OMB Bank High Interest Checking Bonus – Earn $250 [MO, KS, In Branch Only] – Ends 7/31/26

OMB Bank is offering a $250 checking account bonus for new customers who open a High Interest Checking account and receive a qualifying direct deposit. In addition to the bonus, the account can earn up to 2.01% APY on qualifying balances.

The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!

Bonus Details

Bonus Amount: $250

Account Required: OMB High Interest Checking

Offer Expiration: July 31, 2026

Availability: In-branch only at OMB Bank locations

How to Earn the $250 Bonus

To qualify for the $250 bonus, you must:

1. Open a new OMB High Interest Checking account in person between April 1, 2026 and July 31, 2026.
2. Receive at least one qualifying direct deposit within the first 90 days after account opening.
3. Maintain the account in good standing through the 90th day after opening.
4. Keep at least a positive balance in the account.

Trending Savings Account Deal:

CIT Bank Platinum Savings: Earn Up to 4.10% APY

Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. This...Show More

Looking for a safe, high-yield place to grow your savings before the year ends? Enjoy up to a 4.10% APY for 6 months on balances of $5,000 or more with promo code CITBoost. This offer expires on 5/31/26. Open your account online with as little as $100, fund it easily through transfer or mobile deposit, and start earning one of the most competitive savings rates in the country today.1 Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.2 Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of July 20, 2026.Boost Disclaimer: This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria. Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate. The Promotion begins on February 13, 2026, and ends August 31, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6month period outlined in the terms and conditions. The promotion can end at any time without notice.For complete list of account details and fees, see their Personal Account Disclosures at https://www.cit.com/cit-bank/resources/forms Show Less

Earn Up to 4.10% APY

Go to the deal

What Qualifies as a Direct Deposit?

Qualifying direct deposits include recurring income payments such as:

• Payroll deposits
• Salary or wage payments
• Pension payments
• Government benefits

The deposit must be made through the ACH network from an employer or government agency.

What Does Not Qualify?

The following transactions do not count as qualifying direct deposits:

• Transfers between accounts
• Mobile check deposits
• ATM deposits
• Person-to-person payments
• Other non-payroll ACH transfers

Bonus Timing

The $250 bonus will be credited within 30 days after all requirements have been met.

The account must remain open and unrestricted at the time the bonus is paid.

High Interest Checking Features

In addition to the sign-up bonus, OMB High Interest Checking offers:

• Up to 2.01% APY on balances up to $25,000
• No monthly maintenance fee mentioned in the promotion
• Local branch service throughout the Kansas City area
• Online and mobile banking access

How to Earn the 2.01% APY

Each statement cycle, you must:

• Complete at least 12 debit card purchases, and
• Receive at least one direct deposit or ACH transaction

Balances above $25,000 earn a lower rate, and accounts that do not meet the monthly requirements earn a reduced APY.

Eligibility

To qualify for the promotion:

• You must be a new OMB Bank checking customer.
• Existing checking customers are not eligible.
• Customers who closed an OMB checking account within the previous 12 months are not eligible.
• Limit one bonus per household.
• The offer cannot be combined with other retail promotions.

See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today

Bottom Line

The OMB Bank High Interest Checking bonus is a simple $250 checking account promotion that requires only one qualifying direct deposit within 90 days. Unlike many checking bonuses that require multiple direct deposits and extensive debit card activity, OMB’s offer has a relatively low hurdle. The ability to earn up to 2.01% APY on balances up to $25,000 adds additional value for customers looking for a high-yield everyday checking account.