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Get the latest OceanFirst Bank (oceanfirst.com) bonuses and promotions here. Typical bonus offers have been $100, $200, $300, $400, etc.
Established in 1902 and headquartered in Toms River, NJ, OceanFirst Bank has around 50 branches all in the state of New Jersey. If you’re outside of New Jersey, check out these other bank deals here.
See current offers below.
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$235 OceanFirst Bank Checking Account Bonus
- What you’ll get: $235
- Where it’s available: New Jersey
- How to earn it: Open a new checking account and complete the following requirements:
- At least two cycles of an electronic recurring direct deposit of $500 or more has posted to the account, eStatements is elected and the accountholder is active on the OceanFirst Bank mobile app within 30 days leading up to the bonus payout date
- When it expires: 12/31/2022
Waive The Monthly Fee
- Minimum daily balance is waived for one year from account opening.
- After that, a minimum daily balance of $5,000 required to waive $7.95 monthly service fee.
Fine Print
- Business checking accounts do not apply to this offer.
- All cash bonuses are taxable. $50 minimum to open any OceanFirst checking account.
- Account must remain open and active for one year or bonuses will be forfeited.
- All Annual Percentage Yields (APYs) on interest-bearing accounts subject to change.
- Fees may reduce earnings.
- Limit of one cash bonus per household.
[Expired] $25 OceanFirst Bank A+ Student Checking Bonus
This $25 bonus offer is for a opening a new A+ Student Checking.
- $25 bonus offer expires 8/31/2019
- Offer available in New Jersey
- A+ Student Checking account is eligible for the offer
- Application will trigger a Soft Pull, which does not affect your credit
- You can fund up to $2,500 towards the opening deposit with a credit card
- Monthly Fees: None
How To Earn The $25 Bonus
- Open an OceanFirst A+ Student Checking Account and get a $25 Wawa gift card plus $10.
- $10 bonus and $25 Wawa gift card paid at account opening.
- No minimum balance requirement, ever
- No monthly service charge, ever
- $10 bonus deposit upon account opening, yes, you read that right
- Free nationwide ATM use
- Up to $10 per month reimbursement of other bank’s ATMs fees
- Visa Debit Card with reward points
- Zero Liability Guarantee with Fraud Monitoring Tools
- Digital banking with purchase rebate offers
- Free first order of checks
No monthly fee with the A+ Student Checking.
- Offer available in-branch only from 5/28/19 through 8/31/19 and subject to change.
- International transactions subject to a Visa® ISA fee.
- $50 minimum to open any OceanFirst checking account.
- Students under the age of 18 but at least 14 years old may establish this checking account with a parent or adult at least 18 years old.
- A student under the age of 18 does not have check writing privileges on the account, but may be issued a debit card on the joint account.
- $10 bonus and $25 Wawa gift card paid at account opening.
- Limit of one cash bonus and gift card per account.
- All cash bonuses are taxable.
$200 OceanFirst Bank Checking Account Bonus
This $200 bonus offer is for a opening a new Simply Great Checking account with OceanFirst Bank.
- $200 bonus offer is currently unavailable
- Offer available in New Jersey
- The Simply Great Checking account is eligible for the offer
- Direct deposit is a requirement for this offer
- Application will trigger a Soft Pull, which does not affect your credit
- You can fund up to $2,500 towards the opening deposit with a credit card
- Monthly Fees can be waived
- Keep the account open for at least on year to avoid the early account termination fee
How To Earn The $200 Bonus
- Open a new Simply Great Checking account from OceanFirst Bank
- Request a debit card with your new account and you’ll receive a $50 bonus
- Make a debit card transaction and a mobile deposit of $25 or more in 60 days and receive another $100 bonus
- On your 6 month anniversary you’ll receive the final $50 bonus
How To Waive The Monthly Fee
Totally Free Checking and Student Checking accounts don’t come with monthly fees.
Simply Great Checking account comes with a $7.95 monthly maintenance fee. The fee is waived with a daily minimum balance of $5000.
Classic Checking comes with a $5.95 monthly maintenance fee. The fee is waived with a daily minimum balance of $1000.
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Anyone know what the tag for direct deposits are?
I tried to trigger the direct deposit with Venmo, Square, and PNC pop-money. The transactions show up as “CASH DEPOSIT”. Is this the same as anyone who has a company/government direct deposit? I want to ensure I’ll get the bonus 75 days from my signup date.