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Sandy Spring Bank Checking and Savings accounts sign-up bonuses and promotions can be found here.
Established in 1900 and headquartered in Olney, Maryland, Sandy Spring Bank has grown to over 45 branch locations across the District of Columbia, Maryland and Virginia.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, TD Bank, Aspiration, Bank of America, Huntington and many more.
Sandy Spring Bank’s Savings account rates tend to be unattractive, but they do offer special rates from time to time for their Money Market and CD accounts. Compare their rates to the best Savings/Money Market accounts here and the best CD accounts here.
Sandy Spring Bank Promotions Review Below
Sandy Spring Bank $50 – $100 Referral Bonus
Earn a $50 reward when you refer a friend or family member to open a new checking account. Refer a business and you can get $100. Here’s how it works:
- Complete this certificate, give it to a friend or family member, and invite them to open any Sandy Spring Bank checking account.
- Ask them to complete the new client section of the certificate and present it when they open a checking account.
- Your reward automatically will be deposited to your account within 30 days after your friend opens their new checking account, orders a debit card and makes three debit card purchases during the third statement cycle. Plus, your friend will also receive a deposit to their account of the same value.
There are several offers worth comparing this one to. A few great checking accounts with bonus offers include the Chase Total Checking® ($225 bonus), TD Bank Convenience CheckingSM ($150 bonus), Aspiration Checking ($150 or $200 bonus), Bank Of America Advantage Banking ($100 bonus), Huntington Bank (up to $500 bonus) and HSBC Premier Checking ($450 bonus).
[Expired] Sandy Spring Bank $200 Checking Offer
- What you’ll get: $200
- Where it’s available: DC, MD, and VA
- How to earn it:
- Open any checking account (excluding Student Banking) online, over the phone (mention this offer), or in-branch.
- Establish direct deposit within 45 days of account opening.
- Initial direct deposit must be at least $500 and must continue for a minimum of 4 months (3 statement cycles after opening cycle).
- When it expires: 11/15/21
How To Earn The Bonus
- Open any checking account (excluding Student Banking) online, over the phone (mention this offer), or in-branch.
- Establish direct deposit within 45 days of account opening.
- Initial direct deposit must be at least $500 and must continue for a minimum of 4 months (3 statement cycles after opening cycle).
- Debit Mastercard®
- Online banking with bill pay
- Secure mobile banking with mobile deposit
- Easily send money to pay friends and family
- Account alerts to help you manage your account
- Apple Pay™, Samsung Pay™ and Android Pay™
- Access to more than 55,000 Allpoint ATMs
No monthly fees or minimum balance requirements.
- The direct deposit must originate from a paycheck, pension, social security or other monthly income electronically deposited.
- Transfers from one account to another or deposits made at the branch or ATM do not qualify as direct deposits.
- Bonus will be deposited within 125 days of account opening into the checking account meeting the bonus requirements.
- Account must be in good standing.
- Your account must be open and in good standing at the time the bonus is credited.
- All applicable taxes are the sole responsibility of the recipient.
- Limited time offer available only to individuals who currently do not have a personal checking account with Sandy Spring Bank or have not had one within the last 90 days.
- Offer subject to change and cancellation without notice and cannot be combined with any other offer.
Bottom Line
The is a better deal than the ones previously offered by the bank. Compare this offer with the best bank bonuses here.
[Expired] Sandy Spring Bank $150 Checking and Savings Offer
- What you’ll get: $150
- Where it’s available: DC, MD, and VA
- How to earn it:
- To receive the $100 bonus, open any checking account (excluding Student Banking) online or mention the offer when you call their client service center or visit their branches before expiration date.
- Establish direct deposit within 45 days of account opening.
- Initial direct deposit must be at least $500 and must continue for a minimum of 4 months (3 statement cycles after opening cycle).
- To receive the $50 savings bonus, open a savings or money market savings account at the same time the checking account is opened.
- A deposit of at least $300 is required to open the savings or money market account.
- To receive the $100 bonus, open any checking account (excluding Student Banking) online or mention the offer when you call their client service center or visit their branches before expiration date.
- When it expires: 4/30/2021
How To Earn The Bonus
- To receive the $100 bonus, open any checking account (excluding Student Banking) online or mention the offer when you call their client service center or visit their branches before expiration date.
- Establish direct deposit within 45 days of account opening.
- Initial direct deposit must be at least $500 and must continue for a minimum of 4 months (3 statement cycles after opening cycle).
- To receive the $50 savings bonus, open a savings or money market savings account at the same time the checking account is opened.
- A deposit of at least $300 is required to open the savings or money market account.
- Debit Mastercard®
- Online banking with bill pay
- Secure mobile banking with mobile deposit
- Easily send money to pay friends and family
- Account alerts to help you manage your account
- Apple Pay™, Samsung Pay™ and Android Pay™
- Access to more than 55,000 Allpoint ATMs
No monthly fees or minimum balance requirements.
- The direct deposit must originate from a paycheck, pension, social security or other monthly income electronically deposited.
- Transfers from one account to another or deposits made at the branch or ATM do not qualify as direct deposits.
- A deposit of at least $300 is required to open the savings or money market account.
- Bonus will be deposited within 125 days of account opening, into the checking account meeting the bonus requirements.
- Account must be in good standing.
- All applicable taxes are the sole responsibility of the recipient.
- Limited time offer available only to individuals who currently do not have a personal checking account with Sandy Spring Bank or have not had one within the last 90 days.
Bottom Line
The bank had previous ran better offers. You may want to wait if you want to to get a better bonus for signing up. Compare this offer with the best bank bonuses here.
[Expired] Sandy Spring Bank $220 Checking Bonus
Open a new Checking account with Sandy Spring Bank and qualify for a $220 bonus where direct deposit will be required.
- $220 bonus offer expires 6/30/2020
- Any checking account (excluding Student Banking) qualifies for the bonus
- Offer is available to DC, MD, and VA residents
- Direct deposit is required for the bonus
- Application will trigger a Soft Pull, which does not affect your credit
- You can fund up to $250 towards the opening deposit with a Visa or MasterCard credit card
- There are no monthly maintenance or activity fees with My Free Banking
- There’s no minimum balance requirement for the My Free Banking account
How To Earn The $220 Bonus
- To receive the $220 bonus, open any personal checking account (excluding Student Banking) online or mention the offer when you call their client service center or visit their branches.
- Establish direct deposit, electronic statements and order a debit card within 60 days of account opening.
- An initial direct deposit of at least $500 must be received within 60 days of account opening from a paycheck, pension, social security or other monthly income electronically deposited.
- Transfers from one account to another or deposits made at the branch or ATM do not qualify as direct deposits.
- You must continue to receive a monthly direct deposit of at least $500 for 4 months.
The Fine Print
- Limited time offer available only to individuals who currently do not have a personal checking account with Sandy Spring Bank or have not had one within the last 90 days.
- Offer subject to change and cancellation without notice and cannot be combined with any other offer.
- Only one bonus per individual.
- Bonus will be deposited within 125 days of account opening, into the checking account meeting the bonus requirements.
- Account must be in good standing.
- All applicable taxes are the sole responsibility of the recipient.
Bottom Line
This is a better offer than their previous $150 offer. You’ll need to keep the direct deposits going for at least 4 months for this one.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.