Oklahoma Central Credit Union is offering a $300 checking account bonus for new members who open a qualifying checking account through its Jenks branch and establish a recurring direct deposit. The requirements are relatively simple, making this a solid regional credit union promotion for eligible applicants.
The offer is only available locally. If you’re looking for offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!
Bonus Overview
| Offer | $300 Bonus |
|---|---|
| Institution | Oklahoma Central Credit Union (OCCU) |
| Bonus Amount | $300 |
| Expiration Date | June 30, 2026 |
| Minimum Opening Deposit | $25 |
| Direct Deposit Requirement | Recurring direct deposit of $200+ |
| Bonus Payout | Within 30 days after requirements are met |
| Availability | Jenks branch promotion |
Trending Savings Account Deal:
How to Earn the $300 Bonus
To qualify:
- Open a new qualifying OCCU checking account at the Jenks branch.
- Fund the account with at least $25 in new money.
- Establish a recurring direct deposit of at least $200.
- Keep the account open and in good standing.
Once the requirements are completed, the $300 bonus will be deposited into your checking account within 30 days.
Eligibility
The offer is available to:
- New Oklahoma Central Credit Union members.
- Individuals who meet OCCU membership requirements.
- Applicants opening a qualifying checking account through the Jenks branch promotion.
Limit one bonus per member.
Important Fine Print
- The account must be funded with new money not currently held at OCCU.
- Membership approval is required.
- The promotion may be modified or discontinued without notice.
- The account must generally remain open for at least six months. According to the promotional disclosures, closing the account before six months may result in bonus forfeiture or clawback.
Checking Account Options
OCCU promotes several checking products, including:
- Momentum Checking – earns a high APY on qualifying balances when monthly debit card transaction requirements are met.
- Smart Relationship Checking – interest-bearing checking with relationship benefits.
The promotion simply requires opening a qualifying checking account and setting up the direct deposit requirement.
Bonus Difficulty
Compared with many checking bonuses requiring multiple direct deposits, debit card purchases, bill payments, or large balances, this offer is relatively easy:
- $25 opening deposit
- One recurring direct deposit of $200 or more
- No large balance requirement
- No debit card transaction requirement mentioned for the bonus
Potential Stackability
OCCU also offers a separate Refer-A-Friend program:
- Referrer receives $100.
- New member receives $100.
- OCCU donates $25 to a participating charity.
If a new member is referred and qualifies under both promotions (subject to OCCU’s terms), there may be an opportunity to earn additional rewards.
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Bottom Line
The Oklahoma Central Credit Union $300 Checking Bonus is one of the easier regional credit union offers currently available. With only a $25 opening deposit and a recurring direct deposit of $200 or more required, the bonus provides an attractive return with relatively little effort. The main limitation is that the offer appears to be tied to the Jenks branch and expires on June 30, 2026, so eligible applicants should act before the promotion ends.
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