Santander Bank Bonus: $200, $400, $500 Personal Checking, $500 Business Offers

Read about current Santander Bank bonuses and promotions here.

Santander Bank has branches in the following states: Connecticut, Delaware, Florida, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, and Rhode Island.

Typical bonus amounts have been for $125, $150, $200, $225, $240, $300, $400, $500, etc.

See our bank offers page for more offers. Top offers can be found from Chase Bank, HSBC Bank, Aspiration, Bank of America and many more.

Santander Bank Promotions Review Below

Santander Bank Bonus: Up To $500 Personal Checking Offer

• What you’ll get: $500 bonus
• Where it’s available: NH, MA, RI, CT, DE, NY, NJ, PA, or FL
• How to earn it:
  • Open a new Santander Select Checking account and have direct deposits totaling the amounts shown below to the account within the first 90 days to receive the associated cash offer amounts.
    • Earn $300 for direct deposits totaling $4,000
    • Earn $400 for direct deposits totaling $6,000
    • Earn $500 for direct deposits totaling $8,000
  • Keep your account open for 90 days
  • Once you have met these conditions and your account has been open for 90 days, your bonus will be paid within 30 days.
• When it expires: 7/6/2022

Waive The Monthly Fee

Simply Right Checking $10 monthly fee – Any deposit, withdrawal, transfer, or payment that is posted during the calendar month to the Simply Right Checking account will waive the $10 Monthly Fee (excludes fees, rebates, and adjustments posted by Santander).

Santander Select^® Checking $25 monthly fee – Ability to waive with $25,000 in combined balances.

Fine Print

• Eligible accounts are Santander ® Private Client Checking, Santander Select^® Checking, Simply Right^® Checking, or Santander Basic Checking.
• All accounts require $25 minimum opening deposit.
• Offer is transferable until redeemed by the addressee and we reserve the right, in their sole discretion, to limit the number of times this Promotion Code may be used.
• You must be 18 years or older.
• Offer is not available if any account owner is a current checking customer of Santander or had a Santander checking account in the last 12 months prior to account opening.
• Offer cannot be combined with any other bonus offer.
• Promotion Code must be entered at new account opening to be eligible for this offer, and cannot later be added to an account, or changed, unless it is presented and applied within 14 days of account opening.
• The account needs to be open for at least 90 days and remain open in an eligible account type until payment of bonus, which will occur within 30 days thereafter.
• In addition, the account must remain open and in good standing to be bonus eligible.
• Bonus is considered interest and will be reported to the IRS on Form 1099-INT.
• If multiple accounts are opened with the same signer, only one account will be eligible for the bonus. For new checking account customers only.
• Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, PA, or FL (please see additional detail on offer eligibility in Florida below). 

Bottom Line

They previously offered up to $600 but this is still a strong offer. I would jump on it if you can meet the requirements.

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Santander Bank Bonus: Up To $550 Business Checking Offer

• What you’ll get: Up To $550
• Where it’s available: NH, MA, RI, CT, DE, NY, NJ, PA, or FL
• How to earn it:
  • Earn up to a $550 cash bonus when you open a new business checking account using promo code BUS550Q222.
  • The bonus you receive depends on your average daily balance levels for the first 90 days. Maintain the following average daily balance to earn the corresponding bonus:
    • $5,000 or more and earn a $350 bonus
    • $10,000 or more and earn a $450 bonus
    • $15,000 or more and earn a $550 bonus
• When it expires: 7/6/2022

Waive The Monthly Fee

Santander Business Checking

Your $15 Monthly Fee is waived if you do any one of the following within the service fee period:

• Maintain $5,000 average daily balance in the checking account OR
• Maintain $10,000 in combined business deposit account balances with same ownership OR
• Have 3 or more purchases using a Santander® Business Debit Mastercard® post into your account OR
• Receive one or more Santander Merchant Services payments in your account OR
• Incur $50 or more in cash management service fees.

Santander Business Checking Plus

Your $50 Monthly Fee is waived if you do any one of the following within the service fee period:

• Maintain $40,000 average daily checking balance OR
• $60,000 in combined business deposit account balances OR
• Receive one or more Santander Merchant Services payments in your account within the service fee period  OR
• Incur $50 or more in cash management service fees within the service fee period

