Looking for an easy checking account bonus? Santa Rosa County Federal Credit Union (SRCFCU) is offering a $150 bonus when you open a new Free Checking account and complete a few simple requirements.
If you’re eligible for membership and were planning to switch your primary checking account anyway, this is a straightforward bonus that doesn’t require an enormous direct deposit.
Santa Rosa County FCU $150 Bonus at a Glance
| Bonus | $150 |
|---|---|
| Account | Free Checking |
| Promo Code | GET150 |
| Direct Deposit Requirement | $1,000+ qualifying direct deposits |
| Debit Card Requirement | 20 debit card purchases |
| E-Statements | Required |
| Deadline | Complete requirements within 90 days |
| Bonus Paid | Within 30 days after requirements are met |
How to Earn the $150 Bonus
To receive the bonus, complete the following steps within 90 days of opening your account:
- Open a new SRCFCU Free Checking account
- Use promo code: GET150
- Receive at least $1,000 in qualifying direct deposits
- Complete 20 debit card purchases
- Enroll in electronic statements (eStatements)
Once all requirements have been completed, the $150 bonus will be deposited within 30 days.
Trending Checking Account Deal:
Qualifying Direct Deposits
According to SRCFCU, qualifying direct deposits include recurring electronic deposits such as:
- Employer payroll
- Pension payments
- Government benefits
The following do not qualify:
- Account-to-account transfers
- Mobile check deposits
- Person-to-person payments (such as Zelle or similar services)
Free Checking Features
Besides the signup bonus, the account includes several useful features:
- No monthly maintenance fees
- No minimum balance requirement
- Early direct deposit (up to two days early)
- Free online banking
- Mobile banking app
- Surcharge-free ATM access
- Fraud protection and account alerts
These features make it a solid everyday checking account even after you’ve earned the bonus.
Who Is Eligible?
The promotion is available to:
- New SRCFCU checking account holders
- Members who qualify for credit union membership
Other important terms include:
- One bonus per member
- Account must remain open and in good standing when the bonus is paid
- Promo code GET150 must be entered during account opening
- Bonus may be reported as taxable income (Form 1099)
Is the Bonus Worth It?
For many people, yes.
The requirements are relatively reasonable compared to many national bank bonuses that require several thousand dollars in direct deposits.
Pros
- $150 bonus
- No monthly maintenance fee
- Low direct deposit requirement ($1,000)
- No minimum balance
- Early direct deposit
- Simple qualification requirements
Cons
- Membership eligibility required
- Must complete 20 debit card purchases
- Offer limited to new checking customers
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Final Thoughts
The Santa Rosa County FCU $150 Checking Bonus is a nice opportunity for anyone eligible to join the credit union. The requirements are straightforward—receive $1,000 in qualifying direct deposits, make 20 debit card purchases, enroll in eStatements, and you’ll receive a $150 cash bonus.
If you’re already considering switching checking accounts, this promotion can provide an extra reward while giving you access to a fee-free checking account with modern banking features.
Important Terms
- Bonus: $150
- Promo Code: GET150
- Open: New Free Checking account
- Complete within: 90 days
- Requirements:
- $1,000 qualifying direct deposits
- 20 debit card purchases
- Enroll in eStatements
- Bonus paid: Within 30 days after requirements are met
- Offer available: New checking customers who qualify for membership
- Bonus may be taxable.
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