Pilgrim Bank $100 Checking Bonus [TX] – Ends 3/31/26

If you’re in a small Texas county and want a quick, no-hassle bank bonus, Pilgrim Bank is offering a $100 checking bonus—and the best part is you get it right at account opening.

No direct deposit. No waiting months. Just open the account and qualify.

The offer is only available in Texas. If you’re for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!

Bonus Overview

• Bonus Amount: $100
• Expiration Date: March 31, 2026
• Availability: Select Texas counties only
• Bonus Timing: Paid at account opening
• Credit Check: Likely soft pull (varies)

Trending Savings Account Deal:

CIT Bank Platinum Savings: Earn Up to 4.10% APY

Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. This...Show More

Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. This offer expires on 5/31/26. Open your account online with as little as $100, fund it easily through transfer or mobile deposit, and start earning one of the most competitive savings rates in the country today.1 Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of January 9, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.2 Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of February 17, 2026.Boost Disclaimer: This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria. Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate. The Promotion begins on February 13, 2026, and ends August 31, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6month period outlined in the terms and conditions. The promotion can end at any time without notice.For complete list of account details and fees, see their Personal Account Disclosures at https://www.cit.com/cit-bank/resources/forms Show Less

Earn Up to 4.10% APY

Go to the deal

How To Earn the $100 Bonus

This is about as simple as it gets:

1. Open a new Pilgrim Bank checking account
2. Be a new customer
3. Open the account by March 31, 2026
4. Meet the location requirement (see below)

That’s it. No extra hoops.

Eligibility Requirements (Important)

This bonus is very location-specific. You must live in one of these Texas counties:

• Titus County
• Morris County
• Camp County
• Franklin County
• Hopkins County

Also:

• One bonus per household
• Must be a new customer
• Account approval required

Available Checking Accounts

All checking accounts require a $100 opening deposit, but you have a few options:

Simple Checking

• $5 monthly fee
• Waived if:
  • You enroll in e-statements or
  • Maintain $5,000 balance

Advantage Checking

• $12 monthly fee
• No minimum balance
• Comes with perks like:
  • Identity monitoring
  • Insurance benefits
  • Discounts on services

Prestige Accounts (55+ only)

• No monthly fee
• Designed for older customers

Trending Savings Account Deal:

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Up to $1,500 & Top APY

Go to the deal

Is This Bonus Worth It?

Pros

• Bonus paid immediately (rare)
• No direct deposit required
• Very easy to qualify

Cons

• Limited to specific Texas counties
• Monthly fees on most accounts
• Lower bonus compared to $200–$500 offers

See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today

My Take

This is a pure convenience play.

If you live in one of the eligible counties, this is one of the easiest bonuses you’ll find—open the account, get $100, and you’re done.

But if you’re outside those counties (which most readers will be), this isn’t actionable.

Bottom Line

The Pilgrim Bank $100 bonus is:

• Easy
• Fast
• Extremely location-restricted

If you qualify geographically, it’s a no-brainer quick win. Otherwise, you’re better off targeting nationwide bonuses that pay more.