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OceanFirst Bank Review: $235 Checking Account Bonus

Tony Jay by Tony Jay
September 7, 2022 12:00 am CDT
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This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Contents

  • 1 $235 OceanFirst Bank Checking Account Bonus
    • 1.1 Waive The Monthly Fee
    • 1.2 Fine Print
  • 2 [Expired] $25 OceanFirst Bank A+ Student Checking Bonus
    • 2.1 How To Earn The $25 Bonus
  • 3 $200 OceanFirst Bank Checking Account Bonus
    • 3.1 How To Earn The $200 Bonus
    • 3.2 How To Waive The Monthly Fee
Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus
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Get the latest OceanFirst Bank (oceanfirst.com) bonuses and promotions here. Typical bonus offers have been $100, $200, $300, $400, etc.

Established in 1902 and headquartered in Toms River, NJ, OceanFirst Bank has around 50 branches all in the state of New Jersey. If you’re outside of New Jersey, check out these other bank deals here.

See current offers below.

$235 OceanFirst Bank Checking Account Bonus

  • What you’ll get: $235
  • Where it’s available: New Jersey
  • How to earn it: Open a new checking account and complete the following requirements:
    • At least two cycles of an electronic recurring direct deposit of $500 or more has posted to the account, eStatements is elected and the accountholder is active on the OceanFirst Bank mobile app within 30 days leading up to the bonus payout date
  • When it expires: 12/31/2022
Learn More at OceanFirst Bank

Waive The Monthly Fee

  • Minimum daily balance is waived for one year from account opening.
  • After that, a minimum daily balance of $5,000 required to waive $7.95 monthly service fee.

Fine Print

  • Business checking accounts do not apply to this offer.
  • All cash bonuses are taxable. $50 minimum to open any OceanFirst checking account.
  • Account must remain open and active for one year or bonuses will be forfeited.
  • All Annual Percentage Yields (APYs) on interest-bearing accounts subject to change.
  • Fees may reduce earnings.
  • Limit of one cash bonus per household.

[Expired] $25 OceanFirst Bank A+ Student Checking Bonus

This $25 bonus offer is for a opening a new A+ Student Checking.

  • $25 bonus offer expires 8/31/2019
  • Offer available in New Jersey
  • A+ Student Checking account is eligible for the offer
  • Application will trigger a Soft Pull, which does not affect your credit
  • You can fund up to $2,500 towards the opening deposit with a credit card
  • Monthly Fees: None
Learn More at OceanFirst

How To Earn The $25 Bonus

EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT

  • Open an OceanFirst A+ Student Checking Account and get a $25 Wawa gift card plus $10.
  • $10 bonus and $25 Wawa gift card paid at account opening.

  • No minimum balance requirement, ever
  • No monthly service charge, ever
  • $10 bonus deposit upon account opening, yes, you read that right
  • Free nationwide ATM use
  • Up to $10 per month reimbursement of other bank’s ATMs fees
  • Visa Debit Card with reward points
  • Zero Liability Guarantee with Fraud Monitoring Tools
  • Digital banking with purchase rebate offers
  • Free first order of checks

No monthly fee with the A+ Student Checking.

  • Offer available in-branch only from 5/28/19 through 8/31/19 and subject to change.
  • International transactions subject to a Visa® ISA fee.
  • $50 minimum to open any OceanFirst checking account.
  • Students under the age of 18 but at least 14 years old may establish this checking account with a parent or adult at least 18 years old.
  • A student under the age of 18 does not have check writing privileges on the account, but may be issued a debit card on the joint account.
  • $10 bonus and $25 Wawa gift card paid at account opening.
  • Limit of one cash bonus and gift card per account.
  • All cash bonuses are taxable.


$200 OceanFirst Bank Checking Account Bonus

Ocean First $200 Checking Bonus

This $200 bonus offer is for a opening a new Simply Great Checking account with OceanFirst Bank.

  • $200 bonus offer is currently unavailable
  • Offer available in New Jersey
  • The Simply Great Checking account is eligible for the offer
  • Direct deposit is a requirement for this offer
  • Application will trigger a Soft Pull, which does not affect your credit
  • You can fund up to $2,500 towards the opening deposit with a credit card
  • Monthly Fees can be waived
  • Keep the account open for at least on year to avoid the early account termination fee
Learn More at OceanFirst

How To Earn The $200 Bonus

  • Open a new Simply Great Checking account from OceanFirst Bank
  • Request a debit card with your new account and you’ll receive a $50 bonus
  • Make a debit card transaction and a mobile deposit of $25 or more in 60 days and receive another $100 bonus
  • On your 6 month anniversary you’ll receive the final $50 bonus

How To Waive The Monthly Fee

Totally Free Checking and Student Checking accounts don’t come with monthly fees.

Simply Great CheckingClassic Checking

Simply Great Checking account comes with a $7.95 monthly maintenance fee. The fee is waived with a daily minimum balance of $5000.

Classic Checking comes with a $5.95 monthly maintenance fee. The fee is waived with a daily minimum balance of $1000.

Read more: See the best bank promotions here and the best investing promotions here.

TopCashback bonus TopCashback bonus TopCashback bonus
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Tony Jay

Tony Jay

I'm all about finding new finance-related promotions and bonuses here at MoneysMyLife. Contact me here.

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Comments 1

  1. Dan says:
    6 years ago

    Anyone know what the tag for direct deposits are?

    I tried to trigger the direct deposit with Venmo, Square, and PNC pop-money. The transactions show up as “CASH DEPOSIT”. Is this the same as anyone who has a company/government direct deposit? I want to ensure I’ll get the bonus 75 days from my signup date.

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    Reply

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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