Santander Bank Bonus: $600, $400, $200 Personal Checking, $450 Business Offers

• Open a new Santander Select Checking account using the unique promotion code shown on the offer page after you provide your name and email address.
• Earn $400 by having direct deposits totaling $6,000 or more post to the account within the first 90 days, starting the first business day after opening the account.
• Earn an additional $200 by maintaining an average daily balance of $6,500 or more for the first 90 days.
• Keep your account open for at least 90 days and open at the time of the payment.

Santander Select^® Checking

Santander Select^® Checking $25 monthly fee – Ability to waive with $25,000 in combined balances.

• The average daily balance is the sum of the Current Balance at the end of each day for 90 days, from the first business day the account is opened, divided by 90.
• The full $6,500 does not need to be deposited on day one of account opening in order to be eligible for the cash offer; however, the more days that pass, the higher subsequent deposits need to be to meet the average daily balance requirement. (For example, if your balance were $500 for first 10 days, you would need a $7,250 balance for the remaining 80 days to be eligible for bonus.)
• Check the average daily balance on your monthly statements to make sure you are on track.
• Offer is transferable until redeemed by the addressee and they reserve the right, in their sole discretion, to limit the number of times this Promotion Code may be used.
• You must be 18 years or older.
• Offer is not available if any account owner is a current checking customer of Santander or had a Santander checking account in the last 12 months prior to account opening.
• Offer cannot be combined with any other bonus offer.
• Promotion Code must be entered at new account opening to be eligible for this offer, and cannot later be added to an account, or changed, unless it is presented and applied within 14 days of account opening.
• The account needs to be open for at least 90 days and remain open in an eligible account type until payment of bonus, which will occur within 30 days thereafter.
• In addition, the account must remain open and in good standing to be bonus eligible.
• Bonus is considered interest and will be reported to the IRS on Form 1099-INT.
• If multiple accounts are opened with the same signer, only one account will be eligible for the bonus.
• For new checking account customers only.
• Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, PA, or FL (please see additional detail on offer eligibility in Florida below). 
• Florida Eligibility: This offer is only eligible online in ZIP codes within Miami-Dade, Monroe, and Broward counties, including ZIP code 34141. If your home address is outside of those counties or outside ZIP code 34141, the offer is not available for redemption online.
• Fees may reduce earnings.
• This offer subject to change at any time.
• Offer is only valid with use of a promotion code.
• Promotion of this offer may end at any time.

• For $400 bonus, open a new Santander Select Checking account and have $6,000 or more in direct deposits within 90 days of account opening;
• Or for $200 bonus, open a new Simply Right Checking and have $4,000 or more in direct deposits within 90 days of account opening.

Simply Right Checking

Simply Right Checking $10 monthly fee – Any deposit, withdrawal, transfer, or payment that is posted during the calendar month to the Simply Right Checking account will waive the $10 Monthly Fee (excludes fees, rebates, and adjustments posted by Santander).

Santander Select^® Checking

Santander Select^® Checking $25 monthly fee – Ability to waive with $25,000 in combined balances.

• Offer is transferable until redeemed by the addressee and they reserve the right, in their sole discretion, to limit the number of times this Promotion Code may be used.
• You must be 18 years or older.
• Offer is not available if any account owner is a current checking customer of Santander or had a Santander checking account in the last 12 months prior to account opening.
• Offer cannot be combined with any other bonus offer.
• Promotion Code must be entered at new account opening to be eligible for this offer, and cannot later be added to an account, or changed, unless it is presented and applied within 14 days of account opening.
• The account needs to be open for at least 90 days and remain open in an eligible account type until payment of bonus, which will occur within 30 days thereafter.
• In addition, the account must remain open and in good standing to be bonus eligible.
• Bonus is considered interest and will be reported to the IRS on Form 1099-INT.
• If multiple accounts are opened with the same signer, only one account will be eligible for the bonus.
• For new checking account customers only.
• Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, PA, or FL. (See additional detail on Florida eligibility below).
• Florida Eligibility: This offer is only eligible online in ZIP codes within Miami-Dade, Monroe, and Broward counties, including ZIP code 34141. If your home address is outside of those counties or outside ZIP code 34141, the offer is not available for redemption online.
• Fees may reduce earnings.
• This offer subject to change at any time.
• Offer is only valid with use of a promotion code.
• Promotion of this offer may end at any time.

• Open a new small business banking account in branch.
• Bring promo code BUS450Q421 (to receive the code via email, provide your email address at the offer link)
• You must maintain an average balance of $10,000 for 90 days.

Santander Business Checking

Your $15 Monthly Fee is waived if you do any one of the following within the service fee period:

• Maintain $5,000 average daily balance in the checking account OR
• Maintain $10,000 in combined business deposit account balances with same ownership OR
• Have 3 or more purchases using a Santander® Business Debit Mastercard® post into your account OR
• Receive one or more Santander Merchant Services payments in your account OR
• Incur $50 or more in cash management service fees.

