Discover why Payce is your best choice for cashback rewards. With a 25% bonus referral program, it offers versatile options for both online and in-store purchases.
Key Takeaways
- Versatile Rewards: Earn cashback both online and in physical stores.
- Simple Sign-Up: Link your card and start earning rewards immediately.
- Referral Bonuses: Get a 25% bonus on referrals’ earnings.
- Low Payout Threshold: Cash out rewards at just $10.
Introduction
Payce is a cashback platform that allows you to earn rewards while you shop or dine at partner stores and restaurants.
In this Payce review, we will explore how the platform works and its features to help you decide whether it’s a legitimate opportunity or a scam.
READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS
What Is Payce And What Does It Offer?
Payce is a legitimate platform that provides cashback rewards from its partner stores and restaurants.
However, being legit doesn’t necessarily mean it’s worth joining. To determine its value, let’s dive into how Payce works and the earning opportunities it offers.
READ MORE: GET CASH, REWARDS AND MORE WITH THESE REFERRAL DEALS
Option 1 – Cashback Offers
To earn rewards from Payce, you can:
- Take advantage of its cashback offers through online shopping or shopping and dining in physical stores.
- Benefit from the platform’s versatility, setting it apart from other cashback platforms that primarily focus on online shopping.
- Unlock all the cashback offers by linking a credit or debit card to your Payce account (Visa, Mastercard, or American Express preferred).
For online shopping:
- Access the web platform or the Payce mobile app.
- Log in to the member dashboard and navigate to the offers section.
- Select your preferred store and review the requirements for earning the cashback reward.
- Click the shop button and complete your purchase on the online store.
- Payce will track the transaction and credit the corresponding cashback reward to your account within 90 to 120 days.
For cashback offers from physical stores or restaurants:
- Simply use your linked card to pay for your purchase or meal.
- If a cashback offer exists at the establishment, the reward will automatically apply to your Payce account.
- However, similar to online purchases, it will take 90 to 120 days for the reward to be credited.
>> SIGN UP WITH PAYCE FOR FREE HERE
Pros & Cons
Pros:
- Versatile cashback platform that rewards both online and in-store purchases.
- A wide range of partner stores and restaurants, including popular brands.
- Ability to earn rewards from other loyalty programs or cashback platforms through linked cards.
- Simple and convenient payment system with a relatively low $10 threshold.
Cons:
- Lengthy waiting period of 90 to 120 days to receive cashback rewards.
TRENDING DEAL:
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 10/3/2025. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.51% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
Option 2 – Referral Program (25% Bonus)
Payce also offers a referral program, allowing you to earn by inviting others to join the platform.
Share your referral code with potential members, and when they sign up using your code, they become your referral. Once your referral earns cashback rewards, you receive a 25% commission on their earnings.
It’s essential that your referral inputs your code during sign-up to ensure you earn from this opportunity.
>> HERE’S OUR REFERRAL LINK IF YOU’D LIKE TO USE IT TO SIGN UP
How Do You Get Paid?
Whenever you earn cashback rewards, Payce will credit them to your Payce account.
Once you accumulate at least $10, you can choose to have the amount deposited into your bank account or linked credit/debit card.
The payment process is automated, making it straightforward and convenient.
READ MORE: GET A BONUS FOR SIGNING UP WITH REBATESME HERE
Bottom Line
Payce is a legitimate cashback platform that allows you to earn rewards for using your credit/debit cards or availing cashback offers from partner stores and restaurants.
It provides decent earning potential with its broad selection of partner establishments and cashback rates ranging from 5% to 25%.
The platform’s payment system is simple and convenient, and the relatively low $10 threshold is favorable. However, the lengthy waiting period of 90 to 120 days to receive cashback rewards may test your patience.
>> SIGN UP WITH PAYCE FOR FREE HERE
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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