Fine Print

• To receive a cash bonus, your business must not currently have, nor have had, any business checking account with Santander Bank, N.A. (“Santander”) in the last 12 months.
• The average daily balance calculation begins on the day of account opening, unless the account is opened on a weekend or holiday, in which case the calculation begins on the first business day after account opening.
• The average daily balance is the sum of the Current Balance at the end of each day for 90 days divided by 90.
• The full amount does not need to be deposited on day one of account opening in order to be eligible for the cash offer; however, the more days that pass, higher subsequent deposits are needed to meet the average daily balance requirement. (For example, to be eligible for the $450 offer, if your balance was $5,000 for the first 10 days, you would need a $10,625 balance for the remaining 80 days.) 
• Your Promotion Code must be entered at new account opening to be eligible for this offer.
• Offer is transferable until redeemed by the addressee and we reserve the right, in our sole discretion, to limit the number of times this Promotion Code provided may be used.
• The Santander business checking account must be open and in good standing to receive a cash bonus at the time of bonus payment.
• You will receive a cash bonus in your new Santander business checking account within 30 days of meeting all offer requirements.
• They reserve the right to decline to open an account in their sole and absolute discretion.
• They will report the cash bonus to the IRS as interest income for the year in which it is received.
• One cash bonus per business entity as identified by Taxpayer Identification Number (TIN).
• Fees may reduce earnings.
• Offer is subject to change at any time. 
• Offer is only valid with use of a promotion code.
• Promotion of this offer may end at any time.

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Santander $500 Business Checking Offer (Targeted)

• What you’ll get: $500
• Where it’s available: NH, MA, RI, CT, DE, NY, NJ, PA, or FL
• How to earn it:
  • Your Promotion Code (from the letter you received) must be entered at account opening to receive your $500 cash bonus.
  • Offer is transferable until redeemed by the addressee and they reserve the right, in their sole discretion, to limit the number of times this Promotion Code provided may be used.
  • Open a new small business banking account in branch.
  • You must maintain an average balance of $3,500 for 90 days.
• When it expires: 5/31/2022

Waive The Monthly Fee

Santander Business Checking

Your $15 Monthly Fee is waived if you do any one of the following within the service fee period:

• Maintain $5,000 average daily balance in the checking account OR
• Maintain $10,000 in combined business deposit account balances with same ownership OR
• Have 3 or more purchases using a Santander® Business Debit Mastercard® post into your account OR
• Receive one or more Santander Merchant Services payments in your account OR
• Incur $50 or more in cash management service fees.

Santander Business Checking Plus

Your $50 Monthly Fee is waived if you do any one of the following within the service fee period:

• Maintain $40,000 average daily checking balance OR
• $60,000 in combined business deposit account balances OR
• Receive one or more Santander Merchant Services payments in your account within the service fee period  OR
• Incur $50 or more in cash management service fees within the service fee period

Fine Print

• To receive a $500 cash bonus, your business must not currently have, nor have had, any business checking account with Santander Bank, N.A. (“Santander”) in the last 12 months.
• The average daily balance is the sum of the Current Balance at the end of each day for 90 days, from the first business day the account is opened, divided by 90.
• The full $3,500 does not need to be deposited on day one of account opening in order to be eligible for the cash offer; however, the more days that pass, higher subsequent deposits are needed to meet the average daily balance requirement. (For example, if your balance was $500 for the first 10 days, you would need a $3,875 balance for the remaining 80 days to be eligible for bonus.) 
• The Santander business checking account must be open and in good standing to receive the $500 cash bonus at the time of bonus payment.
• You will receive a $500 cash bonus in your new Santander business checking account within 30 days of meeting all offer requirements.
• They reserve the right to decline to open an account in our sole and absolute discretion.
• They will report the $500 bonus to the IRS as interest for the year in which it is received.
• One $500 cash bonus per business entity as identified by Taxpayer Identification Number (TIN).
• Offer is subject to change at any time. 
• Offer is only valid with use of a promotion code.
• Promotion of this offer may end at any time.

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[Expired] Santander Bank Bonus: Up To $600 Personal Checking Offer

• What you’ll get: $600 bonus
• Where it’s available: NH, MA, RI, CT, DE, NY, NJ, PA
• How to earn it:
  • Open a new Santander Select Checking account using the unique promotion code shown on the offer page after you provide your name and email address.
  • Earn $400 by having direct deposits totaling $6,000 or more post to the account within the first 90 days, starting the first business day after opening the account.
  • Earn an additional $200 by maintaining an average daily balance of $6,500 or more for the first 90 days.
  • Keep your account open for at least 90 days and open at the time of the payment.
• When it expires: 1/28/2022

Waive The Monthly Fee

Santander Select^® Checking $25 monthly fee – Ability to waive with $25,000 in combined balances.

