Santander Bank Bonuses: $400 Personal & $120 Business Checking Offers, $500 In Referrals

• Open a new and eligible checking account using the unique promotion code shown on the offer page after you provide your name and email address.
• Have direct deposits totaling $4,000 or more post to the account within the first 90 days, starting the first business day after opening the account.
• Keep your account open for at least 90 days and open at the time of the payment.

Simply Right Checking

Simply Right Checking $10 monthly fee – Any deposit, withdrawal, transfer, or payment that is posted during the calendar month to the Simply Right Checking account will waive the $10 Monthly Fee (excludes fees, rebates, and adjustments posted by Santander).

• You must be 18 years or older.
• Offer is not available if any account owner is a current checking customer of Santander or had a Santander checking account in the last 12 months prior to account opening.
• Offer cannot be combined with any other bonus offer.
• Promotion Code must be entered at new account opening to be eligible for this offer, and cannot later be added to an account, or changed, unless it is presented and applied within 14 days of account opening.
• The account needs to be open for at least 90 days and remain open in an eligible account type until payment of bonus, which will occur within 30 days thereafter.
• In addition, the account must remain open and in good standing to be bonus eligible.
• Bonus is considered interest and will be reported to the IRS on Form 1099-INT.
• If multiple accounts are opened with the same signer, only one account will be eligible for the bonus.
• For new checking account customers only.
• Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, or PA.
• Eligible accounts include the following with these minimum opening deposit requirements: Simply Right^® Checking ($25), Santander^® Basic Checking ($25), Santander^® Premier Plus Checking ($50), and Santander Select^® Checking ($150).
• Fees may reduce earnings.
• Offer subject to change at any time.
• Santander considers direct deposits to be automatic electronic deposits made through the ACH network to your account by someone else, such as an employer issuing payroll or a government or retirement plan paying benefits.
• It may not include deposits to your account that are made by an individual using online banking, an internet payment provider, or a merchant advancing payroll using a debit card.

How To Make Referral Bonuses

• Use the referral offer page to sign up and start making referrals.
• Enter your friends’ email address and add a personalized message so they know it’s coming from you.
• Once your friend accepts the invitation, opens an eligible Santander checking account with the promotional code they received, and completes the program requirements**, you both will receive a $50 digital Visa Prepaid Card.
• Repeat and make up to $500 in referral bonuses per year.

• Referred friend is not eligible to participate if they’re a current or former Santander customer who has had a Santander checking account in the prior 12 months from new account opening.
• Employees of Santander and its affiliates are not eligible for this program.
• The $50 digital Visa Prepaid Card amount received may be reported as income to the IRS, state, and local tax authorities if required by applicable law.
• *You may earn a $50 digital Visa Prepaid Card for each referral that meets all program eligibility and qualification requirements. You may earn up to $500 in digital Visa Prepaid Cards per calendar year.
• **Referred person must open a new Simply Right Checking ($25 minimum opening deposit), Santander Basic Checking ($25 minimum opening deposit), Student Value Checking ($10 minimum opening deposit) or Santander Premier Plus Checking ($50 minimum opening deposit) within 90 days of receiving a Santander Refer-a-Friend invitation, and meet the program requirements within 60 days of opening the new account which are having one or more direct deposits totaling at least $250 and keeping the new account open for at least 60 days.
• Offer cannot be combined with other checking cash bonus offers.
• Limit of one bonus per qualifying account.

• Get $50 when you open a new Student Value Checking account with promo code STUDENT50, with minimum opening deposit of $10.
• Make 10 debit card transactions that post to your account within 60 days of account opening.

• Student Value Checking is available to students 14 through 25 years of age.
• Legal guardian co-owner required for those between 14–18 years.
• Once you reach 26, we may convert your Student Value Checking to another checking product.
• Students who currently have a personal checking account or who have had a personal checking account with Santander Bank in the last year are not eligible for this offer.
• Offer subject to change at any time.
• Santander team members are not eligible.
• TIMING AND OTHER CONDITIONS OF THE BONUS: Your Student Value Checking account must be open and in good standing to be bonus eligible.
• Bonus Payment will occur within 30 days after initial 60-day requirements are met.
• Cannot be combined with other offers.
• One bonus per customer.
• The bonus is considered interest and will be reported to the IRS on Form 1099-INT.
• If multiple accounts are opened with the same signer, only one account will be eligible for the bonus.