PrimeWay Credit Union $100 Referral Bonus (Earn Up to $500) [TX]

If you’re looking for an easy referral bonus, PrimeWay Federal Credit Union is offering $100 for you and $100 for your friend—with the ability to earn up to $500 per year.

This is a solid mid-tier referral offer with relatively low requirements compared to others.

The offer is only available in select counties in Texas. If you’re for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!

Bonus Overview

• Bonus Amount: $100 (you) + $100 (your friend)
• Max Earnings: $500 per year
• Bonus Type: Mastercard Reward Card
• Availability: Must meet membership eligibility
• Timeline: Requirements must be completed within 60 days

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Earn Up to 4.10% APY

Go to the deal

How To Earn the $100 Bonus

Your friend must complete the following within 60 days of opening a checking account:

1. Open a new PrimeWay personal checking account
2. Receive at least $500 in direct deposits
3. Make 5 debit card transactions (non-ATM)

Once completed:

• You get a $100 Mastercard Reward Card
• Your friend also gets a $100 Mastercard Reward Card

How the Referral Works

• Register for the referral program
• Submit your friend’s name and email
• They open an account using your referral
• Complete the requirements

You can repeat this process and earn up to $500 per calendar year.

See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today

Key Terms To Know

• Bonus is paid as a reward card (not cash)
• Direct deposit requirement is relatively low at $500
• Debit transactions must be completed within 60 days
• Membership eligibility is required (typically Texas-based)
• Offer subject to change

Is This Bonus Worth It?

Pros

• Lower direct deposit requirement than many offers
• Repeatable up to $500/year
• Straightforward requirements

Cons

• Requires referrals (not a solo bonus)
• Paid as a prepaid card, not cash
• Limited by membership eligibility

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My Take

This is actually a better referral bonus than most credit unions.

Compared to similar offers:

• Lower deposit requirement than Kohler ($3,000 vs $500)
• Easier debit requirements
• Faster qualification window

If you have a few people you can refer, this is an easy way to generate $300–$500 per year.

Bottom Line

The PrimeWay referral bonus is:

• Simple
• Repeatable
• Realistically achievable

Not life-changing—but one of the more practical referral bonuses currently available.