PrimeWay Credit Union $100 Referral Bonus (Earn Up to $500) [TX]

If you’re looking for an easy referral bonus, PrimeWay Federal Credit Union is offering $100 for you and $100 for your friend—with the ability to earn up to $500 per year.

This is a solid mid-tier referral offer with relatively low requirements compared to others.

The offer is only available in select counties in Texas. If you’re for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!

Bonus Overview

• Bonus Amount: $100 (you) + $100 (your friend)
• Max Earnings: $500 per year
• Bonus Type: Mastercard Reward Card
• Availability: Must meet membership eligibility
• Timeline: Requirements must be completed within 60 days

Trending Savings Account Deal:

CIT Bank Platinum Savings: Earn Up to 4.10% APY

Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. This...Show More

Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. This offer expires on 5/31/26. Open your account online with as little as $100, fund it easily through transfer or mobile deposit, and start earning one of the most competitive savings rates in the country today.1 Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of January 9, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.2 Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of February 17, 2026.Boost Disclaimer: This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria. Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate. The Promotion begins on February 13, 2026, and ends August 31, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6month period outlined in the terms and conditions. The promotion can end at any time without notice.For complete list of account details and fees, see their Personal Account Disclosures at https://www.cit.com/cit-bank/resources/forms Show Less

Earn Up to 4.10% APY

Go to the deal

How To Earn the $100 Bonus

Your friend must complete the following within 60 days of opening a checking account:

1. Open a new PrimeWay personal checking account
2. Receive at least $500 in direct deposits
3. Make 5 debit card transactions (non-ATM)

Once completed:

• You get a $100 Mastercard Reward Card
• Your friend also gets a $100 Mastercard Reward Card

How the Referral Works

• Register for the referral program
• Submit your friend’s name and email
• They open an account using your referral
• Complete the requirements

You can repeat this process and earn up to $500 per calendar year.

See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today

Key Terms To Know

• Bonus is paid as a reward card (not cash)
• Direct deposit requirement is relatively low at $500
• Debit transactions must be completed within 60 days
• Membership eligibility is required (typically Texas-based)
• Offer subject to change

Is This Bonus Worth It?

Pros

• Lower direct deposit requirement than many offers
• Repeatable up to $500/year
• Straightforward requirements

Cons

• Requires referrals (not a solo bonus)
• Paid as a prepaid card, not cash
• Limited by membership eligibility

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My Take

This is actually a better referral bonus than most credit unions.

Compared to similar offers:

• Lower deposit requirement than Kohler ($3,000 vs $500)
• Easier debit requirements
• Faster qualification window

If you have a few people you can refer, this is an easy way to generate $300–$500 per year.

Bottom Line

The PrimeWay referral bonus is:

• Simple
• Repeatable
• Realistically achievable

Not life-changing—but one of the more practical referral bonuses currently available.