Santander Business Checking Plus

Your $50 Monthly Fee is waived if you do any one of the following within the service fee period:

• Maintain $40,000 average daily checking balance OR
• $60,000 in combined business deposit account balances OR
• Receive one or more Santander Merchant Services payments in your account within the service fee period  OR
• Incur $50 or more in cash management service fees within the service fee period

• The average daily balance is the sum of the Current Balance at the end of each day for 90 days, from the first business day the account is opened, divided by 90.
• The full $10,000 does not need to be deposited on day one of account opening in order to be eligible for the cash offer; however, the more days that pass, higher subsequent deposits are needed to meet the average daily balance requirement. (For example, if your balance was $500 for the first 10 days, you would need a $11,188 balance for the remaining 80 days to be eligible for bonus.) 
• Your Promotion Code must be entered at new account opening to be eligible for this offer.
• Offer is transferable until redeemed by the addressee and we reserve the right, in our sole discretion, to limit the number of times this Promotion Code provided may be used.
• The Santander business checking account must be open and in good standing to receive the $450 cash bonus at the time of bonus payment.
• You will receive a $450 cash bonus in your new Santander business checking account within 30 days of meeting all offer requirements.
• They reserve the right to decline to open an account in our sole and absolute discretion.
• They will report the $450 bonus to the IRS as interest for the year in which it is received.
• One $450 cash bonus per business entity as identified by Taxpayer Identification Number (TIN).
• Offer is subject to change at any time. 
• Offer is only valid with use of a promotion code.
• Promotion of this offer may end at any time.

• Your Promotion Code (from the letter you received) must be entered at account opening to receive your $500 cash bonus.
• Offer is transferable until redeemed by the addressee and they reserve the right, in their sole discretion, to limit the number of times this Promotion Code provided may be used.
• Open a new small business banking account in branch.
• You must maintain an average balance of $3,500 for 90 days.

Santander Business Checking

Your $15 Monthly Fee is waived if you do any one of the following within the service fee period:

• Maintain $5,000 average daily balance in the checking account OR
• Maintain $10,000 in combined business deposit account balances with same ownership OR
• Have 3 or more purchases using a Santander® Business Debit Mastercard® post into your account OR
• Receive one or more Santander Merchant Services payments in your account OR
• Incur $50 or more in cash management service fees.

Santander Business Checking Plus

Your $50 Monthly Fee is waived if you do any one of the following within the service fee period:

• Maintain $40,000 average daily checking balance OR
• $60,000 in combined business deposit account balances OR
• Receive one or more Santander Merchant Services payments in your account within the service fee period  OR
• Incur $50 or more in cash management service fees within the service fee period

• To receive a $500 cash bonus, your business must not currently have, nor have had, any business checking account with Santander Bank, N.A. (“Santander”) in the last 12 months.
• The average daily balance is the sum of the Current Balance at the end of each day for 90 days, from the first business day the account is opened, divided by 90.
• The full $3,500 does not need to be deposited on day one of account opening in order to be eligible for the cash offer; however, the more days that pass, higher subsequent deposits are needed to meet the average daily balance requirement. (For example, if your balance was $500 for the first 10 days, you would need a $3,875 balance for the remaining 80 days to be eligible for bonus.) 
• The Santander business checking account must be open and in good standing to receive the $500 cash bonus at the time of bonus payment.
• You will receive a $500 cash bonus in your new Santander business checking account within 30 days of meeting all offer requirements.
• They reserve the right to decline to open an account in our sole and absolute discretion.
• They will report the $500 bonus to the IRS as interest for the year in which it is received.
• One $500 cash bonus per business entity as identified by Taxpayer Identification Number (TIN).
• Offer is subject to change at any time. 
• Offer is only valid with use of a promotion code.
• Promotion of this offer may end at any time.

How To Make Referral Bonuses

• Use the referral offer page to sign up and start making referrals.
• Enter your friends’ email address and add a personalized message so they know it’s coming from you.
• Once your friend accepts the invitation, opens an eligible Santander checking account with the promotional code they received, and completes the program requirements**, you both will receive a $50 digital Visa Prepaid Card.
• Repeat and make up to $500 in referral bonuses per year.

• Referred friend is not eligible to participate if they’re a current or former Santander customer who has had a Santander checking account in the prior 12 months from new account opening.
• Employees of Santander and its affiliates are not eligible for this program.
• The $50 digital Visa Prepaid Card amount received may be reported as income to the IRS, state, and local tax authorities if required by applicable law.
• *You may earn a $50 digital Visa Prepaid Card for each referral that meets all program eligibility and qualification requirements. You may earn up to $500 in digital Visa Prepaid Cards per calendar year.
• **Referred person must open a new Simply Right Checking ($25 minimum opening deposit), Santander Basic Checking ($25 minimum opening deposit), Student Value Checking ($10 minimum opening deposit) or Santander Premier Plus Checking ($50 minimum opening deposit) within 90 days of receiving a Santander Refer-a-Friend invitation, and meet the program requirements within 60 days of opening the new account which are having one or more direct deposits totaling at least $250 and keeping the new account open for at least 60 days.
• Offer cannot be combined with other checking cash bonus offers.
• Limit of one bonus per qualifying account.