Fine Print

• The average daily balance is the sum of the Current Balance at the end of each day for 90 days, from the first business day the account is opened, divided by 90.
• The full $6,500 does not need to be deposited on day one of account opening in order to be eligible for the cash offer; however, the more days that pass, the higher subsequent deposits need to be to meet the average daily balance requirement. (For example, if your balance were $500 for first 10 days, you would need a $7,250 balance for the remaining 80 days to be eligible for bonus.)
• Check the average daily balance on your monthly statements to make sure you are on track.
• Offer is transferable until redeemed by the addressee and they reserve the right, in their sole discretion, to limit the number of times this Promotion Code may be used.
• You must be 18 years or older.
• Offer is not available if any account owner is a current checking customer of Santander or had a Santander checking account in the last 12 months prior to account opening.
• Offer cannot be combined with any other bonus offer.
• Promotion Code must be entered at new account opening to be eligible for this offer, and cannot later be added to an account, or changed, unless it is presented and applied within 14 days of account opening.
• The account needs to be open for at least 90 days and remain open in an eligible account type until payment of bonus, which will occur within 30 days thereafter.
• In addition, the account must remain open and in good standing to be bonus eligible.
• Bonus is considered interest and will be reported to the IRS on Form 1099-INT.
• If multiple accounts are opened with the same signer, only one account will be eligible for the bonus.
• For new checking account customers only.
• Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, PA, or FL (please see additional detail on offer eligibility in Florida below). 
• Florida Eligibility: This offer is only eligible online in ZIP codes within Miami-Dade, Monroe, and Broward counties, including ZIP code 34141. If your home address is outside of those counties or outside ZIP code 34141, the offer is not available for redemption online.
• Fees may reduce earnings.
• This offer subject to change at any time.
• Offer is only valid with use of a promotion code.
• Promotion of this offer may end at any time.

Bottom Line

This is one of the best offers I’ve seen from Santander. If you can meet the requirements, I would jump on it.

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[Expired] Santander Bank Bonus: $450 Business Checking Offer

• What you’ll get: $450
• Where it’s available: NH, MA, RI, CT, DE, NY, NJ, PA, or FL
• How to earn it:
  • Open a new small business banking account in branch.
  • Bring promo code BUS450Q421 (to receive the code via email, provide your email address at the offer link)
  • You must maintain an average balance of $10,000 for 90 days.
• When it expires: 1/28/2022

Waive The Monthly Fee

Santander Business Checking

Your $15 Monthly Fee is waived if you do any one of the following within the service fee period:

• Maintain $5,000 average daily balance in the checking account OR
• Maintain $10,000 in combined business deposit account balances with same ownership OR
• Have 3 or more purchases using a Santander® Business Debit Mastercard® post into your account OR
• Receive one or more Santander Merchant Services payments in your account OR
• Incur $50 or more in cash management service fees.

Santander Business Checking Plus

Your $50 Monthly Fee is waived if you do any one of the following within the service fee period:

• Maintain $40,000 average daily checking balance OR
• $60,000 in combined business deposit account balances OR
• Receive one or more Santander Merchant Services payments in your account within the service fee period  OR
• Incur $50 or more in cash management service fees within the service fee period

Fine Print

• The average daily balance is the sum of the Current Balance at the end of each day for 90 days, from the first business day the account is opened, divided by 90.
• The full $10,000 does not need to be deposited on day one of account opening in order to be eligible for the cash offer; however, the more days that pass, higher subsequent deposits are needed to meet the average daily balance requirement. (For example, if your balance was $500 for the first 10 days, you would need a $11,188 balance for the remaining 80 days to be eligible for bonus.) 
• Your Promotion Code must be entered at new account opening to be eligible for this offer.
• Offer is transferable until redeemed by the addressee and we reserve the right, in our sole discretion, to limit the number of times this Promotion Code provided may be used.
• The Santander business checking account must be open and in good standing to receive the $450 cash bonus at the time of bonus payment.
• You will receive a $450 cash bonus in your new Santander business checking account within 30 days of meeting all offer requirements.
• They reserve the right to decline to open an account in our sole and absolute discretion.
• They will report the $450 bonus to the IRS as interest for the year in which it is received.
• One $450 cash bonus per business entity as identified by Taxpayer Identification Number (TIN).
• Offer is subject to change at any time. 
• Offer is only valid with use of a promotion code.
• Promotion of this offer may end at any time.

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[Expired] Earn $500 In Bonuses With Referral Program

If you’re a Santander bank customer you can make referrals and earn a $50 bonus per referral, up to $500 yearly. Your referrals will also be able to earn the $50 bonus as well. Unfortunately that would mean you’re knowingly letting them earn only a $50 bonus when they could be earning the higher $150 bonus mentioned above.

Also, see the referral program for their Business accounts here.

Compare with the best bank promos here, including ones from Bank of America, Chase, TD Bank, Aspiration, Huntington and more.

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