify for Santander's referral program that doesn't have a set expiration date.… CONTINUE READING...

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READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

Comments 10

  1. Jay says:
    4 years ago

    Hey @Tony Phan,

    I was interested in Santander Bank Personal Checking $400 Bonus offer that expires today 3/31/2021. However, with still few hours left before the day ends but on clicking the link it took me to the bank site but it had no details on this promo. Any idea, if this promo expired way in the past ?

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  2. Dominique says:
    5 years ago

    Get an extra $50 bonus when you sign up with a referral link. For this, you will need to make a $250 direct deposit within 60 days of opening your account. I know that Chase checking, Venmo and Fidelity all count as direct deposits for Santander. The bonus will come in the form of a mailed Visa gift card. Can be stacked with other promotions. Also, the referral program is available nationwide, whereas the $225 bonus is only available to select states.

    I funded my new account with my Wells Fargo credit card with a $500 opening deposit and it coded as a purchase. Account is free as long as you make any transaction monthly. You can sign up for this promotion as long as you have not had an account with Santander for the past 12 months. I would appreciate it if someone would use my referral link below to sign up for a checking account in advance. Thanks so much.

    https://santander.extole.io/s/timmythetoot

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  3. Caesar says:
    6 years ago

    Bonus received 2 months after making direct deposit. Good customer service and low monthly fee.
    You may use my Referral link: https://santander.extole.io/s/gaoyuan_
    Thanks! Good luck!

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    Reply
  4. Dstormy says:
    7 years ago

    You must bring the code. I went into the Pembroke MA branch &had left the promotion card at home. Marisa acted like she had NO idea that they were running a $225 bonus promotion. She then asked for my license & credit card (I had no problem w this), so she “could see what she could do for me”. No problem. TDbank here I come.

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  5. Jon says:
    8 years ago

    Hey Tony, a few items of note:
    *The link to Santander’s offer expired on 06/30, but your page says 09/30.
    *With the Simply Right, there is a $3 paper statement fee unless the customer enrolls in paperless statements
    *Direct Deposit offer was $500 in total direct deposits over the first 90 days, not $1,000

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    • Tony Phan says:
      8 years ago

      Thanks for bringing this to my attention; I sort of rushed things and forgot to update a few details!

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      Reply
  6. Nancy Meyer says:
    8 years ago

    Tony
    Great info thanks for the helpful info and tips passing on the web site to family.

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  7. Tim VDP says:
    8 years ago

    Hi everyone! If you are considering to open a Santander bank account, don’t hesitate to use the following referral link which will give both you and me an additional $50 referral bonus! Thx https://bit.ly/2kOM8Ib

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    • Ronsin says:
      8 years ago

      If I apply from your link, do you know whether I can get the $225 bonus together with this $50 or not?

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      • Tony Phan says:
        8 years ago

        In the end, it’s up to Santander so you should check with them, but the $225 offer clearly states that the promo can’t be combined with any other offers. If you go through with it, please let everyone know how it goes!

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