If you’re a small business owner in Wisconsin looking for one of the larger local bank bonuses available right now, North Shore Bank is offering a $500 cash bonus when you open a new qualifying business checking account.
This is a branch-only offer, but the requirements are reasonable for an active business and the payout is significantly higher than most community-bank promos.
Here’s exactly how it works.
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North Shore Bank $500 Business Checking Bonus – Key Details
Bonus: $500 cash
Availability: January 12, 2026 – February 28, 2026
Who qualifies: New North Shore Bank business checking customers
To earn the $500 bonus, you must:
- Open one of the following accounts in a North Shore Bank branch:
- Basic Business Checking
- Small Business Checking
- Business Checking
Then complete all three requirements below:
Bonus Requirements
Days 1–30 after opening
- Deposit $2,000 or more in new money
Days 31–90 after opening
- Maintain a minimum daily balance of $2,000
Days 1–90 after opening
- Make 10 purchases using your North Shore Bank Business Debit Mastercard
- ATM transactions do not count
- Purchases must post within 90 days
Once all requirements are met, the $500 bonus is credited within 15 days.
Important Fine Print to Know
This is a strong bonus, but there are a few rules you should be aware of:
- The account must remain open for at least 12 months after the bonus is paid
- If closed early:
- Bonus may be clawed back
- Additional $50 fee if closed within the first 180 days
- Limit one business checking bonus every 24 months
- Not available for:
- Existing North Shore Bank business checking customers
- Non-profits
- Government or municipal accounts
- Political/campaign accounts
- IOLTA/IBRETA accounts
- Bank employees or affiliates
As always, any applicable fees or taxes are your responsibility.
North Shore Bank Business Checking Options (Quick Overview)
North Shore offers three tiers of business checking depending on transaction volume:
Basic Business Checking
- 100 no-cost items per month
- $0 or $10 monthly fee
- Fee waived with $500 average balance
Small Business Checking
- 250 no-cost items per month
- $0 or $15 monthly fee
- Fee waived with $2,500 average balance
Business Checking
- 500 no-cost items per month
- $0 or $25 monthly fee
- Fee waived with $25,000 average balance
All accounts include:
- Free Business Debit Mastercard
- QuickBooks-compatible downloads
- Digital banking and cash-flow tools
Cash deposits over $5,000 per month incur a fee of $0.30 per $100, which is standard for many brick-and-mortar banks.
TRENDING DEAL:
Business Debit Mastercard Perks
North Shore’s Business Debit Mastercard includes some uncommon extras:
- 5% cash back when you shop local
- Mastercard Easy Savings automatic rebates
- Cell phone protection and additional card benefits
If you already use a debit card for everyday business spending, these perks can add incremental value beyond the $500 bonus.
Who This Bonus Is Best For
This offer is a good fit if you:
- Operate a small or medium-sized business in Wisconsin
- Can comfortably maintain a $2,000 balance for a few months
- Don’t mind opening the account in-branch
- Plan to keep the account open for at least one year
- Want a larger local bank bonus without national-bank complexity
If you’re running a very high-volume business or frequently deposit large amounts of cash, you’ll want to factor in transaction and cash-deposit fees.
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Final Thoughts
A $500 business checking bonus from a community bank is increasingly rare, and North Shore Bank’s requirements are very doable for an active business.
If you’re planning to open a new business checking account anyway and can keep it open for a year, this is one of the better Wisconsin-based offers available in early 2026.
Just be sure to open the account before February 28, 2026, complete all three steps on time, and keep the account open to avoid any clawbacks.
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